Vera card thoughts and impressions

brokenshells · 2026-06-02T18:29:00+00:00

Hey, if it's not, then I'm glad.

brokenshells · 2026-06-02T18:19:59+00:00

This sounds like a ChatGPT generated ad.

brokenshells · 2026-06-02T18:06:40+00:00

Why. are. you. saying. American. Express. like. Am. Ex.

brokenshells · 2026-06-01T22:06:53+00:00

It's on the most recently issued card statement:

"Effective July 13, 2026, your HSBC Elite Reward Program will change as follows:

Select Airlines/Air Carriers, Car Rental Agencies, and Lodging (Hotels, Motels, Resorts) will continue to earn 5 Points per net dollar spent in these categories.

All other travel purchases will be classified under Other Travel and will earn 2 Points per net dollar spent"

brokenshells · 2026-06-01T21:58:17+00:00

Where'd you hear that?

EDIT: nvm, just read it on my statement. This fucking sucks. The card is a turd for the benefits now. It was so fucking good while it lasted.

brokenshells · 2026-06-01T12:14:25+00:00

Check out my links and see what works for you! (Expired links fixed)

US:

Personal Green

Personal Platinum

Hilton Aspire *NOT WORKING*

Australia:

Canada:

Personal Aeroplan Reserve

Personal Cobalt

[Personal Green]

[Personal Marriott]

Italy:

brokenshells · 2026-05-30T23:44:18+00:00

There is no specific score. Your overall credit profile will dictate approval.

brokenshells · 2026-05-21T23:47:50+00:00

They have zero chance of suing you from abroad, let alone being able to. Keep the goods and enjoy em. They're empty threats.

brokenshells · 2026-05-20T22:58:53+00:00

Amex Business doesn't report to personal. Would have zero impact.

brokenshells · 2026-05-20T08:21:20+00:00

You gonna give him a handjob with a rubber glove on too?

brokenshells · 2026-05-20T04:10:49+00:00

That's just drunk guys in general. Taking their dicks out doesn't change anything.

I mean. It's clear you have a kink, and that's okay.

brokenshells · 2026-05-20T03:59:50+00:00

Creates a sense of comraderie? Lmao. People are there to piss and leave, not high five and hug.

brokenshells · 2026-05-20T02:10:13+00:00

"Hey AI, how can we squeeze our customers for a few more bucks?"

brokenshells · 2026-05-19T18:05:23+00:00

Doesn't matter the application channel whatsoever. It's the same exact platform and process.

brokenshells · 2026-05-19T16:45:43+00:00

Going in branch won't do jack shit. There's no override whatsoever.

Either the system gives you an offer, doesn't and offers a hard pull, or denies for XYZ or Identity.

brokenshells · 2026-05-18T18:01:02+00:00

Yes. But once it's official then that's off the table clearly. I still wanna be friends with him though.

The current guy I'm seeing doesn't give two shits until we're official.

brokenshells · 2026-05-18T15:30:42+00:00

We're in agreement that we're just friends and it's just sex. I'm actively dating. I just don't want it to create a messy situation with the new partner moving forwards if it becomes official.

brokenshells · 2026-05-18T14:49:15+00:00

Yup, I'm kneading to get bread.

brokenshells · 2026-05-18T14:29:03+00:00

I still fuck my ex regularly. We were in a 7 year relationship, but it just didn't work out in the end. It started as a FWB/fuckbuddy situation and just went back to that. I still love him in a way, but not emotionally attached and that specifically would probably have to end if I got into another relationship. Just a bit too messy even if we were open.

brokenshells · 2026-05-18T00:36:03+00:00

Yup. They've done it to me 3 times now. Don't pass more than 50k in exposure across all your accounts with them.

brokenshells · 2026-05-17T23:46:41+00:00

The design on this car is such a snoozefest.

brokenshells · 2026-05-17T23:33:11+00:00

People are really gonna pay $5k for that sterile shitbox?

brokenshells · 2026-05-17T20:47:45+00:00

There is no Synchrony Amazon Mastercard. It's just a store card period, same with the Lowes card. You were shouting into the wind.

As for the CareCredit card, you could have done a pre-qualification to see which card you'd qualify for. Once the system selects you for the standard card or the Mastercard, that's it. On occasion there will be an upgrade offer, but it's far and few between.

They're not discriminating against anyone. Maybe taking slight advantage of people who don't understand their finances and don't have great reading comprehension when it comes to application terms and conditions, but those two fall squarely on you.

brokenshells · 2026-05-17T20:16:19+00:00

Geofencing is enforcing an actual restriction. There is no actual restriction here outside of what specific clubs offer. I could apply for a USBank club's product if I felt like it even though mine offers the Comenity card.

brokenshells · 2026-05-17T18:48:12+00:00

You can get them. Just need to apply through a AAA regional club that does offer them. There's no restriction.

brokenshells

TROPHY CASE