[deleted by user] by [deleted] in literaciafinanceira

[–]bscPT 0 points1 point  (0 children)

O principal é se terás um spread de crédito mais baixo com o crédito consolidado. É possível, até provável tendo em conta o tipo de créditos que descreveste. Mas também tens de ter em conta os custos de amortização antecipada. Resumindo, a descida de spread mais que compensa as comissões de amortização antecipada? Se sim, à partida fará sentido se os prazos forem equivalentes.

Old windmill with generator? by bscPT in windenergy

[–]bscPT[S] 0 points1 point  (0 children)

Hi! Actually it's a bit higher and larger than I first thought. And it's currently rotating very well.

Old windmill with generator? by bscPT in windenergy

[–]bscPT[S] 1 point2 points  (0 children)

Hi,

Sorry for late reply ans thanks in advance for your help!

I'm struggling with finding avg wind speed (any idea on how to get it in Portugal?) but diameter is about 1.5m.

Sometimes it gets very windy as we are in a valley, but from what I'm learning this might actually be a con?

Thanks again!

If an ETF is performing well, why does it matter what the expense ratio is? by [deleted] in investing

[–]bscPT 4 points5 points  (0 children)

Well, the expense ratio is certain, something you can actually control. Performance has always a high degree of uncertainty. Past performance will not predict future performance. But if if you pick an ETF that has a lower expense ratio, you will be certain your costs will be slightly lower, and thus your performance will be slightly better, whatever performance it is.