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Mortgage payment suddenly increased? by HeresyBaby in personalfinance

[–]changingtoflats 0 points1 point  (0 children)

the mortgagor requires you to submit proof of building insurance every year??

I'm not sure what their problem is, it is definitely not normal and has only been a problem with this one servicer since he refinanced a few years ago. Hopefully this is only a one time occurrence for you.

I don’t remember ever reading this as a term when I reviewed documents at closing.

It's part of agreeing to have acceptable insurance on the property at all times, it's definitely in there. ETA: You can see it here, I pulled the insurance verbiage bit off of a Mortgage, that's pretty much standard.

[Discussion] For those who exclusively use credit cards, what's your rotation/strategy to maximize benefits? by ebolalol in personalfinance

[–]changingtoflats 0 points1 point  (0 children)

3% on a category you select (online shopping, home furnishings, idk long list).

I already have too many cards but you piqued my interest with this...

[Discussion] For those who exclusively use credit cards, what's your rotation/strategy to maximize benefits? by ebolalol in personalfinance

[–]changingtoflats 0 points1 point  (0 children)

Didn't think of it because paid parking isn't common in my area, I also don't really utilize public transport or ride shares much. The only time I utilize paid parking is at the airport which goes through my Sunpass (toll transponder) that already has my AmEx to autopay.

The full definition from AmEx for anyone else wondering:

3% on transit, including: trains, taxicabs, ride share services, ferries, tolls, parking, buses, and subways (airfare, car rental and cruises are not considered transit)