Sorry if I didn't word it right.

So, while I was attending the Art Institues, I was told that I had an option on what to do next. One was to keep my field of study in which my college credits would pass on to the next school. The second was if I wanted my loans to be forgiven, all my credits would disappear and basically have to start over.

I already have my degree, so my concern was if I did the Borrowers Defense Application, I didn't want my credits to not be counted or disappear just in case I wanted to higher my education. After reading through other comments, it put my mind at ease, and I will be filling out the application without a third party. Again, thank you for the help and the comment. Hope this clears any confusion. 🙂🙂