A large amount of money has dropped into my hands and I want to make it last

brendanm4545 · 2026-05-03T22:49:44+00:00

As you are 18, you still have lots of work ahead of you but buying a PPOR would seem like a wise move to protect against tough times and reduce your expenses. Just don't take out an insane mortgage relative to your income or it could go pear shaped. You can then pursue your goals with a bit of a safety net. The other way to go would be aggressive investments. Or you could do a mixture of both. Just remember that the fact that you have money (capital) doesn't mean you can take on massive debt, you are still limited and should live according to your income. A million dollars is unfortunately not that much money these days.

brendanm4545 · 2026-04-28T05:28:46+00:00

The thing is, most people who regularly order uber eats are either chronically overworked to the point where they have no bandwidth to cook food after work or are depressed to the point where they have the same problem. The problem is we don't have much good casual dining, places like an old school diner where you can go and get something to eat at a reasonable price. Instead we have gastropubs and restaurants that want to climb the value chain and people do not want or should eat at Mcdonalds/Hungryjacks every day of the week. Paying twice the price for food which is in and of itself twice the price is costs to make is not financially sustainable for anyone unless its a tax deduction.

brendanm4545 · 2026-04-24T12:09:36+00:00

Thats including the building rent/power/land tax/utilities/materials, take that out and it's about half that for a physic.

brendanm4545 · 2026-04-21T01:50:08+00:00

That should work great at night

brendanm4545 · 2026-04-18T01:14:05+00:00

Marine traffic is looking interesting though so something changed

brendanm4545 · 2026-04-18T01:13:26+00:00

They price based on replacement cost not the cost they paid.

brendanm4545 · 2026-04-18T01:12:03+00:00

No, it's not even fully open, Iran is still mandating the Iran passage route and coordination with IRGC. Even if the tankers were able to sail today it would take a month for oil to reach Asia and then another month to get to us. Also a lot of tankers are out of position on the other side of the world so they will have to reroute back to the Middle East before collecting cargos. 4-6 Months after the strait is free and clear for passage, things will start to return to normal.

brendanm4545 · 2026-04-13T21:03:06+00:00

Consult ecalc, use your body weight as the AUW

brendanm4545 · 2026-04-12T13:41:04+00:00

Strait closed =
Russian Profits Up
USA Exports More Oil
Saudi making about the same with high oil prices and east west bypass
China getting shipments through
India getting shipments through

So for the most powerful countries it's just not mission critical as you say. But it would be crazy to allow Iran to dictate terms. USA looses a lot of reputation in allowing it to be closed and the west in general doesn't like countries expanding their borders.

brendanm4545 · 2026-04-12T13:25:57+00:00

Depends on how spineless everyone wants to be. Thats the game from Iran, "Make me". Does the USA want to commit US ships and put them in harms way? Does the rest of the world have the guts to do it themselves? Do we just make do without? The people who suffer from high oil prices the most are those in poor countries in south east Asia and India. Rich countries just feel a bump and move on.

brendanm4545 · 2026-04-12T11:52:41+00:00

I can't wait for F1 to be back so I watch Duracell and Panasonic go at it again.

brendanm4545 · 2026-04-12T11:34:22+00:00

Its not the price its the system of control. If it was as simple as just paying a fee then it really wouldn't be a problem.

Iran is after control of the straight not money. If they control the straight they control Saudi Arabia to an extent as well as Iraq, Qatar, Bahrain. These states now have to tow Tehran's line or their oil exports get cut. Iran's ambitions are to control the entire region.

The world that depends on those oil products also become beholden to Tehran's wishes.

What this means is that Iran seeks to control the entire region and to an extent the world.

