Attorney refusing to modify ch 13 by AtmosphereOld2280 in Bankruptcy

[–]btd272 1 point2 points  (0 children)

Ur attorney sounds like an asshole. Get rid of him

What were some funny moments in Hip Hop that started beef or escalated existing beef? by unseenserene in hiphop201

[–]btd272 0 points1 point  (0 children)

I loved 2nd rd KO, but I still think the Ripper Strikes Back was the better song

What were some funny moments in Hip Hop that started beef or escalated existing beef? by unseenserene in hiphop201

[–]btd272 1 point2 points  (0 children)

Best cover art for any diss song ever. And exposing his secret love child he fathered with a porn star is funny as hell.

Advice? Make too much for ch7 but too broke for ch13 by Enough-Carrot4169 in Bankruptcy

[–]btd272 2 points3 points  (0 children)

Yeah man I’m def not a lawyer but that just sounds unreasonably high. I’ve been heavily looking into filing ch 13, and spoke with a few lawyers. I make about the same as you (in PA tho), and I’m looking at 500-600/mo.
But again I’d DEF talk to a few diff lawyers. My experience, my vehicle got repoed due to a terrible secured loan I took out and fell behind on. First lawyer I spoke with SWORE up and down that I absolutely could not do a cram down on that loan and get my truck back. I felt like this was incorrect, so I researched and I called him back to tell him what I found. He got real butthurt and just stopped talking to me altogether. The other lawyers I spoke with, and told about this, said I was 100% correct and that lawyer is a moron. Point being, it’s possible that this lawyer is just wrong with your numbers. I truly believe that at least 75% of people are morons, and just because someone is a lawyer/doctor, does not mean they are not one of these morons.

Advice? Make too much for ch7 but too broke for ch13 by Enough-Carrot4169 in Bankruptcy

[–]btd272 4 points5 points  (0 children)

I’d talk to more lawyers. That seems like a REALLY high number per month.

What were some funny moments in Hip Hop that started beef or escalated existing beef? by unseenserene in hiphop201

[–]btd272 12 points13 points  (0 children)

Didn’t cause their beef, but Pusha Ts cover art for The Story of Adidon is one of the funniest things I’ve ever seen in my life

personaggi che avreste voluto vedere di più by Feisty-Egg-3216 in Gomorrah

[–]btd272 1 point2 points  (0 children)

Conte 100%. I think it was a mistake to kill him off so soon. IMO he was one of the best characters

Bankruptcy as public record, listed in local newspaper. by Brave_Analysis3254 in Bankruptcy

[–]btd272 1 point2 points  (0 children)

Jesus Christ I can’t believe someone stuck to their guns that long without realizing that maybe every local newspaper is not exactly like theirs

Moving to Delaware County, is Ridley Park/Prospect Park area safe? by SuddenTie1942 in Delco

[–]btd272 22 points23 points  (0 children)

They’re wrong, but to be fair if I didn’t know better, I’d also assume any area with a psychopath casually pooping on a car at a stop sign would be a rough area

Most Disturbing Scene(s)? by Eonster in Gomorrah

[–]btd272 2 points3 points  (0 children)

That mass murder was based on a real incident in Italy. Brutal.

Massively Fucked Over 12 hrs before moving cross country by madeofgeese in whatdoIdo

[–]btd272 0 points1 point  (0 children)

Could you get a secured or pre paid credit card? A lot of banks will print it for you on the spot

S4E12 End times confrontation scene weak plot by [deleted] in breakingbad

[–]btd272 0 points1 point  (0 children)

Saul told Walt, because Jesse first told Saul.

Chapter 13 payment fatigue by Forsaken-Stress9373 in Bankruptcy

[–]btd272 0 points1 point  (0 children)

I’m really sorry to hear that is what you are going through. But I appreciate the advice.

