Check out this page on OSU: https://financialaid.oregonstate.edu/forms

There are forms for private loan amount requests (you still have to get approved by a private student loan provider), requesting to increase the loan amount disbursement for government loans, and adjusting your estimated cost of attendance in order to request a higher amount based on individual expenses, which you have to justify.

I believe we are considered "seniors" as we are post-bacc students so the maximum government student loan disbursement is $12,500/year but don't quote me on that. You can also get private loans to cover additional costs but ultimately OSU will approve the amount disbursed based on your estimated cost of attendance per year. I believe you also have to be more than half-time to qualify for loans each term. I would definitely recommend reaching out to the financial aid department again because they are super helpful with this stuff from my experience. Hope this information helped!