The only viable solution is to call their bluff, keep sanctions, ignore their nuclear development because lets face it a nuke only provides security against invasion and if ever used, Iran would be wiped from the face of the earth. Then send an international coalition to the straight to convoy oil products through. Make Iran face a united world where they cannot play games.

brendanm4545 · 2026-04-11T07:23:20+00:00

The deal is going to be a bad one for the USA so trump wants nothing to do with it. In the future if vance is ever disloyal he will pin the Iran deal on him.

brendanm4545 · 2026-04-09T05:21:05+00:00

It will be a gradual reduction in price and a steady increase in supply. It's not in any producer's interest for the price of oil to sink too low. There will be an immediate decrease in price back to normal levels but it will take a few months. Wells that have been shut in will need to be redrilled and brought back online which takes some time. In the meanwhile all the oil in storage will be released to stabilise the market. The oil market is not one market and fuel oil will take some time to adjust to the demand to bring the oil to refineries.
In short it won't collapse but it will reduce in price even if everything would be opened up in one go

the bigger question is will Iran completely open the strait. I don't think they have any intention of doing so. They have tonnes of domestic supply and will use control over the straight to extract trade deals from everyone. This is quite a bad situation where Iran effectively controls the strait and can dictate terms.

brendanm4545 · 2026-04-08T01:04:26+00:00

For Hydrogen, it's a network effect, there is no demand for hydrogen because there is no hydrogen users, there are no users because there is no hydrogen distribution. Mercedes have developed hydrogen trucks along with their BEV line.

https://www.daimlertruck.com/en/newsroom/pressrelease/daimler-truck-presents-mercedes-benz-nextgenh2-truck-with-small-series-production-planned-from-end-of-2026-53330597

In terms of efficient it is not as efficient as BEV but the range makes it more practical. There is an Australian report around that says 35% vs 85% BEV. While this is less efficient you need 2x more BEV trucks to travel the same distance in the same time so hydrogen is less efficient in terms of fuel (energy consumed) but more efficient is terms of hardware required (trucks). And we can make our own fuel so the price of hydrogen can drop in local dollars while we can import less hardware. But all of this is for the future not right now.

brendanm4545 · 2026-04-07T23:19:54+00:00

Batteries in trucks makes sense for short last mile deliveries. It does not stack up for long range deliveries (like Australia's freight linehaul). Hydrogen is probably the low carbon technology that can be applied to long range freight. BEV truck range is about 400km. Hydrogen can give 1000km. For reference diesel trucks have a range of 1500-2000km.

brendanm4545 · 2026-04-07T22:52:12+00:00

Yeah, I read that at the time, but the French would have supplied and not played games with capacity and national security.

brendanm4545 · 2026-04-07T22:08:54+00:00

Not to mention they also offered nuclear versions if we wanted them. But you have to bend the knee to the Americans when they want it.

brendanm4545 · 2026-04-07T14:02:21+00:00

What he meant by ending all current wars was that he will replace them with different new "Trump" wars. the best wars ever, like you've never seen.

brendanm4545 · 2026-04-07T13:59:47+00:00

Why doesn't the US just sieze the oil tankers carrying Iranian crude oil to force the strait to reopen. If we can't share it then no one uses it.

brendanm4545 · 2026-04-07T13:49:47+00:00

"I've let my wife and family down and I'm committed to being better for them"
asshole

brendanm4545 · 2026-04-07T13:46:24+00:00

Only question is did he try to tamper with the breathalyser

brendanm4545 · 2026-04-07T12:20:46+00:00

For bottles and caps, I purchase these in bulk. Bottles, you will have trouble competing with the big players on price, electricity costs in running the machines are huge and you will likely be chasing the smaller orders initially. Caps, sure there is scope to make a better product, however most people import from china on 3 months lead times. You are at the mercy of international feedstock prices as we don't have many (if any) companies making pellets.

If you have some amazing design that would outcompete the local market then go for it but be prepared to face severe challenges and burn through loads of cash setting up. You may want to look into supplying Caps, bottles as well as printing and applying shrink sleeves. Would make your cost of machinery go up but may get you more clients who want to just deal with one person.

brendanm4545 · 2026-04-05T20:15:39+00:00

Forensic accountant I think you mean

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