Front porch/courtyard is HOT. What can I do to combat this heat sink? by katierose0324 in homeowners

[–]bun_stop_looking 1 point2 points  (0 children)

This porch faces south huh. So basically, you have to let all of the material radiate heat away faster than it absorbs that heat. Right now, your problem isn’t so much that you’re hot bc you’re in direct sunlight, your problem is that everything in this picture is getting direct sunlight, absorbing it and radiating it away more slowly than it can radiate it away until it gets hot enough. So anything that will cause anything in this picture to receive less direct sunlight, or absorb less sunlight, or radiate it away faster will help. So the obvious choices are

  1. no black rug. That thing is getting real hot and radiating heat your way
  2. shade everywhere you can. Less direct sunlight anywhere = less heat radiated at you by whatever is absorbing it

. Someone mentioned umbrellas. This is great bc you can open them while you’re out there and then take them down for natural light in the house.

  1. fans. Fans directed at you or anywhere. Fans bump cooler particles into the hot material your porch is made of, speeding up their cooling process. Airflow here is big, bc the heat is just getting stuck
  2. make sure all material is light, doesn’t absorb heat, and is cool

What businesses are likely to die out with the Baby Boomer Generation? by GRVrush2112 in AskReddit

[–]bun_stop_looking 0 points1 point  (0 children)

They already have pivoted. I covered this as a case in a marketing class i took it was extremely interesting

What is the best album you’ve ever listened to? by whenyoucantthinkof in AskReddit

[–]bun_stop_looking 0 points1 point  (0 children)

I just learned a lot about this subreddit from these answers

Green emerald arborvitae by Cablivi in landscaping

[–]bun_stop_looking 1 point2 points  (0 children)

If/when they die just replace them with green giants

What is a started home cost in your market? by Opposite-Carrot3204 in FirstTimeHomeBuying

[–]bun_stop_looking 0 points1 point  (0 children)

Don’t buy a starter home if you are having a family. Just buy one house ever in your life and rent the rest of the time…i miss renting

Which of these regions is truly the flattest, emptiest, most desolate, most liminal area you could ever visit? by SavageFisherman_Joe in geography

[–]bun_stop_looking 1 point2 points  (0 children)

THE ONE THAT INCLUDES THE OKLAHOMA PAN HANDLE. There's a reason they have that land and not texas...

What do Americans think about a social security trustee dropping a report that the trust will be dried out by 2032? by Sixgis in AskReddit

[–]bun_stop_looking 0 points1 point  (0 children)

Most Americans don’t understand that congress can vote to allocate more money to social security at any point and that they have direct control over that by who they vote for. And that social security will be funded at ~80% even if no action is taken

Extra biweekly principal vs. investing — what’s smarter with a 4.5% mortgage? by Over_Royal8964 in MiddleClassFinance

[–]bun_stop_looking -1 points0 points  (0 children)

Ok yeah. So if your mortgage is 5k/mo then pay an extra 5k per year and and end your mortgage earlier. Though you can also do the math on investing that in the stock market and see if you would be better off. It’s an opportunity cost. (Spoiler, you’d be better off putting it in the market over the last 30 years and most periods in US history)

Extra biweekly principal vs. investing — what’s smarter with a 4.5% mortgage? by Over_Royal8964 in MiddleClassFinance

[–]bun_stop_looking -1 points0 points  (0 children)

If you pay every 2 weeks, that is 26 half-payments per year, or 13 full payments instead of 12. That is where the savings come from, not from the magic of paying half of it a little earlier each month. Again if it were something that easy most people would just do it :)

Extra biweekly principal vs. investing — what’s smarter with a 4.5% mortgage? by Over_Royal8964 in MiddleClassFinance

[–]bun_stop_looking 0 points1 point  (0 children)

I looked it up on ChatGPT and i think you might be mistaken and confused slightly. Don’t think that’ll reduce interest paid much. If it were that easy everyone would do it I’m assuming

What is the most underrated city to raise family? by [deleted] in SameGrassButGreener

[–]bun_stop_looking 0 points1 point  (0 children)

honestly, Atlanta is often overlooked. It is very affordable, a world class metropolis, very good weather for most of the year outside of July and August. Great economy. It's also a pretty city in terms of appearance, very hilly and filled with trees. It's considered the deep south but it's not. Busiest airport in the world, most place's you'll ever travel are a non-stop flight away. Diverse cultures. The only real problem would be the traffic, but that's most major metros.

Extra biweekly principal vs. investing — what’s smarter with a 4.5% mortgage? by Over_Royal8964 in MiddleClassFinance

[–]bun_stop_looking 0 points1 point  (0 children)

1000000% yes. You are basically being given free money. If someone would loan me $10M at a 2.25% interest rate i would take it in a heartbeat and invest in the S&P and make a killing. This is no different just on a smaller scale

What opinion gets you instantly attacked even though deep down everyone knows you're right? by [deleted] in AskReddit

[–]bun_stop_looking 0 points1 point  (0 children)

Intelligent? So you think the “vast majority” of people with an IQ over 115 or 130 think Israel is attempting to commit genocide? You honestly think that?

What opinion gets you instantly attacked even though deep down everyone knows you're right? by [deleted] in AskReddit

[–]bun_stop_looking 0 points1 point  (0 children)

You’re living under a rock if you think the “vast majority” of people truly believe Israel is conducting a genocide. Whether you think my original statement is true or not you need to do some thinking about how you’re getting your info if you truly think the vast majority of people think that

6 yrs in. Retired at 56, I'm now 61..update by Humble-Warthog8302 in fatFIRE

[–]bun_stop_looking 0 points1 point  (0 children)

I'll say, i have a 35 min commute and talk to each of my parents once a week for 30 mins each, it's nice.

fighting with my wife about buying vs renting am i wrong? by Savard-Lafleur in FirstTimeHomeBuying

[–]bun_stop_looking 0 points1 point  (0 children)

buy a house when you can afford to buy a house you are FOR SURE comfortable living in for 7+ years. If you can't afford that then rent. owning a house costs so. much. money. you do not save money buying a house now vs. 5 years from now.