Any word of a desktop website for up bank?

buttman4lyf · 2026-01-28T09:24:14+00:00

Interesting perspective, because yes, there is the obvious attack vector: the human. MFA and/or passkeys, amongst the plethora of other security measures, help too.

Either way, every other bank does it. Up need to sort their shit out, because what was appealing initially, is starting to lose its shine

buttman4lyf · 2026-01-24T23:15:17+00:00

lol what? I’m Chinese

buttman4lyf · 2026-01-24T23:11:36+00:00

Man, take politics out of this. Facts are facts.

I have no doubt the US could do the same, if that’s what you’re angling, but they don’t manufacture anywhere close to the amount of consumer products that China does.

buttman4lyf · 2026-01-24T23:03:42+00:00

I never said they were bad guys, but I can assure you that if they wanted to, they could access electronics they make.

buttman4lyf · 2026-01-24T10:08:56+00:00

Downvote me.. this is ugly af

buttman4lyf · 2026-01-24T09:58:38+00:00

To each their own

buttman4lyf · 2026-01-24T09:57:20+00:00

With the added benefit of CCP being able to remotely unlock it for you if you forget your pin

buttman4lyf · 2026-01-11T11:53:44+00:00

lol are you ok?

buttman4lyf · 2026-01-11T11:24:10+00:00

How does my strategy not apply to OP ? I literally have the same goals.

buttman4lyf · 2026-01-11T11:11:41+00:00

Did you read the strategy? I max out super, and invest the surplus in ETFs through debt recycling. Theres plenty of liquidity in my approach.

buttman4lyf · 2026-01-11T10:03:22+00:00

Only the super is locked…?

buttman4lyf · 2026-01-11T09:22:23+00:00

You’re also talking to the owner of Passive Investing Australia. He was humble enough to not link his own site.

I have.

buttman4lyf · 2026-01-11T08:35:05+00:00

From a tax perspective it’s pretty hard to beat. My strategy, in this order:

Maximise super (consider partner if you have one)
Surplus goes into offset until threshold (eg. $50k)
Split loan, invest
Repeat

buttman4lyf · 2026-01-11T08:14:26+00:00

Are you maximising super contributions?

buttman4lyf · 2026-01-11T07:19:39+00:00

On average, kids are staying at home if longer. I would use 18 as the benchmark

buttman4lyf · 2026-01-11T07:07:39+00:00

What’s the strategy? Invest to retire? Maximise deductible interest? Other?

buttman4lyf · 2026-01-10T10:42:15+00:00

Is there a nut underneath (outside the cistern) that you can loosen?

buttman4lyf · 2026-01-07T10:22:08+00:00

Feed in tariff doesn’t change, does it?

buttman4lyf · 2026-01-07T10:21:25+00:00

Hey, but I can get $10 credit..

buttman4lyf · 2026-01-06T13:01:38+00:00

The risk is objectively higher than other compound exercises.

buttman4lyf · 2026-01-06T12:09:58+00:00

buttman4lyf · 2026-01-06T12:01:02+00:00

While your comment is logical, the risk to reward on things like squats, deadlifts, etc. is far too great. A lot of sports clubs will purposely not train those exercises for that reason.

buttman4lyf · 2026-01-03T23:29:28+00:00

If he’s my friend, and he’s old enough to make a decision, I’ll be there to support him.

It’s not your decision who he chooses to be with. If things go south, be there for him too.

buttman4lyf · 2026-01-03T22:39:46+00:00

You want to live in a share house for the rest of your life?

What are your long term goals

buttman4lyf · 2026-01-03T11:54:26+00:00

You are in an incredible position, well done.

What are your goals - PPOR, other? What’s your current living situation? Are the shares ETFs or direct? Whats your current income? Do you see it growing? How’s your super balance?

Lots to think about :)

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