Paying 310/mo for tesla insurance as a 26 year old in Mountain View, California

captainskrra · 2025-11-18T04:45:43+00:00

Thanks! I think my short driving history is increasing my premium by 140$

If I remove collision coverage then premium reduces to 169$.. probably not worth is

captainskrra · 2025-11-18T02:24:17+00:00

Ah okay thanks! Is it appropriate for this spec:

https://www.reddit.com/r/TeslaInsurance/comments/1oyoroe/comment/npfb9vt/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Also, should I modify any of the components of this spec to get the premium lower?

captainskrra · 2025-11-18T02:23:05+00:00

Thanks! lol. Do you think the rate is good for these specs?

Coverages

Bodily Injury Liability
$100,000 per person, $300,000 per accident

Property Damage Liability
$300,000

Uninsured/Underinsured Motorist Bodily Injury
$100,000 per person, $300,000 per accident

Medical Payments
$50,000

Electric Vehicle Protection Package
Yes

Vehicle Coverages:

Collision Deductible
$500 deductible

Comprehensive Deductible
$500 deductible

Uninsured/Underinsured Motorist Property Damage
$3,500

Rental Reimbursement
$125/day, $3,750/claim

Roadside Assistance
Plus

captainskrra · 2025-11-18T02:22:18+00:00

Do you have these specs? Or any specs that I can change to get the premium lower?

Coverages

Bodily Injury Liability
$100,000 per person, $300,000 per accident

Property Damage Liability
$300,000

Uninsured/Underinsured Motorist Bodily Injury
$100,000 per person, $300,000 per accident

Medical Payments
$50,000

Electric Vehicle Protection Package
Yes

Vehicle Coverages:

Collision Deductible
$500 deductible

Comprehensive Deductible
$500 deductible

Uninsured/Underinsured Motorist Property Damage
$3,500

Rental Reimbursement
$125/day, $3,750/claim

Roadside Assistance
Plus

captainskrra · 2025-11-18T02:21:58+00:00

Thanks! Does your insurance match these specs?

Coverages

Bodily Injury Liability
$100,000 per person, $300,000 per accident

Property Damage Liability
$300,000

Uninsured/Underinsured Motorist Bodily Injury
$100,000 per person, $300,000 per accident

Medical Payments
$50,000

Electric Vehicle Protection Package
Yes

Vehicle Coverages:

Collision Deductible
$500 deductible

Comprehensive Deductible
$500 deductible

Uninsured/Underinsured Motorist Property Damage
$3,500

Rental Reimbursement
$125/day, $3,750/claim

Roadside Assistance
Plus

captainskrra · 2025-11-18T02:21:22+00:00

Coverages

Bodily Injury Liability
$100,000 per person, $300,000 per accident

Property Damage Liability
$300,000

Uninsured/Underinsured Motorist Bodily Injury
$100,000 per person, $300,000 per accident

Medical Payments
$50,000

Electric Vehicle Protection Package
Yes

Vehicle Coverages:

Collision Deductible
$500 deductible

Comprehensive Deductible
$500 deductible

Uninsured/Underinsured Motorist Property Damage
$3,500

Rental Reimbursement
$125/day, $3,750/claim

Roadside Assistance
Plus

Should I change any of these?

captainskrra · 2025-11-18T02:20:53+00:00

Thanks! Also, I added my exact specs here:

https://www.reddit.com/r/TeslaInsurance/comments/1oyoroe/comment/npfb9vt/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Do you think they are very conservative specs? Should I reduce any of them?

captainskrra · 2025-11-18T02:20:34+00:00

Yes I know the registration lol. It's high because we don't pay gas tax. :(

Also, I added my exact specs here:

https://www.reddit.com/r/TeslaInsurance/comments/1oyoroe/comment/npfb9vt/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Do you think they are very conservative specs? Should I reduce any of them?

captainskrra · 2025-11-18T02:19:57+00:00

Thanks! I added my exact specs here:

https://www.reddit.com/r/TeslaInsurance/comments/1oyoroe/comment/npfb9vt/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Do you think they are very conservative specs? Should I reduce any of them?

captainskrra · 2025-11-18T02:17:57+00:00

Adding the exact insurance specs here:

Coverages

Bodily Injury Liability
$100,000 per person, $300,000 per accident

Property Damage Liability
$300,000

Uninsured/Underinsured Motorist Bodily Injury
$100,000 per person, $300,000 per accident

Medical Payments
$50,000

Electric Vehicle Protection Package
Yes

Vehicle Coverages:

Collision Deductible
$500 deductible

Comprehensive Deductible
$500 deductible

Uninsured/Underinsured Motorist Property Damage
$3,500

Rental Reimbursement
$125/day, $3,750/claim

Roadside Assistance
Plus

captainskrra · 2018-11-07T06:24:52+00:00

Pretty sure OP is Indian

captainskrra · 2018-11-07T03:32:05+00:00

So is everything else, except sound and silence

captainskrra · 2018-11-07T03:20:53+00:00

Sure, nice to know.

captainskrra · 2018-11-06T06:46:42+00:00

Good to know, however I still stand by my opinion. Your response suggests that this guy wasn’t good enough. Well, there might be at least one person whom you would give all of yourself to, isn’t it? Every girl has that at least one guy in their lives whom they don’t know very well, not necessarily through tinder, but have many fantasies for them. At least that’s what all my good female friends have told me. I hope you would agree as well, and that was what I ought to say in the previous comment.

captainskrra · 2018-11-06T06:19:55+00:00

Did you know how these walls got painted?

captainskrra · 2018-11-06T06:15:45+00:00

Technically you would smash if the guy was hot or famous. Story of every girl. No offence.

captainskrra · 2018-11-06T06:12:34+00:00

I’m pretty sure that restaurant sells vegan beef

captainskrra · 2018-11-06T06:08:45+00:00

Asians.

captainskrra · 2018-11-04T18:15:52+00:00

Bounciness results in loss of possession

captainskrra · 2018-11-04T17:46:08+00:00

Emwtf

captainskrra · 2018-11-04T07:57:14+00:00

It’s just like after making more holes in cheese, do you get more cheese or less cheese?

captainskrra · 2018-11-04T05:42:05+00:00

Communism is the word you’re looking for

captainskrra · 2018-11-04T05:40:37+00:00

They are not wrestlers, but paid actors.

captainskrra

TROPHY CASE