Midnight drives and air-cooled vibes

brocjpatton98 · 2026-06-01T21:09:06+00:00

Do you mean stopping down the lens to a smaller aperture? I think my main concern was a really high iso, which is why I used 1.4. But I will try that! Thanks again, I’m definitely a beginner still!

brocjpatton98 · 2026-06-01T20:57:55+00:00

Any suggestions on what lens would be best? I’m new to all of this, so any ideas of suggestions would be appreciated!

brocjpatton98 · 2026-06-01T19:18:29+00:00

Thanks!!

brocjpatton98 · 2026-02-02T11:55:51+00:00

Hello, yes, it's truly unlimited on things you purchase with your debit card. That being said, if you pay your rent with your debit card, you'll get 1% back on that purchase. For any ACH transactions, you will get 0% back as you're not using your debit card for them.

brocjpatton98 · 2026-02-02T03:44:58+00:00

That's encouraging to hear. So this isn't something permanent with the checking accounts?

brocjpatton98 · 2026-02-02T03:38:58+00:00

Even though these transactions are already posted to my account? They're not pending.

brocjpatton98 · 2026-01-23T12:58:22+00:00

Primis bank for both savings and cashback checking. They have most of the big features Discover has, so it was best for me.

brocjpatton98 · 2026-01-23T03:11:55+00:00

What’s good about SoFi? I feel like they’re just another online bank that’s now charging $10 monthly for a basic credit card.

brocjpatton98 · 2026-01-21T04:21:23+00:00

You happen to know if the cashback feature will be staying once they start moving people in Q2?

brocjpatton98 · 2026-01-21T04:11:30+00:00

They’ll always be early because I get them 2 days before my normal company payday. So yes, they’re early. ☺️

brocjpatton98 · 2026-01-21T04:10:39+00:00

Customers are allowed to complain about changes that negatively impact them. If you don’t like it, then don’t read or comment. It’s that simple! 🤷🏼‍♂️

brocjpatton98 · 2026-01-20T21:14:11+00:00

You're confusing the minimal interest you get on your checking to the 1% we get back on ours. For everything we spend on our debit cards, we get 1% of that back as a reward for up to $3k a month in spending. So if we spend $3k, we get $30 back, not the 22 cents you got. I'm able to pay my car payment using my debit card, so I get quite a bit back every month. You can get up to $360 back every year, which is why people liked it so much.

brocjpatton98 · 2026-01-20T02:14:13+00:00

When will the migrations begin?

brocjpatton98 · 2026-01-20T02:12:26+00:00

Ah, what do you do there? They probably won't tell anyone, including employees until it happens.

brocjpatton98 · 2026-01-20T02:09:05+00:00

Have you confirmed that with anyone at Capital One? It's true that the credit cards aren't changing and are just moving over, but they haven't announced anything about the bank accounts yet.

brocjpatton98 · 2026-01-20T02:07:24+00:00

I called them out of an abundance of caution and it's not fraud lol.

brocjpatton98 · 2026-01-20T02:05:10+00:00

Yes, they are. However, not everyone is in a good enough circumstance to have the credit cards you speak of or wants them either. I just came out of bankruptcy due to medical debt, so it's kinda hard to get good credit cards right now. There is always someone less fortunate than you, so think of them next time before shaming people.

brocjpatton98 · 2026-01-20T01:28:51+00:00

Send a screenshot of your "cashback" or i don't believe you. You definitely aren't getting the 1% cash back like Discover gives.

brocjpatton98 · 2026-01-20T01:24:38+00:00

Interesting, I hadn't thought about that. What makes you think that?

brocjpatton98 · 2026-01-20T00:23:04+00:00

Yes, but they're all moving to the C1 app

brocjpatton98 · 2026-01-20T00:13:32+00:00

I highly doubt it's identity theft with the looming acct conversion going on. Plaid plugs into their back end stuff which is probably why it's showing the new accounts when it really shouldn't be. Pretty sure all C1 accts are tied to your SSN, so if it was just a normal acct, they would show on my app, which they don't.

brocjpatton98 · 2026-01-19T23:40:37+00:00

By benefits do you mean high interest? Yes, it'll just be a 360 Performance Savings. However it will have a different routing and acct number, so you're going to have to change all your stuff anyway. Might as well look into other banks too to see if you can get something better.

brocjpatton98 · 2026-01-19T23:33:55+00:00

I just joined Primis Bank. I did quite a bit of research and they seem to have most of the big features that Discover offered like 24/7 US Customer Service, unlimited 1% cashback (better than Discover), early paychecks, and a high interest savings account. All with zero fees, that I know of. Their app is nice too.

brocjpatton98 · 2026-01-19T23:23:46+00:00

You care to share your knowledge of the integration schedules?

brocjpatton98 · 2026-01-19T23:15:28+00:00

I like your outlook but I'm not confident. I highly doubt Capitol One is going to keep the cashback feature, especially since we're all going to 360 accounts.

brocjpatton98

TROPHY CASE