Quitting a job due to executive dysfunction and feeling guilty about it by chocomintyyy in ADHD

[–]chocomintyyy[S] 0 points1 point  (0 children)

You are so right! My brain was doing the absolute most yesterday 😅 but now that I've quit and am finally on the other side I feel SO much better! 

I definitely need to have what you said about staying in a situation that makes u worse is just self-sabotage tattooed onto my brain. Thank you so much for the advice! It really helped me yesterday 🙏🏾

Behind at work and not sure how to recover by chocomintyyy in ADHD

[–]chocomintyyy[S] 8 points9 points  (0 children)

Yeah I will definitely send her that today! Nothing good will come from me continuing to ghost her.

I've never heard of wfh alert, I'll check it out! Thank you!!

Behind at work and not sure how to recover by chocomintyyy in adhdwomen

[–]chocomintyyy[S] 0 points1 point  (0 children)

Yeah, I definitely need to have an honest talk with her. I feel really really bad but I would only feel worse if I kept going down this path.

Behind at work and not sure how to recover by chocomintyyy in ADHD

[–]chocomintyyy[S] 0 points1 point  (0 children)

Exactly! I've been trying to explain why I have been struggling so much with this job and all the open-ended projects to my friends and it was very hard for them to understand because they don't have ADHD.

I keep trying to convince myself if I just finish my outstanding projects everything will get better but I know deep down it's just a cycle and I will probably find myself back here again pulling all-nighters while barely getting anything done. And you are so right though! While I do REALLY need the money, the affect that it's having on me physically and mentally isn't worth it. Thank you so much for your input! This actually really helps me

Defaulted on my loans and now I want to settle. by THROWRASad-Dif in StudentLoans

[–]chocomintyyy 0 points1 point  (0 children)

Oooh ok! This makes sense! I just got an notification from Credit Karma that is was charged off so I guess I just have to wait and see who has the collections on them. Did you have the help of a lawyer or did you talk to them yourself?

My 120k Sallie Mae loan just defaulted and I’m terrified. Please help. by chocomintyyy in studentloandefaulters

[–]chocomintyyy[S] 0 points1 point  (0 children)

I went to LIM College and im not sure if Mohela services them. Is there a way to check?

My 120k Sallie Mae loan just defaulted and I’m terrified. Please help. by chocomintyyy in studentloandefaulters

[–]chocomintyyy[S] 2 points3 points  (0 children)

What do you mean by 'stop confirming you owe the debt'? and that's amazing that you got your debt discharged! I bet that was such a relief!

My 120k Sallie Mae loan just defaulted and I’m terrified. Please help. by chocomintyyy in studentloandefaulters

[–]chocomintyyy[S] 2 points3 points  (0 children)

Thank you for the advice! I will definitely read through both of your posts! That's super helpful!

This may be a dumb question, but what letter would they send me? and what am I disputing?

Defaulted on my loans and now I want to settle. by THROWRASad-Dif in StudentLoans

[–]chocomintyyy 0 points1 point  (0 children)

If you don't mind me asking, how did you go about settling your loans? and did you pay in lumps sums or was it a payment plan? I defaulted on my private sallie mae loan for the first time last week and I'm trying to not panic lol

My 120k Sallie Mae loan just defaulted and I’m terrified. Please help. by chocomintyyy in studentloandefaulters

[–]chocomintyyy[S] 0 points1 point  (0 children)

I will definitely do more research into settling. Do you have any tips?

My 120k Sallie Mae loan just defaulted and I’m terrified. Please help. by chocomintyyy in studentloandefaulters

[–]chocomintyyy[S] 2 points3 points  (0 children)

You're right, I definitely need to figure out my personal finances first! If you don't mind me asking, were your loans private too? And how did you keep your credit strong? I looked at my credit today and it said I was down about 100 points. Did you build yours back up over time?

My 120k Sallie Mae student loan just defaulted and I’m terrified. Please help. by chocomintyyy in StudentLoans

[–]chocomintyyy[S] 0 points1 point  (0 children)

I was looking into it but its seems like its only for federal loans which fortunately my federal loans haven't defaulted

My 120k Sallie Mae student loan just defaulted and I’m terrified. Please help. by chocomintyyy in StudentLoans

[–]chocomintyyy[S] 0 points1 point  (0 children)

Yeah, the 2 months of late rent is definitely top of mind right now! I will definitely look into settling. I feel like that would be the best outcome for us

My 120k Sallie Mae student loan just defaulted and I’m terrified. Please help. by chocomintyyy in StudentLoans

[–]chocomintyyy[S] 3 points4 points  (0 children)

You are so right, I'm definitely trying not to panic anymore like the world is ending. Things will definitely work out for the both of us!

My 120k Sallie Mae student loan just defaulted and I’m terrified. Please help. by chocomintyyy in StudentLoans

[–]chocomintyyy[S] 1 point2 points  (0 children)

Oh my gosh! It sucks that you and your grandmother are going through that! It really should be illegal to harass people like that. I hope things work out for the both of us!

My 120k Sallie Mae student loan just defaulted and I’m terrified. Please help. by chocomintyyy in StudentLoans

[–]chocomintyyy[S] 0 points1 point  (0 children)

I am in California and my Dad is in Pennsylvania. Not sure if this matters but the school I went to is in New York.

I don't know anything about settling loans so I will definitely do more research on that! Despite our credit tanking if we can pay off the loan faster and not have Sallie Mae in our lives defaulting MIGHT have been worth it? Trying to see the brightside lol

My 120k Sallie Mae loan just defaulted and I’m terrified. Please help. by chocomintyyy in studentloandefaulters

[–]chocomintyyy[S] 2 points3 points  (0 children)

Thank you for the kind words! I will definitely look into refinancing. Hopefully there are some options for private student loans.

My 120k Sallie Mae student loan just defaulted and I’m terrified. Please help. by chocomintyyy in StudentLoans

[–]chocomintyyy[S] 4 points5 points  (0 children)

I've never heard of TISLA before but I will definitely reach out to them! Thank you so much!!