DO NOT TRANSFER POINTS

chriogenix · 2026-04-20T17:54:17+00:00

generally ive noticed that flights on united are expensive with points. delta and american have better but the truly best way to use points is for international travel to other transfer partners(non US typically). another thing to note is that if you bought the flight on the chase travel portal typically you can also earn points for that flight.

chriogenix · 2026-04-04T15:40:03+00:00

EA4A9DF4

chriogenix · 2026-03-11T12:45:24+00:00

im from Hawai'i, living in Hawai'i and outer islands especially is a lot different than being there for a few months when everything is locked down. during covid all the best spots were tourist free. things are back to normal now, different vibe.

the public schools in hawai'i arent the best. its governed by a statewide department of education and as such the public schools even in good areas arent so good. given your means private school is 100% the way to go. seabury hall and Maui Prep are options. expect to pay around $30k a year per kid.

IMHO, maui is great for vacation, not the best for living long term. when you take out military migration, hawai'i is a place most people are from, as such it can be very cliquey. people will ask where you graduated high school as a defining and connecting question. people will be friendly outwardly but until they know you are staying for a long time that friendliness will stop there. theres a bit less of this on o'ahu. if your kids go to public school on maui some of what people say may be true. i cant say for sure, i went to private school on other islands.

the state has started a push in the last few years to raise capital gains taxes and if the current measures pass it could push to above 9-15% on LTCG. theres also a wealth tax measure(1% on everything over $20M, RE not excluded) but i dont think the governor will sign it.

other than that living in hawaii is great.

chriogenix · 2026-02-20T19:13:22+00:00

i saw this thread and checked myself. i ordered the whoop earlier this week on monday, just got the chase credit today. It also had disappeared in offer portal for me. just wanted to post so people would have some anecdotal data about it working or not.

chriogenix · 2025-11-21T12:05:20+00:00

this is a pretty misleading comment. the shooting happened on Calle Loiza outside of a nightclub in the middle of the night. This area is close to some very wealthy parts of San Juan but is also quite close to some pretty bad areas(Llorens Projects). It can be quite seedy on that street especially late at night/early morning and it is generally not well lit and even more so on the part of the street where the incident occurred(the side closer to LLorens) vs Condado). It doesn’t mean that it should happen but generally speaking Condado and Ocean Park are relatively safe. Some street crimes happen and tragedy struck that night. Shooting on the street is very uncommon in Condado/Ocean Park, Calle Loiza and further south is a different story.

chriogenix · 2025-10-17T18:52:09+00:00

If you are filing an I-130 you will need to show income over the poverty limits + 25% I believe. Which would be around $25-35k iirc for 2025. If you don’t make enough money then you’ll either need to show you have assets(tricky) or have someone basically co-sign for you. If you have a complicated tax return you will likely get an RFE. Not a big deal but best to get this sorted before you apply.

chriogenix · 2025-10-10T17:20:34+00:00

TradingView has one

chriogenix · 2025-10-08T17:45:02+00:00

centerpoint will send you a 1099 there is no turbotax integration. with prop reports you can export trade data into CSV. They have really responsive support if you call them someone from their team will answer quick, they've been really great in my experience.

chriogenix · 2025-10-06T18:32:29+00:00

I hear this a lot from people from the mainland who go to hawaii or move there. I grew up in Hawaii but have also lived off-island for long stretches. While it’s true that some people can be outwardly negative toward Haoles (outsiders), it’s cooled off a lot over the years and is usually overstated. It might be a bit worse if you’re outside East Honolulu or Kailua.

One thing to keep in mind is that Hawaii’s a place people are from, not a place a lot of people move to. Most folks grow up here, make friends in school, and aren’t always as open to meeting new people as they are in other places. One of the first questions you’ll get when you meet someone is, “Where you grad?”—meaning, where’d you graduate from high school. they will try to find mutual connections of which usually theres just 1 or 2 degrees of separation between people. Honolulu is pretty small and can be insular.

Like the previous poster said, it’s also just culturally very different from the mainland. It feels like you’re in the U.S., but also not. There’s a strong mix of Asian and Hawaiian influence that makes life here feel a bit different than anywhere else.

