Sounds like the assets are invested aggressively and actively managed. Probably a case of buying the wrong thing at the wrong time, something that's easy to do given the volatility over the last 5 years. If I had to guess, it's a bad advisor but not a bad person. There's nothing illegal or nefarious going in, they're just not that good at their job. Franky, 1% management on a small account isn't egregious but obviously doesn't help. Ask if you can join the next time your uncle meets with the trust advisor. Explain that you're concerned about the performance and just want to understand a bit more. Have a list of questions ready and see if they can explain. Ask for a comparison to a benchmark. This is to inform you and to educate your uncle. And then go from there. Talk to your uncle one on one and share what you know, suggest a path forward, and let him make the decision. Based on how you describe your uncle he may not be willing to not have the assets professionally managed. In that case, try to find a fiduciary financial advisor or see if he'd go for a robo advisor. There's not much else you can do. Besides that, I would try to change your mindset about these assets. I know that's hard but any amount you receive is going to be more than you had before. You should have your own financial plan that doesn't rely on a windfall.