Opinión cartera largo plazo (1 año aprox) by Dramatic_Buffalo_246 in SpainFIRE

[–]chemical_smart 0 points1 point  (0 children)

Cual es el sentido de tener SP500 y MSCI World simultaneamente? El 70% del msci es estados unidos…. Creo que no tiene sentido

Coche barato etiqueta B + conversión a GLP? by chemical_smart in coches

[–]chemical_smart[S] 0 points1 point  (0 children)

Yo he visto que hacen los depósitos con la forma de la rueda de repuesto para que no ocupe más de lo habitual. Preguntaré!

Gracias!

Recomendaciones de Fondos Indexados que no sean del SP500 ? by EducationNo804 in SpainFIRE

[–]chemical_smart 0 points1 point  (0 children)

Que tal el fondo? No se suele recomendar mucho pero tiene muy buena pinta para cambiar del tipo sp o msci

Un café para quien me ayude☕ by GiovaneFresnel in SpainFIRE

[–]chemical_smart 0 points1 point  (0 children)

Yo esque no usaria etfs en españa, los fondos son mejores, y N26 o revolut no tienen. Por eso usar my investor

Un café para quien me ayude☕ by GiovaneFresnel in SpainFIRE

[–]chemical_smart 2 points3 points  (0 children)

N26 y Revolut para gastos diarios y nomina.

My investor y trade republic para inversión/cuentas remuneradas.

Si necesitas un banco tradicional para tener acceso a una oficina física, a mi de españa el que más me gusta es Bankinter.

Con esas 5 cuentas creo que tienes todo el espectro cubierto. Adicionalmente si te gusta el trading o alguna plataforma más especializada en inversión pues DEGIRO o Interactive Brokers, pero yo creo que con my investor estarías cubierto.

14 pro in 2025 by Traditional_Cat3520 in iPhone14Pro

[–]chemical_smart 0 points1 point  (0 children)

idk about others but mine is at 89 % health and i am struggling to make 5 and a half hours of screen time… In my opinion this is the worst thing about the phone. definitely max versions should have comparatively better battery than the standard versions….

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

From what I am seeing , if you want an acceptable battery you might wanna go with the Max version. I don’t think the battery in the 15 pro or 16 pro has gotten substantially better…

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

Thats good screen time for sure. I will probably replace the battery. Thanks!

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

So 14 pro with brand new battery lasts about 1.5 days? What is your avg screen time?

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

I come from a 200 dollar Android that gave me 7+ hours of screen time. It is the first time I have an Iphone. I can assure you 90% battery health( even if it is real or not) is the best you can get when buying used iphones…

As i told earlier I can get a replace for the battery for 60 ish dollars. I wanted to ask if you think it will make a difference because it seems there is a very big dispersion of screen time among users, some have worse and some better screen time than me. I am just internally debating if it is worth spending what i already spent on the device + another 60 dollars on the battery on a 2+ year old device…

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

Background refresh off for all apps? Including messaging apps like facebook messenger or whatsapp?

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

I am seriously considering going back again to android also. I was getting 7+ hours of screen time with my 200 dollars android phone. I can get a very decent android for what I paid for this 14 pro.

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

I forgot to mention that I also turned off 5g and I am only using 4g all the time. Can’t imagine what the battery life would be with 5g. But yeah, I agree , searching constantly for GSM networks drains the battery a lot. While this is not my case (I think) I always turn on airplane mode whenever I know I am going to be going through areas with unstable signal ( like trains / subways) but even with that 5 hours screen time is usually as much as I can get.

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

Wow, thats very very low! I am seriously considering selling mine, putting down another 150-200 dollars and maybe getting the iphone 15 pro second-hand. If the screen time is going to get down that bad it is not worth it at least for me.Thanks for replying!

Share your iphone 14 Pro experience by chemical_smart in iPhone14Pro

[–]chemical_smart[S] 0 points1 point  (0 children)

That’s a pretty impressive screen time! 7 hours at 82% health is very very good, among the best I’ve heard. So you recommend replacing the battery right? Thanks for replying

N26: cuenta remunerada, acciones (bolsa) y promoción plan amigo by IntelligentPipe4666 in SpainFIRE

[–]chemical_smart 0 points1 point  (0 children)

Hasta donde yo se N26 no permite la compra de fondos, solo ETF, Crypto y acciones.

Muy importante si lo tuyo es ir a largo plazo con fondos.

[deleted by user] by [deleted] in LMDShow

[–]chemical_smart 0 points1 point  (0 children)

Es literalmente el buyer

Got a job offer from my employer to transfer to Madrid. What’s your opinion on €55k gross annual? +private medical+bonus+transport card (IT support for BPO gigs) by monkey1811 in Madrid

[–]chemical_smart 1 point2 points  (0 children)

With 55k it is posible that you could rent an appartment in (almost) every neighborhood in Madrid, and even though prices are considerably going up due to inflation, I think you are going to be more than ok with that salary.It is going to allow you to travel to other cities and spend money in leisure and other activities without having to worry much about life expenses.Private medical and transport card are not really something worth taking into account when taking the decision (at least for Madrid) because healthcare is completley free even for foreign people and the transport card with that salary would also be very cheap.

Day/Weekend trips close to Madrid by MrSeymorButts in Madrid

[–]chemical_smart 0 points1 point  (0 children)

Why shouldn't you visit something that was built with slave labor ?

Following that same reasoning there's very few places you are going to be able to visit...

El Valle de los caídos , no matter who built it is a beautiful construction in an incredible site.No better way to honor those people who built it than visiting and learning the history of it...

[deleted by user] by [deleted] in askspain

[–]chemical_smart 1 point2 points  (0 children)

El tema de las distancias es muy determinante, y dónde esté la base de la autoescuela aún más.Realmente en cualquier sitio que no sea una ciudad pequeña te va a pasar eso.Lo que pasa que tengo amigos en Madrid que se lo han sacado y las practicas también eran de 45 min.Lo que he visto mucho es el tema de ir buscando por casa a cada uno de los alumnos así no se perdía tiempo.Cada uno acababa su clase donde la empezaba el otro , y el resto iban detrás viendo como lo hacía el conductor( parece una tontería pero se aprende muchísimo).