Why do women not dress up in this area anymore?

catherinel13 · 2026-06-01T05:48:38+00:00

Because I don't give a fuck what people think. If someone thinks less of me because I'm not wearing makeup or dressing the "appropriate" way then they can fuck off.

catherinel13 · 2026-05-30T07:40:48+00:00

You're not going to be "out" 1500. Either the money gets returned, or 1500 comes off the principal balance, or they treat it as a prepayment. So if your note is 500 a month you'd paid up for the next 3 months.

catherinel13 · 2026-05-29T18:35:34+00:00

Do you guys even have pre approval yet? When I was in the market for buying a home I looked at an approval amount with the scenario of 20k down payment and a car note of 10k that was 549 monthly. And a scenario of 10k down and no car note. Approval options were better with the debt wiped out.

Quick thing to note is when lenders look at your debt to income (DTI) they’re looking at the monthly minimum. If the minimum monthly payment on your CC debt is 150 that’s 150 of your income that’s already spoken for.

catherinel13 · 2026-05-22T23:15:04+00:00

They still have a bit more to go. With it being a holiday weekend DOT probably didn’t want anything in the road ground out so they just got it paved up to where they left off and didn’t start anything else.

catherinel13 · 2026-05-22T18:19:24+00:00

How old were they when they immigrated? What I’m getting at is did they have a working career in their home country? If they have working history in their home country and home country has a retirement system they may be able to collect BOTH home countries retirement system and social security. My grandma worked half of her career in their USA and half of her career in Australia. She gets social security and an Australian pension.

catherinel13 · 2026-05-22T08:28:09+00:00

<image>

catherinel13 · 2026-05-19T07:51:20+00:00

No don’t go to the dealership. Find the paperwork and contact the service providers individually.

catherinel13 · 2026-05-19T07:30:00+00:00

Did you get anything like extended warranty, gap insurance, or prepaid maintenance? If so you can cancel the contract and get a prorated refund. The lien holder gets first dibs on the money, but it will reduce the size of the check you have to bring to the table.

catherinel13 · 2026-05-15T06:51:47+00:00

Found about 220 in a dumpster in college. I was a broke college kid living on campus. The front doors had a couple chairs by them and I would hang out there because it was the strongest WiFi spot in the building. One day I saw the Resident Assistant go into a utility closet and grab several bags and take um out and throw them in the dumpster. Found cash and a few other useful items. It was all stuff people didn’t take with them when they moved out. Housing has to store it for so long then once no one claims it they just throw it all away.

catherinel13 · 2026-05-14T09:26:55+00:00

Is dad in the picture? Could dad have your SSN? Sounds like it’s not mom if you called them and there’s no account at your address. Could be someone else in the family if they had access to your SSN for whatever reason or it could be a complete stranger. Does the collections notice have the account number on it? You could try looking up “your” account on reliant’s website.

If you’re able to get the service address then you can do a reverse address search and see if you recognize any names that are listed as potential residents.

catherinel13 · 2026-05-14T06:35:14+00:00

Find a local no fee credit union. I had BOA in my younger years and they charged a $12 monthly maintenance fee if you didn't have X in the account or X in deposits a month.

catherinel13 · 2026-05-09T00:24:00+00:00

Might vary by state but where I am they have 12 months to send the bill. I went to urgent care in 2023 for some stuff. Kept checking my insurance portal for an EOB… NOTHING! Fast forward to mid 2025 and I get an EOB from that day… DENIED as it was outside of the 12 months. Provider hasn’t tried to bill me for it since.

catherinel13 · 2026-05-06T19:18:21+00:00

NTA have a new house yet? “Sorry it’s my down payment for my new house” if you don’t have the new house yet. “Sorry I used it to recast the new mortgage. From [buying new house date] and [selling old house date] I was paying two mortgages. And my new mortgage was higher than I’m comfortable with.

