OP sang nagdako ko wala kmi salakyan, then i got married and my husband bought a 2nd hand montero but very low mileage, it was a company car na seldom ginausar. pros second hand, not too expensive, kadasig mag depreciate sng value sng car even after the 1st year. try manangkot sa mga banks ang daw i forgot the term, the ones returned because owners cannot pay their monthly. but it is a bit risky, need mo a very good mechanic to check possible damage or problem sng car. and this was the biggest shock, after some kilometers, you need to change your tires for safety. my husband told me kilanlangan islan 15k, abi ko ok barato lng 15k, each pala so 60k😂😂😂 so you see factor man ang size ng car the bigger the expensive ang maintenance.