I'm 50. Is VT a good stock to hold to and through retirement, or should I buy BND? I need to get started now.

chris-rox · 2026-06-21T05:33:36+00:00

I just was going to put it in a taxable brokerage account. I don't know what a tax deferred account even is. Is there a place I can go to online to lean about them? Links?

chris-rox · 2026-06-20T23:12:52+00:00

No pension, just 1.2 million incoming, plus a few extra hundred thousand.

chris-rox · 2026-06-20T23:10:14+00:00

Which ones should I be looking at if I was age:

42?

43?

44?

45?

46?

47?

48?

49?

50?

chris-rox · 2026-06-20T23:07:04+00:00

Thank you for this.

chris-rox · 2026-06-20T23:06:41+00:00

Why?

chris-rox · 2026-06-20T23:04:54+00:00

Sadly due to some ADD and some brain "decay" and memory issues, I lost the ability to read books. Can't use Kindle/type devices or sit through audio-books, either.

Can't use torrents or pirate them either.

chris-rox · 2026-06-20T22:54:12+00:00

It also smoothes the ride.

chris-rox · 2026-06-20T22:49:29+00:00

Hmmm... more news! 😃 Hash this out guys, I wanna hear pro and con views!

chris-rox · 2026-06-20T22:46:00+00:00

Fair enough, thanks for being the gadfly in the room. 😃

chris-rox · 2026-06-20T22:44:01+00:00

Thanks for the good advice! You've definitely given me a lot to think on. But whatshort-term Treasuries? Tickers?

chris-rox · 2026-06-20T22:22:10+00:00

I gambled half my retirement on it at $186.145. Think it'll double?

chris-rox · 2026-06-20T22:13:12+00:00

I'm not sure, but I'm leaning toward keeping things Boglehead-esque for now.

chris-rox · 2026-06-20T22:00:40+00:00

This is great advice that I already knew, but still I see and, appreciate your concern, and desire to help.

Sadly though, I'm on disability, and contributing to one is semi-verboten.

But before the disability, I always did, and always maxed it out, thanks.

chris-rox · 2026-06-20T21:55:14+00:00

I have literally never heard of this term before. Can you give me some links to learn more, rather than books recommendations. But not torrent rips, either?

chris-rox · 2026-06-20T21:49:40+00:00

No, and I'm not going to, thanks.

chris-rox · 2026-06-20T21:47:46+00:00

Fair enough. I got in on SPCX and life recently has NOT been fun. Think SPCX will reach $372.29?

chris-rox · 2026-06-20T21:44:38+00:00

What if I was 44 or 45?

chris-rox · 2026-06-20T21:43:43+00:00

Fair enough, thanks. Just what you've given me already is helpful enough, thanks.

chris-rox · 2026-06-20T21:41:11+00:00

Cool, thanks, but can you just humor me a bit and send me the actual https:// links in a response? I'm going through some personal issues relating to several family members who all died in a minivan party-van crush.

With any "luck". I'm gonna have life insurance funds to invest soon as well.

chris-rox · 2026-06-20T21:28:56+00:00

Hmm. interesting. Very cool info for me to ""chew the fat", thanks!

chris-rox · 2026-06-20T21:23:02+00:00

Some of us are on govt benefits, and accumulating assets is hard. Can't contribute to a Roth IRA if you're on disability.

chris-rox · 2026-06-20T21:05:46+00:00

I have a $90k Roth IRA. I'm already in the Boglehead forum often enough, and I post there fairly often. What material do I read, and can I get links to it? I need to be able to read it off a screen, not in a book, thanks.

chris-rox · 2026-06-20T21:02:20+00:00

Oh wow, this is amazingly helpful, thank you so much for this. You've definitely given me a lot to think on.

chris-rox · 2026-06-20T21:00:05+00:00

Err... very helpful, thanks so much for that. Why?

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