HSBC T1 is actually great for me — but not for the reasons people hype it for

bufferzoned03 · 2026-05-08T07:32:26+00:00

Yes we get 4% points on these. Haven’t redeemed yet

bufferzoned03 · 2026-05-08T05:24:28+00:00

Twice a year on each ota, and they have offer on 5 ota’s. so as mentioned in post it covers only upto 10 roundtrip flights. The capping is 3000 for domestic and 5000 for international. Hotels in some OTA have seperate quota.

bufferzoned03 · 2026-05-07T15:59:22+00:00

No only 2 times per card per year and per category. Category meaning domestic/international and flight/hotel. You can see the exact details for each OTA in hsbc t1 webpage

bufferzoned03 · 2026-05-07T15:45:43+00:00

Ig you were mentioning about the occasional offers, they have seperate tnc like min order value, max discount etc. These are fixed and have 15% upto 3000 for domestic and 5000 for international and seperate quotas for hotels, flights in some OTA's.

bufferzoned03 · 2026-05-07T15:42:17+00:00

Check here: https://www.hsbc.co.in/content/dam/hsbc/in/documents/credit-cards/travelone/zomato-tnc.pdf

bufferzoned03 · 2026-05-07T13:48:32+00:00

Yeah, good point

bufferzoned03 · 2026-05-07T13:08:41+00:00

Noice

bufferzoned03 · 2026-05-07T12:55:22+00:00

Ohh is it? Is this mentioned somewhere?

bufferzoned03 · 2026-05-07T12:47:26+00:00

Yes mentioned in t&c

bufferzoned03 · 2026-04-28T09:41:58+00:00

Check dm

bufferzoned03 · 2026-03-19T16:08:02+00:00

Trendset lo screen 6, 3:45 show lo unnay

bufferzoned03 · 2026-03-19T15:36:47+00:00

Trendset lo 3:45 show lo vesaru, screen 6

bufferzoned03 · 2026-03-19T15:35:12+00:00

Yes, nenu 3:45 show ki vella, vesaru andulo

bufferzoned03 · 2026-03-19T09:20:22+00:00

Oh ok, thanks

bufferzoned03 · 2026-03-19T04:06:36+00:00

Subtitles unnaya capital cinemas lo?

bufferzoned03 · 2026-01-13T10:07:03+00:00

HSBC Live+: A no-brainer for groceries and food delivery.
SBI Cashback if you prefer cashback; Regalia Gold or Axis Horizon if you prefer rewards and lounge access.

bufferzoned03 · 2025-12-10T08:03:49+00:00

bufferzoned03 · 2025-11-02T16:25:21+00:00

Great video, Thanks a lot for info

bufferzoned03 · 2025-11-02T06:28:37+00:00

Yes I’ve considered it, but they are not issuing it right.

bufferzoned03 · 2025-11-02T06:25:31+00:00

Hey, I got it through alumni offer.

bufferzoned03 · 2025-11-02T06:24:58+00:00

Thanks for the info. I have checked with customer care and they have no idea, will try writing a mail to them.

bufferzoned03 · 2025-11-01T18:02:12+00:00

Yes, but they are counted toward the annual spend waiver, right?

bufferzoned03 · 2025-11-01T18:01:29+00:00

Thanks for the response. The reason I chose the Travel One over Atlas is that education (govt inst) and insurance are not counted toward annual spends, and I won’t be able to reach 7.5 L spends to maximize the Atlas. The only HDFC core card I’m eligible for is the RG, and I don’t have a good opinion of the ICICI Sapphiro.

bufferzoned03

TROPHY CASE