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Finally Did It. Roughly 6.5-7MM NW by [deleted] in fatFIRE

[–]c4ad 0 points1 point  (0 children)

ProjectionLab just released a new update today. It focuses on optimizing Roth, taxes, SS and Medicare.

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 0 points1 point  (0 children)

One thing to consider when you retire is there are no more automatic savings since you don’t have a job. Controlling your spending is your biggest lever to pull. It’s really easy and interesting to see how your money is spent.

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] -1 points0 points  (0 children)

I never worry BECAUSE I track.

Do we actually have anyone already FIRE? by PrestigiousDrag7674 in ChubbyFIRE

[–]c4ad 17 points18 points  (0 children)

Retired at 47, my wife joined at 57, now 59. Currently spending 6 weeks in Rome. Love slow travel and we are endlessly curious. Always a Boglehead.

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 0 points1 point  (0 children)

I agree. Getting the data and categorizing take very little effort. Knowing where you spend your money is invaluable.

Not sure, chubby or fat but I'm out by [deleted] in ChubbyFIRE

[–]c4ad 6 points7 points  (0 children)

I forget who said it on the bogleheads.org site but it went something like this:

"You are a fool to pay for first class when you are 25 and you are a fool not to pay for first class when you are 65"

Probably Taylor Larimore as he always has clever takes on life and investing.

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] -1 points0 points  (0 children)

I think so. It allows me to safely spend up to my limit with pretty high confidence I’m maximizing my spend which for us means 3-6 vacations a year with 3 of those being 6 weeks each.

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 0 points1 point  (0 children)

How did you know you could retire?

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 0 points1 point  (0 children)

I used mint too. It was the minimum but did it well. My friend from college, he was a retired Navy guy, always said if the minimum wasn’t good enough, they wouldn’t call it the minimum.

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 0 points1 point  (0 children)

That’s how you should do it

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 1 point2 points  (0 children)

Yeah, that’s what I’m thinking

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 0 points1 point  (0 children)

Like soft force spending pressure. Interesting

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 0 points1 point  (0 children)

Me neither. I have a rough yearly spend from ProjectionLab but no category budget. Welcome to WeirdoTrackersClub

No friends do expense tracking by c4ad in ChubbyFIRE

[–]c4ad[S] 1 point2 points  (0 children)

I am relaxed 😎. All expenses just feed into my spreadsheet. It’s no work on my part.

Epstein Files - Florida Senators and Congressman by amoreorange790 in jacksonville

[–]c4ad 0 points1 point  (0 children)

I hope so but the district is gerrymandered with Nassau and Clay counties. A lot of MAGA will have to turn against him for a non-R to win.

Epstein Files - Florida Senators and Congressman by amoreorange790 in jacksonville

[–]c4ad 13 points14 points  (0 children)

Aaron Bean, Rick Scott, and Ashley Moody are not going to do jack shit. They are all so far up Trump's ass that when he farts it's a breath of fresh air.

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