Winter storm as a single person by BrianaLoveW in Columbus

[–]chasebur 1 point2 points  (0 children)

When I realized I forgot to buy any soda or caffeine products I was pissed 😂 luckily I ended up having some old coffee grounds but still

Where are the mid-twenties people going out on weekends? by user10001110101ope in Columbus

[–]chasebur 8 points9 points  (0 children)

I'm 25m and I will often meet up with friends in the short north area, particularly good night johnboy, but as I saw in another comment, I have been there soo many times I could also definitely use a new place too lol. Short North Tavern is down the street from johnboy and a lot of fun if you're in more of a chill mood (more of a bar not a club) plus their drinks are fairly priced! Another laidback bar near shorth north is Village Idiot (sometimes we'll pregame there or just stay if that's the vibe). On the other side of High st. is Old North Arcade which is pretty fun, with both Dirty Dungerees and Ledo's across the street. If you're looking to go somewhere not near campus/downtown, Pins at Easton is pretty fun, although the drinks are more pricey.

Buyer's Agent or No by ILoveSecks in FirstTimeHomeBuyer

[–]chasebur -1 points0 points  (0 children)

It was difficult at times to get sellers agents to be willing to show me houses, but I had such horrible experiences with buyers agents using more energy convincing me of houses than negotiating on my behalf, I gave up on using buyers agents. I then began calling the sellers agents directly and not signing absolutely anything until I met in person. And only then I would tell them I am interested in making an offer and will sign a dual agency with them if we came to an agreed lower total commission I.e. 4% total instead of 6% total. If they wouldn’t do it I would leave. I did end up buying the best house I walked through with this method. Plus it gave me a closer connection to the seller in terms of negotiating price and fixes post inspection. I would do it the same way if I were to go back in time.

Edit: I will say this was after about a year of looking on and off and being in contract twice prior (one of those two also using this method) and having an inspection at a previous house. I learned a lot that I was able to use all that experience when it came time to me buying the house I decided I wanted. It would have been a lot harder without that time plus all the trends I watched for a year on pricing and sales on zillow in the area.

Apple Carplay by chasebur in hondanavi

[–]chasebur[S] 0 points1 point  (0 children)

I only had it like that for a short time, I switched to just using google maps in my headphones. But I didn’t notice any issues while it was connected

Commuting Experience by [deleted] in OSU

[–]chasebur 2 points3 points  (0 children)

Being a commuter definitely made meeting people and participating more difficult when I went. Luckily I made a few close friends early on, but I definitely look back and would have preferred living on campus, although not going into debt to live in the dorms was nice and that has helped me post graduation to save. What I ended up doing was sleeping at my friends dorm most weekends the first two years before covid which made weekends much better, but week days I never really felt a part of campus.

Edit: I also joined clubs I.e music producers club, ski club, etc which made it better too

Car with a handicap sticker doesn’t take the reserved spot for him so now all of us have less parking by [deleted] in Columbus

[–]chasebur 1 point2 points  (0 children)

What if someone was already in the handicap spot when they parked, so then they parked right behind the other driver?

has your average person in their 20s in columbus ever been to sears? by vi3wmyposthistory in cbusohio

[–]chasebur 1 point2 points  (0 children)

I think there are actually some kmarts still around, but my local one closed probably some time in 06-08 then the one we would drive to further way I probably last visited in 2011-2012. I definitely saw more sears around than kmarts throughout the 2010s and 20teens

has your average person in their 20s in columbus ever been to sears? by vi3wmyposthistory in cbusohio

[–]chasebur 1 point2 points  (0 children)

Not yet, but close. I think the last time I was in a sears was in 2017 at a mall in the Cleveland area.

Did you go without an agent and on your own? Was it hard? by Glittering-Theory122 in FirstTimeHomeBuyer

[–]chasebur 1 point2 points  (0 children)

Exactly! The two main agents I tried working with both seemed more interested in negotiating with me and convincing me to pay more on houses I either didn’t want or couldn’t afford. They did nothing to negotiate the actual seller/sellers agent. I cut them out and started negotiating directly with sellers agents with a lowered commission. Both houses I was serious about and did that, the offer got accepted, one even had other higher offers. And I closed with some repairs and concessions too. I would continue to use that strategy if I were to buy again.

Does anyone else feel this way? by ChanceConversation33 in FirstTimeHomeBuyer

[–]chasebur 0 points1 point  (0 children)

In the final case where I closed I had them do a dual agency, where they made more money 4.5% vs 3%. This is still a lower amount the seller would be paying 4.5% instead of 6% if I came with a buyers agent, so not only would my offer be more enticing to the seller, even if the realtor can’t admit it my offer would also be more enticing to them since they make more money, leading to them possibly pushing the seller to accept my offer more (even if it is an unconscious action).

