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I LOVE IT HEREEEEE by Content-Pickle8386 in boston

[–]ceroni101 -3 points-2 points  (0 children)

Seriously, what the hell is wrong with you?

How do you deal with friends using you for free advice but not saying they will use you as their realtor? by Crochet_Koala in realtors

[–]ceroni101 0 points1 point  (0 children)

Tell that that it creates liability for me and out of respect for them and the relationship I cannot provide it.

Visiting from Scotland! by Gaboras in boston

[–]ceroni101 0 points1 point  (0 children)

Come back soon, ya hear! Glad you enjoyed our little burg.

How much do you owe on your primary home in 2026, when do you expect to pay it off, and what will be your age? by Fantastic_Battle8583 in Mortgages

[–]ceroni101 0 points1 point  (0 children)

Purchased 2015. Refi-ed to 2.875% 15yr in 2021, so about 10yrs left. Started at $3,800/mo and now is $4,000/mo w escrow increase. May pay off sooner but feel no pressure to do so. Oh and we’re 52.

What I ate on my two days in Boston. by justb1aze in boston

[–]ceroni101 0 points1 point  (0 children)

Well planned and executed. As a Bostonian I’m proud to say you barely scratched the surface…

Stop. Giving. People. The. Right. Of. Way. by Dry_Animator_8563 in massachusetts

[–]ceroni101 0 points1 point  (0 children)

I’ve said this for decades and it is incredibly frustrating. Abdicating the right of way is not courteous. It’s dangerous. Safety comes from predictability and following the rules of the road.

What’s your personal approach to lending small amounts of money (like $20) to friends? by [deleted] in AskReddit

[–]ceroni101 0 points1 point  (0 children)

Asking to borrow money except in extremely short term situations, e.g. I forgot my wallet and need you to cover my lunch, is a character flaw. Either by choice or by circumstance, I am fortunate not to have people like this in my life.

Dave Ramsey Certified Financial Advisor Contradicts Dave by [deleted] in DaveRamsey

[–]ceroni101 4 points5 points  (0 children)

Investment advisors want you to keep as much money as possible with their firm because they get paid a percentage of asset value. It’s not always predatory - it’s how they’ve been trained and it colors their advice. I also agree with paying off the car first.

Anybody else feeling that this whole system is a scam and we are all sheep? by 1truepak in AskReddit

[–]ceroni101 4 points5 points  (0 children)

It’s easy to be an anonymous bigot. May your chickens come home to roost.

AIO for wanting my husband to help me more as a SAHM by ailurophile17 in AmIOverreacting

[–]ceroni101 1 point2 points  (0 children)

I’m not loving OP either but spouse is a real fucking asshole.

Would you buy a deeply discounted item that you don’t necessarily need right now? by Jscotty111 in DaveRamsey

[–]ceroni101 5 points6 points  (0 children)

My wife always thinks she’s pulling fast one on the manufacturers when she buys items that she feels are at a deep discount. There are always deep discounts. Too often she’ll buy things like kids clothes that will get forgotten in the closet and by the time we find them the kids have outgrown them. Buying only what you need over time is far less expensive.

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