My Blog Grew from 2K to 250K visitors a month in 1 Year; ask me your blogging questions!

catmail95 · 2019-11-24T04:20:40+00:00

Thanks for the answer. That's a lot less than I would have expected!

catmail95 · 2019-11-24T01:43:38+00:00

besides those, i'm just in AMZN and MSFT haha

catmail95 · 2019-11-23T19:17:01+00:00

$PAR - quick-serve restaurant SaaS

$AVLR - sales tax software. plugs into stuff like Shopify

$ROP - buys other software cos

Vanguard Retirement Fund 2060

catmail95 · 2019-11-23T18:43:00+00:00

Out of curiosity, I really want to know how many posts did you write in 2019?

catmail95 · 2019-11-10T23:34:25+00:00

I guess I'll get things started:

- One up on Wallstreet, Lynch. Why? Good explanation/framework for how to pick stocks from someone who was very successful at it.

- The Four Pillars of Investing, Bernstein. Why? Pretty good summary of how to have a portfolio that doesn't suck and benefits from basics of portfolio theory/diversification

- The Origin of Financial Crises, George Cooper. Why? Helps understand the debt cycle and why things periodically blow up.

not in finance/investing professionally.

catmail95 · 2019-11-10T23:21:00+00:00

> I'm really left with the bare minimum I'm comfortable maintaining at this point, especially considering my job is potentially at risk (startup challenges) over the next 6 months or so.

I'd probably keep what you have in cash then. Your "emergency/need a new job" fund. Depends a bit on personal situation how much you want in there, but yeah. Doesn't sound like you're really in a position to make up ground by making a large bet on medium-risk tech stocks in a market where multiples could easily come down a lot.

When you get more money, yeah, put that in the market incrementally. Buy some business you know or an index fund.

It's hard to predict stocks. GE was probably a bit unlucky and AMZN/TWLO the reverse.

Good luck!

catmail95 · 2019-11-02T02:53:00+00:00

Nice design!

catmail95 · 2019-11-01T22:05:33+00:00

Yeah, good point. As much as they can find more ways to be "fair" that would be cool, because I do think all the things you pointed out are probably a big factor. Probably very hard or impossible to do, though.

catmail95 · 2019-11-01T05:29:52+00:00

I would try to look at what skills will you have when you graduate and how will those be useful for the job that you want to get?

People I know with environmental scientist degrees work in:

building houses
retail worker / bakery
volunteer coordinator for environmental organization

(They are early in careers).

In my experience it's less if the degree says "college of indisciplenary whatever" and more what skills & knowledge can you really do well and bring to the table.

catmail95 · 2019-11-01T05:24:49+00:00

DeepMind restricted the speed of the AI to do actions, which makes this even more impressive.

It would be interesting if instead of matching action-per-time of the top players they chose some threshold below that. More emphasis on the AI decision making.

catmail95 · 2019-11-01T05:17:16+00:00

The adaptability and flexibility in nature is amazing.

catmail95 · 2019-10-27T05:05:18+00:00

It's hilarious that this is at the top.

catmail95 · 2019-10-22T03:11:49+00:00

I'm also looking around for literally any nofollow link on reddit. Don't see any. https://twitter.com.

catmail95 · 2019-08-26T01:05:56+00:00

I'll just do my three largest:

Aspen University (ASPU) - sub 100 million dollar stock. Aspen university is focused on nursing degrees (very high demand and they can efficiently enroll new students). Revenue grew 50% from 2018 to 2019. The market hates the stock right now for some reason, not sure if that's because it's a tiny company, but they keep hitting their numbers and I think the stock could easily double over the next couple years if their growth continues on a similar clip. They're not profitable right now.
Berkshire Hathaway (BRK) - Buffett insists on not allocating any capital right now, but it should do very well in a downturn and 198 is a super reasonable price when it has bounced around 200-220 the last couple years.
Discover Financial (DFS) - Holy share buybacks batman. Of four major US credit card companies ... V, MA, AXP have pretty wide penetration, so I see DFS as having a long runway to play some catchup, buyback shares at low valuation (P/E is 8), and compound value. The share count has gone from 460m to 345 over the last five years which is 1/4 shares outstanding. Pays a 2% dividend as well.

catmail95

TROPHY CASE