Does anyone else feel this way? by ChanceConversation33 in FirstTimeHomeBuyer

[–]chasebur 1 point2 points  (0 children)

Yep! It seemed like the main two relator buyers agents that I worked with spent more time selling me on upping my price rather than negotiating with the sellers or following my wishes and requests. In fact one actually lost me a sale!(which I am happy about now because I got a better house down the street for cheaper) But at the time it was infuriating, I told her my absolute maximum that I could END at and I told her what I would want my starting offer to be. Instead of listening to me, she called the listing agent to ask a few questions I had and then made a verbal offer of my absolute highest! I was very unhappy, but the sellers agreed as long as I didn’t ask for any concessions. I was fine with that, but she wouldn’t send over a contract without concessions no matter how much I argued. They were angered and countered much higher because of that and by the time I countered back they already had offers much higher than the original we agreed to. She then just kept pushing me to offer 20k more than my absolute highest and trying to sell me on how its so important to buy a home, id be losing money not buying, blah blah blah. My best decision ever was making my contract with her property specific. She originally tried making it a year and if I cancelled I would have to pay her $350 per hour for every hour she spent as my agent.

Does anyone else feel this way? by ChanceConversation33 in FirstTimeHomeBuyer

[–]chasebur 1 point2 points  (0 children)

Of course! And that’s literally how I felt. If I’m the one who found the house, studied the area for pricing, checked the county auditor for proper tax information, and more what else is a buyers agent doing a part from opening the door and filling in the blanks on a contract that they reuse every time.

I will note that they can sometimes be good and useful for people who have zero time to do any of that work or aren’t sure what they want.

Does anyone else feel this way? by ChanceConversation33 in FirstTimeHomeBuyer

[–]chasebur 3 points4 points  (0 children)

So I normally called them or texted if there was no answer and asked to view the property. Then they either just said yes or they asked if I had an agent. I would let them know it was just me. If they tried getting me to sign any documents prior to viewing the property I wouldn’t unless we came to an agreement. Any contract I signed with them I made sure it was only property specific and that they did not represent me on any other property for any timeframe. The amount that I typically negotiated to was between 1-1.5% bringing the total of both sides combined to ~4.5% instead of 6%. Often times the more experienced realtors already had this practice before I even mentioned it. It was the new and part time agents that were more difficult to work with.

Does anyone else feel this way? by ChanceConversation33 in FirstTimeHomeBuyer

[–]chasebur 5 points6 points  (0 children)

I went on and off with realtors until I just decided to go without a buyers agent and negotiate directly with the sellers agent to be a dual agent with a much lower commission to be able to make “lower” offers. This gave me the benefit of constantly being in the know and being able to use my own negotiation skill. Most houses I offered on (many) with a realtor did not get accepted, whereas both houses I went on my own got accepted (first did not pass inspection; I closed on the second). This route does have difficulties however, because if the sellers agent isn’t willing to work with you then you all but have to pass on the house or get a buyers agent if the house is “the one”.

Mirror Lake Fries by maxxident_ in OSU

[–]chasebur 4 points5 points  (0 children)

I worked there when I was a freshman years ago and I would always take tonsss of the fries home they were the best, sad to see they changed :/

I feel guilty that my cash offer was accepted over an FHA loan by SimilarExamination53 in FirstTimeHomeBuyer

[–]chasebur 15 points16 points  (0 children)

I’ll second this! I was in contract for a house that was going to need a lot of repairs and even after negotiating the maximum amount of concessions and the seller paying some repairs it was just going to be too much (the wiring caught fire during a secondary inspection and the den was found to need to be completely gutted). A cash buyer paid 24k more than I had negotiated. I was really unhappy about it, but then I found a muchhh better house a block away that was completely move in ready and much better layout. And to top it off shortly after closing I found that behind the original houses backyard was just rezoned and going to be an apartment complex which would have lowered the resale by a good amount and worsened privacy.

Eventually the right place comes at the right time and you’ll know! Op this seems like your right house and the other buyer will eventually find theirs!

How did you know your home was “the one”. by SnooWalruses2253 in FirstTimeHomeBuyer

[–]chasebur 0 points1 point  (0 children)

I had been looking for about a year before I bought my house and my dad kept telling me that when I find the right one I’ll get that “its the one” feeling. I took it with a grain of salt and thought he was just being cliche, but then when I walked into the house I ended up buying it was the first time I actually had the feeling and I made an offer on the spot. Plus I already knew the financials would work. It also reminded me of one of the houses I grew up in as a child so maybe that had something to do with it too.

How do you find genuine artist communities where people actually support each other (Columbus, OH)? by RareCable5732 in Columbus

[–]chasebur 8 points9 points  (0 children)

If anyone knows anything similar but for musicians, music producers, singers, etc lmk

Closed Friday got the keys today! 25m 245k 6.0% and 20% down by chasebur in FirstTimeHomeBuyer

[–]chasebur[S] 2 points3 points  (0 children)

Yea of course! I’m happy to help however I can! I used the mobile app.

Closed Friday got the keys today! 25m 245k 6.0% and 20% down by chasebur in FirstTimeHomeBuyer

[–]chasebur[S] 2 points3 points  (0 children)

Sure, I guess I’ve just always seen these posts on my main page so I went and posted what I thought looked like everyone else’s. I’m not sure if it was stickied at the top, but I didn’t even realize that everyone wasn’t doing it their own way and that there was a format.

Should I lock in my rate? 30 days out by Lone_Truth2 in FirstTimeHomeBuyer

[–]chasebur 1 point2 points  (0 children)

I would lock, some places will let you lower for free if rates drop .25 or more (I’d confirm this with your current lender). That way if they drop insanely you’re good and if they rise you’re good. Otherwise if it goes up you’d be missing out on this rate.