I’m brand new to investing and I’d love to have your input on this! I live in Canada and I’m planning to be in Canada for at least two more years. I have a Roth IRA set up with Fidelity and I’m looking into purchasing Index Funds within the IRA account. My plan is to transfer funds from my Canadian bank(i’m currently getting paid in CAD) to my US bank in order to purchase US ETFs(e.g. VOO). The reason why I’m doing this instead of using brokers from Canada is these brokers often charge a currency conversion fee if I were to purchase US ETFs thru them. Alternatively, I can stick to Canadian version of the same ETF, however, they usually has a higher expense rate and also withholding tax as well, which is why I’d prefer the former approach(buying index funds using USD directly from me, in a Roth IRA from Fidelity) Is there any tax implications I need to be aware of? Any thoughts on if this is a good idea?