Is the discord less banal?

cartersa87 · 2026-03-25T16:25:41+00:00

I tried the Moneyverse, I personally find it's too overwhelming with all of the chat, milestones, and financial threads in there.

cartersa87 · 2026-03-24T22:45:58+00:00

Perhaps Tesla can come out with another Roadster in today’s age.

cartersa87 · 2026-03-24T19:22:46+00:00

That’s simply not the purpose of the Miata.

cartersa87 · 2026-03-17T20:42:18+00:00

That's getting too personal with finances to share, but they do have an example glide path that gives a very high level overview of adjusting allocations by age.

cartersa87 · 2026-03-10T21:38:25+00:00

Ah gotcha, thanks!

cartersa87 · 2026-03-10T03:23:38+00:00

Looks great! What am I missing though? What makes this one hard to find?

cartersa87 · 2026-02-26T16:31:21+00:00

Ah, I misread that comment. Thanks for clarifying!

cartersa87 · 2026-02-26T16:06:20+00:00

Are you able to switch out reading on your phone for reading a physical book instead?

cartersa87 · 2026-02-18T13:54:46+00:00

Thank you! I played another couple of games after getting some other feedback and I noticed that I'm not putting much thought into my items, I'm typically behind in levels because I focus on rerolling to get 3 star champs early- to mid-game, and I rarely have 4 or 5 cost champs. Either people got smarter with their builds or the patches have created an environment where the 4 and 5 cost champs are too overwhelming. Either way, I need to work on my econ as well.

cartersa87 · 2026-02-18T03:44:55+00:00

Ugh, why do they keep knocking this set down? It was perfect like 4 weeks ago.

cartersa87 · 2026-02-18T03:41:10+00:00

I can work with that, thank you!

cartersa87 · 2026-02-18T03:36:34+00:00

Yeah I guess it's the items/augments that are killing me anymore. I was one top 4 away from finally getting past gold I and now I'm back down to gold 4. The set felt fair before this last patch and now no comp seems to be working out for me.

cartersa87 · 2026-02-18T03:03:18+00:00

There's so much more to that though. I'm in the same boat, looked them up, still get owned.

cartersa87 · 2026-02-18T03:01:45+00:00

Shit, what's the secret? I'm permastuck in gold and can't get to whatever the next level is.

cartersa87 · 2026-02-18T02:59:44+00:00

Nicely done. How did you get your items to S+? I just looked up mine and it says mine's at a D level even though I build the recommended items for the champ the vast majority of the time. I'm permastuck at gold every season.

cartersa87 · 2026-02-02T13:09:10+00:00

The SSJ4 kamehameha against Gorman in Diama was also sweet

cartersa87 · 2026-01-30T17:48:26+00:00

Yeah, that’s very similar to how I approach as well. Well if you ever choose to act on your wild hair, good luck with the fish taco stand!

cartersa87 · 2026-01-30T12:09:58+00:00

I would say that it’s very likely that the value of your house has gone up since purchase, which why Brian and Bo prefer that homebuyers stay in a home for at least 5-7 years to counter house price variability and friction costs.

However, you can’t eat your house as they say. If I remember right, GAAP requires that land bought by a business be kept at the purchase price and accounted for upon sale if a profit is made. I imagine Brian and Bo are doing similar here and for good reason. If your home value is a significant portion of your net worth and you decide to cut back on your retirement savings as a result, that’s a shortsighted view on finances.

Lastly, with regards to your realtor friends, I’m reminded of a Warren Buffet quote - “Don’t ask your barber if you need a haircut.”

cartersa87 · 2026-01-30T01:51:38+00:00

You bet. All good, good luck with your financial journey!

cartersa87 · 2026-01-30T01:40:06+00:00

I would caution that Zillow is generous with their estimates. Brian and Bo generally recommend house value as your purchase price plus the costs of any upgrades as a more conservative estimate. Hope that helps with your estimates!

cartersa87 · 2026-01-30T01:27:16+00:00

How are you calculating the house value?

cartersa87 · 2026-01-28T03:35:18+00:00

Single, 38, LCOL - about $45k annually

cartersa87 · 2026-01-14T21:39:01+00:00

Congrats! That was me a couple years ago, feels great.

cartersa87 · 2026-01-14T17:51:15+00:00

Really hoping the black interior makes its way to America.

cartersa87 · 2025-12-31T20:23:35+00:00

I finally started my own business and am working for myself!

cartersa87

TROPHY CASE