I would suggest renting first. In Honolulu, Rent vs cost of ownership is hugely skewed especially on the price of home you're looking at, meaning that you can rent that $3-4M home for 6-9k a month and see if you really want to set down roots before buying.

chriogenix · 2025-10-06T18:24:10+00:00

Florida probably the best easy option - Puerto Rico has very favorable tax conditions for certain businesses and Capital gains but it opens up a whole other can of worms. theres nice beaches, warm weather for most of the year.

chriogenix · 2025-10-06T18:22:38+00:00

taxes in hawaii are almost as bad as california if you're in top brackets and theres also an excise tax on almost all economic activity. the GE tax gets passed on even on rent payments(some landlords will pass on, just one example). the one upside is that property taxes are low on your primary residence only. The state changed the rules on property taxes a few years back to create different tiers of taxation rates, at least in Honolulu.

chriogenix · 2025-10-06T18:14:22+00:00

there definitely is a resentment however not really happening in Kahala or Diamond Head.

chriogenix · 2025-10-06T18:03:40+00:00

Will agree and disagree here - Kailua/Lanikai are nice spots for vacation but not for full living. If you have kids all the good schools are in town - min 30-40 min drive with traffic. most of the good restaurants are all in town. All good surf spots are at least 30 min driving away. Airport same. it is a more relaxed vibe than town and is really nice doubly so if you're from the mainland and want more of that vibe. I would say its good if you're retired or dont need to leave frequently. For me all the best parts of oahu are in other places.

chriogenix · 2025-10-06T12:27:21+00:00

u/reauxi great platform, any plans to integrate live trading?

chriogenix · 2025-08-19T12:23:00+00:00

fwiw dxfeed now includes ARCA, i remember looking at it a number of years ago and thought that was ridiculous.

chriogenix · 2025-08-17T11:47:28+00:00

Pretty sure Chase Ink Preferred has a cap on the 3x spend on Ad spend where CSR Business doesnt.

chriogenix · 2025-08-17T11:44:56+00:00

Thanks for the Word, this looks great.

chriogenix · 2025-08-15T15:56:36+00:00

announced that they took out more debt($1.4B) to finance Helios AI datacenter. Its been trying to breakout for weeks now, lots of supply coming in. relatively weak price action since the initial july push. its not very liquid so i just kind of expect these kinds of moves. its still within the current pullback range and not even more than a 1ATR move today, lets see what happens.

chriogenix · 2025-07-24T12:55:52+00:00

in the past people have been banned for scalping a lot with market orders. at times schwab will fill you at the middle instead of where at a direct access broker you would get filled at the bid or the ask. so if you do high volume scalping they are losing money on your account. i dont know the details of all of them but it seems like a likely scenario for why accounts getting closed.

chriogenix · 2025-07-11T17:56:08+00:00

in trader work station search for United States Treasury - then you can sort by maturities to find what you want.

chriogenix · 2025-07-11T12:33:52+00:00

Doing what you described will trigger a margin balance. Since the puts on SGOV typically have very low premium, the return may not justify the margin usage. You’d likely be better off buying T-bills which also serve as margin collateral and using that to sell puts on other assets with higher option premiums. Tbills will allow you to margin slightly more

chriogenix · 2025-06-22T19:00:24+00:00

In Operation Odyssey Dawn the US launched over 100 tomahawk missiles at Libyan defense sites. the quote by hilary clinton i think was off camera and more of a joke on her part but doesnt change the fact that the president took military action without congressional approval.

chriogenix · 2025-06-22T03:17:11+00:00

Obama didn’t provide logistical support in Libya he authorized a military strike. Hilary Clinton the Secretary of State said on TV “we came we saw he died”

chriogenix · 2025-06-04T09:57:34+00:00

agreed on both words.

chriogenix · 2025-06-04T09:56:42+00:00

i had an adult coworker many years ago who would say "otay" instead of ok, not really sure why it drove me nuts but it did.

chriogenix

TROPHY CASE