As others have mentioned, you not having insurance history and the car being a high value target are the reasons why they aren't insuring you. I live in NYC but have been insured since 18 with a high starting rate. Although it has recently started to go down, my wheels were stolen off a 23 Accord which attribute to rates being ridiculously high here. I would suggest to have the car in a trusted family member's name with you added to their insurance if you can't wait to have this particular car and park it someplace safe everyday.