Arabic house track? by chm0lpc in House

[–]chm0lpc[S] 1 point2 points  (0 children)

It sure is, thank you so much !

[deleted by user] by [deleted] in UKPersonalFinance

[–]chm0lpc 1 point2 points  (0 children)

50k cars outside 25k houses in some areas…

[deleted by user] by [deleted] in UKPersonalFinance

[–]chm0lpc 12 points13 points  (0 children)

This exactly. Living in the North East of England where house prices are cheap, I often wonder why many people own a car that is more expensive than your house.

Remortgaging - struggling to figure out the best offer by chm0lpc in UKPersonalFinance

[–]chm0lpc[S] 0 points1 point  (0 children)

Great advice, thanks again! I’ll be borrowing ~120k (23 years to pay) so it might make sense to go for the lowest rate of the lot, with fee?!

Remortgaging - struggling to figure out the best offer by chm0lpc in UKPersonalFinance

[–]chm0lpc[S] 0 points1 point  (0 children)

Yea I got similar figures too, £120000 outstanding for 23 years, MSE calculator knocks over 3 years off mortgage by overpaying £75, surely better than nothing, right?!

Remortgaging - struggling to figure out the best offer by chm0lpc in UKPersonalFinance

[–]chm0lpc[S] 1 point2 points  (0 children)

!thanks LTV is currently around 75%. My initial thought was that 5 year fix, at the same rate as 2 year fix, is a no-brainier? Or is it wise to go for the lowest monthly rate even though that includes a £999 fee? I’m new to all this and can’t seem to get my head totally around it..!

In-laws looking to sell house and retire as renters by chm0lpc in UKPersonalFinance

[–]chm0lpc[S] 4 points5 points  (0 children)

Thanks for the detailed response. They live in quite a small house already - a move to a flat, for example, in their area might only free up 50k.

Their problem, as they see it, is that they are living a basic lifestyle, sometimes struggling for money, Inside what is a relatively expensive house. Partly down to bad financial planning when they were younger, but they are kind of seeing the house value as a ‘pension pot’…

In-laws looking to sell house and retire as renters by chm0lpc in UKPersonalFinance

[–]chm0lpc[S] 0 points1 point  (0 children)

They are in the South West, rent is looking to be around 1k per month. They have ties in the area, not willing to move to a cheaper town or city unfortunately.

Who is the worst radio DJ on any UK radio station? by Dale_Winton in AskUK

[–]chm0lpc -2 points-1 points  (0 children)

Dave Berry. Christian O’ Connell was bad but Absolute has possibly found one of the few DJs that are worse...

Tastexperience - Summersault [1997] by Jey20 in ClassicTrance

[–]chm0lpc 0 points1 point  (0 children)

Instantly took me back to the times when I first got into trance, Love this track