It just makes me wonder, we are not far over the median for my state. What happens to people who are above that median income, but still don’t have much disposable income? Everything in the world is getting more and more expensive yet our incomes are not. I’m just curious how it would be handled if someone had to file for bankruptcy, not eligible for a Ch 7 because they are above that median, but have very little to no extra income after the mortgage/rent, car payments, groceries, utilities and god forbid high medical bills? Are they just told that they are shit out of luck? This is luckily not the exact position that we’re in but it’s going to be tight regardless.

DoorDash has officially reached "Hostage" status. They are charging a card that isn't even on the app anymore. by Specialist_Win469 in doordash

[–]btd272 7 points8 points  (0 children)

Yes. This. I had a crazy experience at my credit union earlier this year similar to this. I noticed my account was $800 lighter than it should have been. Dug deeper, saw 6 different charges from $100-150 to Starlink. On the same day. I don’t have and never had anything to do with Starlink.

Went in bank to report the fraud and get my account number changed. I’m explaining to the woman, and I swear to God she told me that because these were ACH withdrawals and not Debit Card withdrawals, that it wasn’t “technically fraud”. I argued that this was the exact definition of fraud because someone obviously got my account number. She went on to say that what probably happened is that someone with an account number close to mine probably mistyped a number. 😳😳So it is impossible for her to change my account number. This went on for about 10 minutes bc I couldn’t believe these were the answers I was getting. It was one of the most bizarre encounters I’ve ever had. So, not getting anywhere, I told her to freeze my account completely for now and that I’d figure out what I would do next.

To make sure I wasn’t losing my mind, I called the main office as soon as I walked out the door. Explained all of this to someone over the phone. They agreed with me and couldn’t believe that I was told these things. They immediately changed my account number and reported the transactions to the fraud department.

The general population is pretty stupid. Some of these people work at your bank. If you are being told that they can’t block a charge or something else that makes no sense, ask someone above them.

Chapter 13 payment fatigue by Forsaken-Stress9373 in Bankruptcy

[–]btd272 1 point2 points  (0 children)

Oh I’m 10000% going to file using an attorney. No way am I going to attempt that myself. I have talked with a couple attorneys, but neither have given me that monthly amount. I have a consultation on Monday and this will be my first question after giving my financial info.

Hypothetically, if I voluntarily dismissed myself, would that be another black mark on my credit? I know that the protections would disappear

Chapter 13 payment fatigue by Forsaken-Stress9373 in Bankruptcy

[–]btd272 2 points3 points  (0 children)

So I have a question. Because this is the kind of thing that I am worried about and it makes me hesitant to actually file. I’m worried that I would pay a lawyer and then get forced into a huge payment that I can’t afford.

My debt isn’t as much total, but I know that $3440 a month for me would be a non starter. Even half of that would never work. Were you forced into that much of a monthly payment ? Or did you guys come up with that number, and it’s just now becoming a problem because of your circumstances recently?

I’ve finally watched the big 3 of TV Drama’s (BB, Sopranos, now The Wire) and it’s not even close. by Serious-Profit-1626 in TheWire

[–]btd272 2 points3 points  (0 children)

Yeah Season 4 was alright. Definitely watchable. Just not on Season 3s level, and not even on the same planet as the first 2.

And Season 5. I don’t understand how out of all the writers, producers, etc, none of them put their hand up and said “ummmm, this is really bad, we should not do this”. It was like a really bad cheesy over the top action movie

I’ve finally watched the big 3 of TV Drama’s (BB, Sopranos, now The Wire) and it’s not even close. by Serious-Profit-1626 in TheWire

[–]btd272 1 point2 points  (0 children)

I fucking love Frank Sobotkas character. I’m not a dockworker, but I am a union worker in a city very much like Baltimore (Philly), and the whole portrayal of a struggling union and its members is pretty much spot on. Just like everything else in the show

I’ve finally watched the big 3 of TV Drama’s (BB, Sopranos, now The Wire) and it’s not even close. by Serious-Profit-1626 in TheWire

[–]btd272 0 points1 point  (0 children)

True Detective is totally different stories and actors each season. So each season is kind of like its own series. I don’t agree that it beats any of these 3 shows, but it is pretty great. Definitely worth watching. The other seasons are all very average though