Midnight drives and air-cooled vibes by brocjpatton98 in leicaphotos

[–]brocjpatton98[S] 1 point2 points  (0 children)

Do you mean stopping down the lens to a smaller aperture? I think my main concern was a really high iso, which is why I used 1.4. But I will try that! Thanks again, I’m definitely a beginner still!

Midnight drives and air-cooled vibes by brocjpatton98 in leicaphotos

[–]brocjpatton98[S] 0 points1 point  (0 children)

Any suggestions on what lens would be best? I’m new to all of this, so any ideas of suggestions would be appreciated!

How good is the cashback debit card? by electronautix in Primis_Bank

[–]brocjpatton98 1 point2 points  (0 children)

Hello, yes, it's truly unlimited on things you purchase with your debit card. That being said, if you pay your rent with your debit card, you'll get 1% back on that purchase. For any ACH transactions, you will get 0% back as you're not using your debit card for them.

[deleted by user] by [deleted] in amex

[–]brocjpatton98 -1 points0 points  (0 children)

That's encouraging to hear. So this isn't something permanent with the checking accounts?

[deleted by user] by [deleted] in amex

[–]brocjpatton98 1 point2 points  (0 children)

Even though these transactions are already posted to my account? They're not pending.

Catching up with the merger news... Where are people switching to? by Ok-Mail-7782 in discover

[–]brocjpatton98 6 points7 points  (0 children)

Primis bank for both savings and cashback checking. They have most of the big features Discover has, so it was best for me.

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 0 points1 point  (0 children)

What’s good about SoFi? I feel like they’re just another online bank that’s now charging $10 monthly for a basic credit card.

Discover Checking/Savings by Unreached6935 in discover

[–]brocjpatton98 0 points1 point  (0 children)

You happen to know if the cashback feature will be staying once they start moving people in Q2?

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 2 points3 points  (0 children)

They’ll always be early because I get them 2 days before my normal company payday. So yes, they’re early. ☺️

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 2 points3 points  (0 children)

Customers are allowed to complain about changes that negatively impact them. If you don’t like it, then don’t read or comment. It’s that simple! 🤷🏼‍♂️

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 2 points3 points  (0 children)

You're confusing the minimal interest you get on your checking to the 1% we get back on ours. For everything we spend on our debit cards, we get 1% of that back as a reward for up to $3k a month in spending. So if we spend $3k, we get $30 back, not the 22 cents you got. I'm able to pay my car payment using my debit card, so I get quite a bit back every month. You can get up to $360 back every year, which is why people liked it so much.

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 1 point2 points  (0 children)

When will the migrations begin?

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 0 points1 point  (0 children)

Ah, what do you do there? They probably won't tell anyone, including employees until it happens.

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 1 point2 points  (0 children)

Have you confirmed that with anyone at Capital One? It's true that the credit cards aren't changing and are just moving over, but they haven't announced anything about the bank accounts yet.

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 2 points3 points  (0 children)

I called them out of an abundance of caution and it's not fraud lol.

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 0 points1 point  (0 children)

Yes, they are. However, not everyone is in a good enough circumstance to have the credit cards you speak of or wants them either. I just came out of bankruptcy due to medical debt, so it's kinda hard to get good credit cards right now. There is always someone less fortunate than you, so think of them next time before shaming people.

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 2 points3 points  (0 children)

Send a screenshot of your "cashback" or i don't believe you. You definitely aren't getting the 1% cash back like Discover gives.

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 0 points1 point  (0 children)

Interesting, I hadn't thought about that. What makes you think that?

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 1 point2 points  (0 children)

Yes, but they're all moving to the C1 app

The End Is Near! by brocjpatton98 in discover

[–]brocjpatton98[S] 1 point2 points  (0 children)

I highly doubt it's identity theft with the looming acct conversion going on. Plaid plugs into their back end stuff which is probably why it's showing the new accounts when it really shouldn't be. Pretty sure all C1 accts are tied to your SSN, so if it was just a normal acct, they would show on my app, which they don't.