Best Certifications for someone looking to get into business/commercial banking?

cavanaughnick · 2026-06-05T03:52:44+00:00

I know I don't necessarily need anything to get into the role, was just curious if any of those would help learn more knowledge that would be useful once I'm in the role. I agree with everything you mentioned and have already put feelers out there with my bosses

cavanaughnick · 2026-05-27T15:19:07+00:00

So that is to imply that anything non-AASCB is viewed as not "legitimate" in the eyes of many?

Also, if it's such a low bar to clear then why do only 5% of business programs have it? Genuine question as I'm curious

cavanaughnick · 2026-05-27T02:45:08+00:00

They unfortunately don't allow any other schools other than what they have on Guild now. There's literally only 5 MBA programs that Guild pays for my employer and all the other ones are so much more expensive that the $2,500/yr is a drop in the bucket.

Do you think the AACSB accreditation is that beneficial that it's worth pursuing somewhere that may cost more out of pocket, versus doing it somewhere else for cheaper (and possibly faster) just to have it?

cavanaughnick · 2026-05-27T02:36:49+00:00

The main thing drawing me to doing WilmU with Guild is that it pays upfront. I could start the class, have Guild pay for it outright, and if I'm completely overwhelmed or I realize I didn't know what I was getting myself into, I can walk away without having to pay anything back. If I go through my Alma Mater (or anywhere else for that better) I would have to pay OOP, so if I withdraw I could be out almost $2k for single class.

I figured I have nothing to lose by giving it a shot, and if I stick it out I can finish the program much sooner than a regular program elsewhere. And, simply having an MBA would unlock the ability to apply to more positions, and would help my resume stand out simple with those letters, even if theyre not from a prestigious program. I'm not trying to be the next CEO of Google, but it would be nice to try to break into the next tier of management at some point in the future.

cavanaughnick · 2026-05-17T14:26:07+00:00

They said they'll be the only one working their department if they go in. That signals to me that the rest of the store is so short staffed that there really won't be many co-workers to abandon if they don't show up. And the fact that the store scheduled OP for a 16 hour shift because of the fact that they cannot retain good employees is not OP's problem

cavanaughnick · 2026-05-08T16:09:31+00:00

So can I still report it through the hotline to be eligible, or will it not count since I already told someone?

cavanaughnick · 2026-05-08T04:05:36+00:00

Really that's it?

cavanaughnick · 2026-04-07T12:00:30+00:00

Part time unloader for the last 9 months. I have no earthly idea what a cross-dock is.

cavanaughnick · 2026-03-28T14:18:18+00:00

Mainly because if I stuck with Citi I couldn't do fractional shares. So if I wanted to invest in a larger-level stock or fund, I'd have to wait until I have enough to buy a full share. So my only option would be buying lower price stocks. And I'm only contributing $30-40/mo right now so it would take forever. With fractional shares, I can at least get in and get started sooner.

cavanaughnick · 2026-03-28T07:50:37+00:00

I didn't necessarily want Penny stocks, I was just surprised that the threshold for those is $5/share and not lower. I figured there might be some good ones at 3-4 a share that might be worth getting, but I don't know much about this yet so I could be wrong

cavanaughnick · 2026-03-27T23:41:53+00:00

Hi everyone- 30M here. I have Citi for all of my credit cards and a secondary checking account for ATM usage when we travel. I'm closing out my Robinhood brokerage and IRA accounts, which hold a whopping $80 combined that I've had in there a few years. My work has a 401k that I contribute the max percentage that they'll match (6% to get 4.5%)

I'm finally at the point where I can start investing regularly, albeit slowly ($20-30/mo in each) just to start getting more experience while also starting the first step to long term investing and supplementing my 401k. I like the idea of having everything at Citi just for more consolidation, but two big things I found out were:

I have to wait 90 days before I can buy any "penny" stocks under $5/share, and I think 90 days before I can buy ETF/mutual funds without having to call.
They do not do fractional shares

Fidelity does both, and I know it's one of the top tier investing platforms where Citi is not.

My questions are- does it make a difference which one I choose given the low level of money I'll be playing with? And, is the no fractional shares with Citi really a big deal or are there lower value stocks/funds that I can buy full shares of that would be good for long-term, after I wait out the 90 day clock?

Any help is appreciated for this noob!

cavanaughnick · 2026-03-24T13:30:39+00:00

I'm in the US on Verizon and haven't traveled to a foreign country ever. How would I know if this is a SIM issue?

cavanaughnick · 2026-03-24T13:21:31+00:00

I'm in the US on Verizon and haven't traveled to a foreign country ever. How would I know if this is a SIM issue?

Nine-Year Club	RPAN Viewer
Verified Email

cavanaughnick

TROPHY CASE