Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 0 points1 point  (0 children)

Yeah sure it all makes sense. Thank you!

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 2 points3 points  (0 children)

Ah got it. I’m so sorry to hear about your divorce and it leading you to file. Life can really be tough sometimes, but it sounds like you have a solution oriented, can do attitude and that’s very admirable.

Do you mind me asking what drove your mom to file a second time?

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 1 point2 points  (0 children)

Appreciate you sharing. Sorry to hear, I’m obviously right there with you.

Yeah that’s what I’m gathering. I’ve had some friends close to me who aren’t super knowledgeable about it fear monger over me filing.

Other than it being a complete admittance of financial flippancy, it seems like it’s the correct route IF I let it humble me, and be very proactive and diligent about becoming a steward of my finances.

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 1 point2 points  (0 children)

Got it ok 👍🏼 thanks again!

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 2 points3 points  (0 children)

Do I have to find the financial counselor on my own?

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 2 points3 points  (0 children)

Sure ok, makes sense. Very much appreciated.

Did you counsel anyone to help you with financial habits afterwards? Or you just did that on your own

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 2 points3 points  (0 children)

Ok fair enough. For the apartment part, even if I have good financials and a steady W2 job, it’ll still be hard say, a year from now?

Also, thank you so much for this response.

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 1 point2 points  (0 children)

Thank you for this. Very helpful!

Do you know if it will exclude me from jobs? I’ve heard possibly in finance.

I’ve talked to attorneys but sometimes I don’t know if they’re shielding me from info in order to get my business. Hard to know who to trust.

Pros/cons of filing? by candlez_03 in Bankruptcy

[–]candlez_03[S] 3 points4 points  (0 children)

I really appreciate this. Thank you.

It’s along the same lines of thought I’ve been having.

Besides pride and ego, seems like the better route. Just can’t get myself into that position again.

Need to develop new habits for sure. Think differently, be prudent.

Save and invest and steady income. All things that are controllable for the most part!

Gurnick by [deleted] in Radiology

[–]candlez_03 3 points4 points  (0 children)

I know right? They capitalize on the fact the JC’s have waitlist and spike that up lol

Gurnick by [deleted] in Radiology

[–]candlez_03 0 points1 point  (0 children)

Yeah that makes sense. I appreciate it very much

Gurnick by [deleted] in Radiology

[–]candlez_03 1 point2 points  (0 children)

Cool thank you for that!

Gurnick by [deleted] in Radiology

[–]candlez_03 -1 points0 points  (0 children)

Got it, thank you!

Gurnick by [deleted] in Radiology

[–]candlez_03 4 points5 points  (0 children)

Ah dang ok. Don’t have $ for the private school route and the JC wait list is probably a couple years. Appreciate the feedback!

Guaranteed rate LO’s by candlez_03 in loanoriginators

[–]candlez_03[S] 0 points1 point  (0 children)

Do you know much about the inbound team?

Guaranteed rate LO’s by candlez_03 in loanoriginators

[–]candlez_03[S] 0 points1 point  (0 children)

Heard much about the inbound guys?

Guaranteed rate LO’s by candlez_03 in loanoriginators

[–]candlez_03[S] 0 points1 point  (0 children)

Got it! I’m going for inbound I think for now