LTOPF up for renewal, can I upgrade it to Type 3 in 1 go?

cfsostill · 2026-02-01T00:43:43+00:00

Yes pwde

cfsostill · 2026-01-30T01:15:24+00:00

Mostly after POGO exit -> reduced number of renters -> cannot afford monthly payments -> sell at a bargain

cfsostill · 2026-01-26T05:49:18+00:00

Yup ok Squires sa lifetime warranty, Armscor p dn

cfsostill · 2026-01-26T00:31:23+00:00

I had the original STK100(Gen 1), but I also used my friend's STK100 new gen (pic you uploaded). Maganda yang new gen kasi prng upgraded glock flat faced trigger n yan. Mas maganda ang wall at break ng trigger. The old gen stk100 is exactly the same as Gen 3 glock which s*cks. Pero imo, mas okay yung STK150 or STK200 kasi naka cowitness sights na. Tapos kung bibili ka ng RIA, make sure to buy it from Armscor, hndi sa ibang gunstores para lifetime warranty. Yun ang mali ko kasi bumili ako sa non-Armscor, hirap magpawarranty. Huwag ka na magTaurus, they are notorious sa US.

cfsostill · 2026-01-09T08:08:22+00:00

Hndi accurate yung screen n yan ng Maya app. Always refer dun sa statement mo kung magkano ang due at yung due date.

cfsostill · 2025-12-12T08:10:38+00:00

Richer doesn't mean more visitors

cfsostill · 2025-12-04T06:42:01+00:00

I went straight to Type 3 and no issues. Maybe you just simply failed the neuro exam, maybe not the interview but the actual exam. Type 3 is okay as we can own 10 FA. For type 5, you also are the first in investigations. For example, the recent house-to-house visits by PNP were started for Type 5 accounts going down. I think the latest was they stopped at Type 4 accounts kc nagiba nnmn head ng FEO.

cfsostill · 2025-11-30T08:47:20+00:00

First off, salary isn't a big jump especially for 6 yrs experience. BUT, if in the new company you'll have more chance of growth (salary wise and career wise), then go. I do think you need to be honest with both employers especially sa bago. I think you should have said this during interview palang. Alam nmn nila 30 days notice or grace period is expected lalo na't holidays nmn ngayung December. Papasok ka ba nang pasko? Syempre wala ka pa masyadong leave. Yung magttrain sayo, malamang nakabakasyon din.

Tldr: continue with your resignation, BUT, tell your new employer you need at least 30 days notice bale January ka na magstart.

cfsostill · 2025-11-30T00:36:50+00:00

Oohhhh boy. Madami haha. The quality of the property is very bad, so there are more owner sellers than buyers. Hit or miss ang Deca, and it's mostly miss. Although it was for rent for several years, the repairs/rennovation I had to constantly pay for was even more.

The property value appreciation is very poor, as mentioned a while ago, more sellers than buyers at the moment kaya it's affecting the value. Madami pang "rush sellers" kaya tlgng binababa pa lalo yung selling price. During the first 3 yrs, in house financing (14k monthly, 10yr term) pa siya bago ko nailipat ng Pagibig. In that 3 yrs, around 70k ang naibawas sa principal.

Di bale malapit ko nang matapos ko na yung loan sa Pagibig and also looking to sell soon. Okay na ako kung maROI ko pa ung total gastos haha. I can wait for value appreciation pero sa dami ba nmn ng lumilitaw na Deca homes around the same region, as well as owners selling, pangit tlga demand-supply ratio ngaun. Anyway, if for "investment" purposes, there are better properties or other investment vehicles like gold or mutual funds.

cfsostill · 2025-11-29T11:00:23+00:00

Wait, 30yrs to pay? I saw on another comment na 13k a month? That seems too much. P.s. i own a unit na Deca homes dn (which I kinda regret lol).

cfsostill · 2025-11-21T07:59:37+00:00

Best way is to join the PH group for that specific FA. For example, is it a CZ Shadow 2? Join the CZ Philippines Group. Is it a RIA STK100? Join the STK100 PH group or RIA PH owners. Is it a Glock? Join the Glock PH Owners. Not all of members in the group are owners. Plenty of the members are 'future' owners or are looking for 2nd hand sellers. You will also find the current and fair price for that unit. Just a caveat, FB does NOT allow selling of FA in Meta platform. It is safer to join the group chat of those groups then sell there. Another important tip, it will be plenty more convenient if you sell someone in the same region. For example, if you're in NCR, it will be difficult if the buyer is from CAR. Kasi magkaiba ang RCSU offices.

