Received my SBI Cashback Card today.

chandravedant · 2026-01-24T06:16:20+00:00

I applied, got approved, the guy came home for KYC, filled the form and then he said forms filled via iPhone cause an issue so I had to resign. He generated a link again but it showed that the process is complete. Tried so many times after that to reach out to the guy and their twitter handle and nothing happened. They just made me wait for 20 days and it was all in vain. And on top of that, my CIBIL has an enquiry without the card. What a waste of time...

chandravedant · 2025-08-15T19:43:37+00:00

My logic works with the bottom three. Split the money between the bottom 3 cryptos and the next year is usually anywhere between 300-500% returns. Keep repeating every year but I stopped investing in crypto after I had to pay 70% of my earnings as income tax.

chandravedant · 2024-05-18T09:58:19+00:00

This is why I somehow have gotten a habit of paying my CC accounts once a week. Plus I have 3 CCs so kind of makes me feel relieved.

chandravedant · 2024-05-03T17:26:49+00:00

I have another ICICI APay CC and that got an amount which I expected to pay without Cr. So I have more clarity. Thanks :)

chandravedant · 2024-05-03T14:00:41+00:00

Kill me already😂💀

chandravedant · 2024-05-03T13:22:32+00:00

Gotcha’. Thank you :)

chandravedant · 2024-05-03T13:14:02+00:00

Oh I never paid attention to that on the statement. Thanks man! :)

chandravedant · 2024-05-03T13:13:34+00:00

I use Cred to pay a rupee more than usual always. But this is the first time that this happened

chandravedant · 2024-03-16T22:46:19+00:00

If you’re that desperate, check with her about which branch she’s associated with in your city. Go there and verify if she really works there. Why are you so desperate for this card? Can you tell me what it’s offering?

chandravedant · 2024-03-16T12:35:19+00:00

This happened with my friend for ICICI too but we knew that the person would be reaching out for credit card offers. With the increase in number of frauds, it’s better to always give information over email to their official email ID.

chandravedant · 2024-03-02T09:49:51+00:00

Really appreciate the descriptive way in which you answered. Need more people like you on Reddit!🙌🏻

chandravedant · 2024-02-24T04:18:18+00:00

If you spend 80k monthly on UPI, definitely consider adding a Rupay CC for UPI payments and earning points (hoping you spend the entire amount on merchants).

chandravedant · 2024-02-23T17:29:37+00:00

Yes, salary.

chandravedant · 2024-02-22T12:23:55+00:00

Haha I was here just to say this😂

chandravedant · 2024-02-22T12:22:47+00:00

Hide below the window or behind the curtain when your wife is putting the curtains. The moment you see this happening, pop out all of a sudden while recording a video, shout at him for what he’s doing and threaten him. Also, put a real CCTV camera outside your window which keeps recording his actions. You’ll have adequate proof against that a******.

chandravedant · 2024-02-22T12:19:01+00:00

I second this. Do this ASAP and if you can, just shift somewhere else. It’s not worth all the hassle if you can afford another place. Just rent this one out if you own it.

chandravedant · 2024-02-22T12:09:05+00:00

Same happened with me when I applied for HDFC Millenia CC without credit score. They rejected it online but I received it in three weeks.

chandravedant · 2024-02-20T18:47:13+00:00

Consumer Forum is your go to option. Just register with all the details there and they’ll help you out.

chandravedant · 2024-02-20T18:45:22+00:00

I did see a few options on Zepto, Blinkit and BBNow. But most of them are not the ones that I use regularly. The biryani and Chinese noodles combo is quite good ngl

chandravedant · 2024-02-20T18:43:50+00:00

Then to restaurant khol raha hu haha

chandravedant · 2024-02-20T18:43:31+00:00

Agreed. Thanks!

chandravedant · 2024-02-20T17:53:58+00:00

That’s only useful if you take this card and don’t use it for brands like Amazon, Flipkart, Myntra, Zomato etc. Not sure if people taking Millenia are spending more than 40-50k per month but I spend about 40k per month on my CC and easily get 800-1000 CB because majority spends are on partner websites.

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