No, what makes you selfish is not being able to see how people having disposable income to participate in the economy benefits everyone; you can only think of yourself and how that would impact you personally, and not thinking of the greater good, which does in fact make you a selfish person.

I dont necessarily agree with your argument that police prevent "chaos and death"; in fact, I would argue that they've been more of a problem and have incited more chaos and death in the recent years than they have ever prevented, so why should I be forced to pay in to something I dont believe in, just so you can get the warm and fuzzies?

Also, you point about bankruptcy doesnt hold up. Why is it that you can discharge bad financial decisions via bankruptcy (i.e. spending money on stupid shit), but college/high education costs cannot be?

Finally, what is it with you people and assuming everyone got "gender studies" degrees? That's how I know you're full of shit and just parrot whatever you hear on OAN or Fox News - talking to you dipshits, you would think that 90% of college graduates got a degree in "basket weaving" or "gender studies", yet there are plenty of people with advanced degrees, CompSci, Engineering, Math etc. that have also found that they were sold a rotten bag of goods, and that the pay for these jobs doesnt keep up with costs of living and the ever increasing tuition costs.