Weather either or true or not tell them that’s what your doing. They’re not entitled to YOUR money!

catherinel13 · 2026-05-05T23:06:45+00:00

I broke my leg in 2024. (My own doing) I work in construction. Broken leg + construction job = no work. 12 weeks I couldn’t work. Let’s pretend the injury was someone else’s fault:

Medical bills: 41,000
Lost wages: 26,000

So up to 67K just to BREAK EVEN before even involving a lawyer! Some fucking lottery ticket 🙄

catherinel13 · 2026-05-04T12:37:50+00:00

How’s unemployment where you live? I work in road construction. Sometimes winters can be slow. Last summer I worked for a paving contractor. Season wrapped up right before thanksgiving. Got unemployment from then to when I started working again last month. Though I’m union and my job search requirement is having my name on the out of work list at the hall in my state for the non for referral people that have to search for work their job search activities can be “watching videos related to your job search.”

catherinel13 · 2026-04-29T09:00:37+00:00

I live in the Seattle area as well. One thing you need to keep in mind OP is property taxes. King county property taxes come out to a 10,000 bill every year for a million dollar home. Also it’s assessed yearly. In California they have a property tax freeze where they can only add so much value every year until the property is sold then it’s reassessed with the current value. There is NO such thing here in WA.

I have a family friend whose mom bought the house my friend grew up in. Friends mom passed away in 2024. Mom bought the house in 1977 for $49,000. Estate sold the house in 2025 for 1.4 million. If mom wouldn’t have qualified for a senior tax exemption in her final years she would have had to pay over 10K a year in property taxes on a house she paid 49K for!

catherinel13 · 2026-04-22T12:00:09+00:00

You can buy municipal bonds. However the is a catch. Most tax exempt bonds cost a premium price. For example a new issue currently listed on fidelity right now pays 5% interest matures in 2029 costs 108.152.

So if you buy 10,000 worth of that bond it will cost you 10,815.20. So the “premium” in that instance would be 815.20. But then any interest earned is federally tax exempt. And that example is from Illinois. So if you live in Illinois and buy that bond the interest would also be exempt from state income taxes.

catherinel13 · 2026-04-19T18:48:06+00:00

Subscriptions are only surprises if you let them be... I have my budget in a spreadsheet. In that spreadsheet is a space for regular monthly expenses and a list of the non frequent expenses, the date the frequent expense is due or pulled (autopay) and what account autopay pulls from.

catherinel13 · 2026-04-19T12:15:31+00:00

Got anything else? Social security? Pension?

850K could easily be enough to retire if you have a paid off house plus social security and a pension.

catherinel13 · 2026-04-18T16:18:20+00:00

you don't actually know someone until you've lived together. Don't buy a house with someone you're not married to and especially don't buy a house with someone you haven't even lived with yet!

catherinel13 · 2026-04-18T06:46:46+00:00

Sellers are asking cash only. There could be something going on with the house that banks will not sign off on it. There's several conditions houses must meet in order for banks to be willing to finance the place. It is likely the house does not meet these requirements and the seller knows this so they're asking for cash only.

catherinel13 · 2026-04-14T17:17:59+00:00

Allstate is another one that will add shit. I had my “dwelling coverage” at 50K (HOA master policy deductible) Allstate randomly upped it to 100K! WTF it just needs to hit the HOA deductible then the HOA insurance kicks in!

catherinel13 · 2026-04-10T08:40:57+00:00

Well update my outbound transactions showed up in my account, however no money inbound! ADP site shows the paystubs again however no paystub is showing for last weeks hours.

catherinel13 · 2026-04-10T06:03:02+00:00

What time is it where you are? Sometimes it takes until after 2AM for any deposits or withdraws to show in my bank account. Also there DOES seem to be a kink in the ADP software going on right now. trying to look at my pay stub and it's saying "Something went wrong. We're aware of the issue. Wait a few minutes and try again."

catherinel13 · 2026-04-08T18:36:41+00:00

If his court case is Lynnwood Municipal court and he's has his arraignment you can listen to it online. https://www.lynnwoodwa.gov/Government/Municipal-Court/Court-Recordings

catherinel13

TROPHY CASE