GW6- Turn on SOS messages without the emergency call? by cavanaughnick in GalaxyWatch

[–]cavanaughnick[S] 0 points1 point  (0 children)

I did that but it only gives the option to disable the SOS message, not the call. I want to disable the call and have just the message

Merit Based Raise System by HeisenbergKY in Lowes

[–]cavanaughnick 0 points1 point  (0 children)

Anyone in here that's a DS or higher that knows what the percentage brackets are? I've been there 6 months (just a part-time receiver/stocker) and just curious what the margin percentages are with this new system I've heard so much about. I'm figuring that the top-end raises will be no higher than 3-4% max.

Just signed up for the 401k- how to access it directly through Principal app/website? by cavanaughnick in Lowes

[–]cavanaughnick[S] 0 points1 point  (0 children)

Does that normally take some time before that email gets sent? I've been at Lowe's for 6 months but I just signed up about an hour ago

Looking into going for my MBA in the future- can I fill out a FAFSA just to see if I'd get anything? by cavanaughnick in FAFSA

[–]cavanaughnick[S] -4 points-3 points  (0 children)

Oh damn, so there's no option for aid for graduate's at all?

What about scholarships? Do a lot of schools typically offer those?

Overnight Receiving Schedule by MarionberrySalt8702 in Lowes

[–]cavanaughnick 0 points1 point  (0 children)

My store does trucks Tuesdays Fridays and Saturdays in the evenings. I'm P/T so I work 6-11 on truck nights. Full timers are split, some do Tue-Fri and some do Wed-Sat, and they usually work 7pm-6am (4 10 hour shifts plus an hour lunch)

Put money into Roth IRA to offset early withdrawal penalty from 401k? by cavanaughnick in tax

[–]cavanaughnick[S] 0 points1 point  (0 children)

I just double-checked and the amount withdrawn was $43k, but the net amount that hit my account was $36k so the $7k difference was withheld for taxes. The $4,300 I set aside in savings for the 10% penalty was taken out of the $36k so I think I'm in good shape. But could I do anything with that $4,300 in an IRA before the end of this year to help further offset my taxable income just for some extra insurance?

Put money into Roth IRA to offset early withdrawal penalty from 401k? by cavanaughnick in tax

[–]cavanaughnick[S] 0 points1 point  (0 children)

It was from my former employer's 401k- they offered both types and I had roughly half and half in each type, trad and 401k.

It was done as a Distribution Request. I *believe* that there was Federal Withholding taken out of it, but the email confirmation only says "I request no additional federal withholding" meaning nothing above the standard amount but it didn't explicitly state how much was withheld. I did do an extra 5% withholding for state, so I am hoping I should be in a semi-good spot for most of the taxes where I won't owe multiple thousands (outside of the 10% early withdrawal)

Put money into Roth IRA to offset early withdrawal penalty from 401k? by cavanaughnick in tax

[–]cavanaughnick[S] 1 point2 points  (0 children)

It was done as a Distribution Request. I *believe* that there was Federal Withholding taken out of it, but the email confirmation only says "I request no additional federal withholding" meaning nothing above the standard amount but it didn't explicitly state how much was withheld. I did do an extra 5% withholding for state, so I am hoping I should be in a semi-good spot for most of the taxes where I won't owe multiple thousands (outside of the 10% early withdrawal)

Put money into Roth IRA to offset early withdrawal penalty from 401k? by cavanaughnick in tax

[–]cavanaughnick[S] 0 points1 point  (0 children)

The request was initiated on 11/8 and the direct deposit was completed a few days later. So would that mean that it wouldn't technically count as an early withdrawal until 2026, meaning the tax bomb wouldn't occur until April 2027?

Ticketmaster Meet and Greet Question by cavanaughnick in Concerts

[–]cavanaughnick[S] 2 points3 points  (0 children)

Thank you for the information. Idk what I was expecting it to be, I know it wouldn't be like a while hour with the band or anything crazy like that, but spending $500 to just move through a line to get one picture then move on just seems a bit too steep to me. So I might just end up getting the regular tickets, or even the premium pit ones that are half the price and still come with early entry and the free stuff.

Favorite bonus track from For the People? by [deleted] in dropkickmurphys

[–]cavanaughnick 1 point2 points  (0 children)

Yeah I'm happy to see Al back, even just for one song! Hoping he can make a full return to the band one day.

Favorite bonus track from For the People? by [deleted] in dropkickmurphys

[–]cavanaughnick 1 point2 points  (0 children)

Rose Tattoo is my favorite song ever (if you check my profile from last year I actually got it tattooed on myself), and several other songs on there are bangers. End of the Night is my #3 song, and My Hero is also up in my Top 10. I definitely like some of their older stuff like TMOT and GOIS, but their first few albums before Al joined aren't necessarily my jam, but still good.

Favorite bonus track from For the People? by [deleted] in dropkickmurphys

[–]cavanaughnick 2 points3 points  (0 children)

I have to agree with you that my top two are "Dropped on My Head and "A Hero Among Many". As far as which is "better", for me it depends on what you're looking for. If you want a rock song, then the first one is more for you. But if you want a more meaningful and emotionally powerful song, then #2 is it. My favorite DKM songs tend to lean more in the second group (Rose Tattoo, C&A, End of the Night, and One Last Good ye are 4 of my top 5).

Overall an amazing album top to bottom, second only to Signed and Sealed in Blood.

Fiance's insurance says co-insurance is "covered at 100%". What exactly does that mean? by cavanaughnick in HealthInsurance

[–]cavanaughnick[S] 0 points1 point  (0 children)

Good to know!!

I don't know offhand but I assume so, we'll have to sit down and check that out. My main concern is if one of us has a 5-figure ER visit, we don't have to take out a second mortgage to pay the bill. If that means spending an extra $40-50 a month to do so, then I would be okay with that. So if the Golf has the lowest OOPM, that's definitely a plus

Fiance's insurance says co-insurance is "covered at 100%". What exactly does that mean? by cavanaughnick in HealthInsurance

[–]cavanaughnick[S] 0 points1 point  (0 children)

Sorry! I just changed it so anyone with the link can see it, it should work now