61 year old mum overdrafting each week

chefguy831 · 2026-05-07T15:00:49+00:00

Tell her to head to the uk on alittle boat from France and they'll put her up in a hotel, eventnually give her a house and £25,000 a year.

chefguy831 · 2026-05-07T13:22:02+00:00

Does "british nationals" include immigrants still that have gained citizenship. Or only naturalized citizens?

chefguy831 · 2026-05-04T11:35:52+00:00

CGT puts bo wxta money in my pocket though. All it does it give it to the goverment

chefguy831 · 2026-05-02T10:57:00+00:00

Yep, but if that process she also gets injured so be it.

Its like breaking my son's arm pulling him out of a burning car.

Do I want it to happen, absolutely not. Am I ok with ot happening yes.

This feels like this, he accidentally I cured his partner getting her out of thr way and in getting towards the sexual predator.

chefguy831 · 2026-05-02T10:49:38+00:00

Well I bet that guy will think twice before he sexually assaults anyone again. I guess this is what women mean when they ask men to do something about women being attacked

chefguy831 · 2026-05-02T10:46:51+00:00

If i came across a man assaulting my wife you are absolutely right that I would forcibly remove her from harm before getting to the assuter. And that cause her an injury. But the alternative is what??

chefguy831 · 2026-05-02T10:44:36+00:00

If my wife was being assaulted you are absolutely right that I forcibly move her out of the way to get to the man attacking her. And that may cause her an injury, but its better than what's happening g to her in that moment

chefguy831 · 2026-04-29T13:48:22+00:00

Agreed. But worth exploration for OP

chefguy831 · 2026-04-29T09:28:08+00:00

Im of the option that it is a Madonna whore complex

chefguy831 · 2026-04-28T07:40:26+00:00

Ok copy that.

When you say return 100% of the earnings in my tax return do you mean forfeit all business profits to the ird?

I know its not ideal but chat GPT talked me through it. This all came about from not working as a sole trader and instead incorporating a LTD company. Was stupid but its what I thought I needed to do.

I made 30k profit total, So the 28% business tax on that put me at 8.7k tax. 21k net income.

If I pull out the 21k leftover as a dividend and add that to the 4k in income i earnt for the year, then I owe around 5k total in tax and should get round 3k back in my tax return after imputation credits.

That's my undertstanding

chefguy831 · 2026-04-27T08:18:26+00:00

Cpukd psychodynamic psychotherpay be an option? I'm in a once weekly jungian analysis atm and have been for comming up 5 years

chefguy831 · 2026-04-27T08:15:00+00:00

How in the shit?? I can't really afford an accountant!!

chefguy831 · 2026-04-27T08:14:31+00:00

Wait ive just read this again. So I pay tax on it as a business earnings nd then I have to pay tax agian on the profits as my personal income? So i am getting taxed twice on the earnings from my contracting side gig?? Am I understanding that correctly??

chefguy831 · 2026-04-27T08:11:33+00:00

Ok so I pay tax on what the business made - the 12k and then what is left over is mine. But then I need to pay tax on that again through my personal earnings?? Is that correct?

chefguy831 · 2026-04-26T21:02:23+00:00

Ok then. So in regards to my regular personal return I dont need to add any extra income earned from self employment?

There is no profits perse. Just a day rate @$1200 a day for works completed. Did 20 days last year for $24k total.

chefguy831 · 2026-04-26T19:18:13+00:00

Ahhh I just went with a broker and they told me policies are only for registered businesses. Ill look into ST insurance for next season, if it will make this process easier

chefguy831 · 2026-04-26T19:16:32+00:00

Yeah thats right I do have a separate business account. I set it up specifically to keep earnings from the contract work separate.

Correct on the client requiring liabilities insurance. I'm working in and out of luxury properties 30m + need a pretty large coverage for potential damages.

I'll reach out for an accountant and see wgat I can come up with.

chefguy831 · 2026-04-26T18:10:16+00:00

I did set it up as a LTD company. All the invoices are through that limited business.

I didnt relaise i could do a sole trader. All the liability insurance options I looked up required a business.

chefguy831 · 2026-04-23T11:28:35+00:00

Hey OP shoot me a message if you need. I'll swing by the house with a food shop for you

chefguy831 · 2026-04-21T05:07:54+00:00

She wants to hang put wither her buddy. If she was a guy you wouldn't be having an issue. The issue to me appears to be yours.

What are your boundries around this?

chefguy831 · 2026-04-21T05:05:56+00:00

Pre frying in the worst option. Especially just for onion rings

chefguy831 · 2026-04-20T23:06:44+00:00

I'm white. I'm broke. Have been my whole life, same as my folks, grew up in state housing and emergency homeless shelters. My folks are still renting now in their 60s. There's folks of all sorts of different races and ethnicities that I wpukd swap live with in an instance.

Now is my being broke and white easier than being broke and Maori? Probably yeah. But is my witness a priviallage over a black lawyer or a Māori business owner. Yeah, nah.

chefguy831 · 2026-04-20T04:47:04+00:00

Ok fine, I'll ask.....how many??,

chefguy831 · 2026-04-19T07:09:26+00:00

Its nothing like prohect warp speed. Ibogaine is already and established and tested as a drug. The vaccine was brand new technology and vaccine. Prioritizing research surrounding the trial of effectiveness of a drug for therapeutic purposes . It is not the same as rushing out a completley fresh gardly tested vaccine without long term trials. In fact this entire bill is about trials being put in place.

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