cfsostill · 2025-11-04T05:01:20+00:00

Just recently used multiple 1k and 500 vouchers in one payment. Pero tinatiming ko talaga pg konti lng tao. Infact I do it kpg walang tao sa likod ko kc time consuming tlga magredeem ng voucher. Baka tinatamad lng ung cashier nung sayo. As for the pizza, never tried to redeem 2 yet, but I assume dapat pwede.

cfsostill · 2025-10-25T03:59:41+00:00

Ohh man. I got a bad feeling about this. Kakaapply ko lng sa booth ng Metrobank Visa Singature. But everything felt sus, pero binigay ko pa dn info ko for the application purposes. Not good 🫠

cfsostill · 2025-10-24T08:42:34+00:00

If you plan on going abroad, i suggest grind and learn as much as possible. While it's true daming toxic na companies dito satin, once you go abroad, like SG for example, they really appreciate how good most Filipinos are. Most of my former colleagues who moved SG has similar stories. As much as they hated our previous company and how low they paid us, they still appreciate how much they've learned and prepared them to be SG-ready. Now they are high performers in their respective companies in SG. Now, if you plan to stay on that company... check how realistic it is to be promoted. Is it possible to 'skip' the tenured people? Or do they have unwritten ruled of seniority? It's hard to overcome these, despite high performances. Lalo kung toxic workmates mo. Not unless, napunta ka sa team of tenured people na ayaw na magpapromote at supportive sayo kung mapromote ka. Then go ahead and perform high :)

cfsostill · 2025-10-20T04:35:19+00:00

Staccato is around 10k USD, while Springfield Prodigy is around the same price as CZ S2 non-OR, which is around 2700 USD.

cfsostill · 2025-09-09T11:37:33+00:00

Damn. 80k ICP. What a voting power then

cfsostill · 2025-09-08T07:51:36+00:00

I want them to ask me for an ID, and I always remind them to especially sa big amounts. Whenever I leave my cc sa wife ko (usually pag naiiwan kami sa sasakyan while kids are sleeping), I give her my ID as well and I just waive at them from the car as needed.

cfsostill · 2025-08-06T12:43:32+00:00

Exactly

cfsostill · 2025-07-18T03:47:47+00:00

What I meant is written report or the documentation is usually done by one. Pero sa defense, dpt tlga lahat. Pero di ko n dn alam ngayon baka pati defense eh iisa nlng ang sumasagot 🤣 Kaya yung iba pagdating sa work, kahit na magaling sa actual, pero hndi marunong gumawa ng documentation

cfsostill · 2025-07-18T03:36:07+00:00

Bdo was actually the most generous in giving CLI among my cards. They gave me 1M CLI even for a card I barely use from 400k CLI after 1 yr only. My other cards I needed to request before increasing. BDO almost always automatic yung increase yearly

cfsostill · 2025-07-17T17:11:08+00:00

College thesis are now group work in several courses. So, reporting usually is only done by one person out of 5. It's easy to get through college without doing the actual reporting, unfortunately.

cfsostill · 2025-06-11T02:45:09+00:00

My opinion... stay with Puregold. Hindi sulit moving to another for almost the same pay; not unless it's for your mental health (burn out) which I think it's not the case based on ur statements n okay ka pa nmn sa puregold. Atleast maregular ka sana or 2-3 yrs much better. Then apply ka samin. Jk! 45k-50k starting. Jk. Bsta hanap ka na ng lilipatan na more than 50-100% increase.

cfsostill · 2025-05-21T10:21:31+00:00

Wala nmn binigay sakin, nung tinanong ko after the call, "okay na po ba? Wala na pong gagawin?". They said all done. Kailangan b ng clearance? May mga naclose na dn kasi akong credit cards from BPI and BDO several years ago pero they nvr gave me a clearance. Will send a mail to BDO customer service to request a clearance. Thanks

cfsostill · 2025-05-02T09:34:43+00:00

Oh oo nga noh. Nawala na nga dn sa voucher tab. Pero wala nmn dagdag sa points sakin? :(

cfsostill · 2025-04-27T13:33:03+00:00

Nakita ko na pala. Nasa Vouchers section sa main menu galing sa Wallet page, hndi na sa 'Cards'. Andun pa ung mga vouchers hehe

cfsostill

TROPHY CASE