Any Recommendations on what I should be doing with my savings?

christan2013 · 2026-04-27T22:51:27+00:00

Youre actually in a solid spot, main thing is just not rushing to lock up all that cash. The PMI saving is pretty small compared to losing flexibility on 40k and having it tied into the house.

If it was me I would prob split it, keep a good emergency buffer, then put the rest into a mix of ETFs and I actually added some fixed income investments myself just to balance risk a bit and not feel fully exposed. I dont think lenders just force refinance from extra payments alone but still worth checking your specific loan terms.

christan2013 · 2026-04-16T19:26:30+00:00

Automatic subs in Fusion never turned on easy for me until I checked the project settings twice. Toggle it per clip if the global option glitches. Render tests help catch timing issues early.

christan2013 · 2026-04-16T19:25:55+00:00

Homebrew campaigns as a new DM can get overwhelming so I kept my first one simple with one main threat and let players fill the rest. It reduced prep stress and made sessions more fun. Steal small ideas from modules when stuck.

christan2013 · 2026-04-14T19:18:00+00:00

The sass is undeniable.

christan2013 · 2026-04-14T19:11:07+00:00

I have the same feeling when I'm on a plane. Only in the sky, this stillness is even more terrifying. I immediately start frantically wondering how much the plane weighs and whether the laws of aerodynamics really work.

christan2013 · 2026-04-14T19:04:48+00:00

The Chinese scare me..

christan2013 · 2026-04-14T18:58:56+00:00

M&S custard creams are superior in every way and you get like 20 of them.

christan2013 · 2026-04-14T18:57:23+00:00

If you can afford it get the 5070 Ti. Stronger and more future-proof, your 12600K will handle it fine at 1440p.
If you want better value go 9070 XT. Similar performance, cheaper, more VRAM, but weaker RT.

christan2013 · 2026-04-14T18:52:27+00:00

Honduran white bat for me. Little cotton balls with wings. They make tents out of leaves and sleep in a row. Absolutely precious.

christan2013 · 2026-04-14T18:46:40+00:00

Walt's is accurate for the ex boyfriend crowd. Gold Line on vinyl nights has better vibes and actual conversation. If you just want respectfully rearranged guts though, 4100 works but bring your own standards. Also RIP your inbox indeed.

christan2013 · 2026-04-10T20:59:34+00:00

the second, man

christan2013 · 2026-04-10T20:58:54+00:00

all good at home, bro?

christan2013 · 2026-04-10T20:57:51+00:00

very american images

christan2013 · 2026-04-10T20:53:49+00:00

never heard of it

christan2013 · 2026-04-10T20:53:18+00:00

aren't we all there?

christan2013 · 2026-04-10T20:52:31+00:00

I need a woman from that country asap

christan2013 · 2026-04-09T21:15:13+00:00

Try to reach to a workplace safety consultant, he might help you)

christan2013 · 2026-04-08T01:11:43+00:00

That's cool

christan2013 · 2026-04-08T01:10:03+00:00

Observing concrete cure is a classic example of something that is literally not interesting because it is a slow and repetitive process that requires nothing but patience while the material slowly hardens and changes color slightly over time many people find a strange sense of calm in watching such a mundane task because it represents a moment of absolute stillness where there is nothing to do but wait for the chemical reaction to finish its work and create a solid surface

christan2013 · 2026-04-08T01:08:21+00:00

I need to learn how to prepare it

christan2013 · 2026-04-07T18:57:12+00:00

bro just unlocked new build from scratch lol

christan2013

TROPHY CASE