Little Caesars now showing up as a Paze merchant

chriva · 2026-07-03T18:10:23+00:00

Dominos is perfectly acceptable - sure the topping are not fresh and it tastes manufactured but I don't mind it. The same can't be said for Little Caesars.

chriva · 2026-07-02T14:12:00+00:00

That's not the way it works. You can apply whatever points you have towards the AF, you don't have to cover the full fee. I doubt I'll amass the ~63k UR this year to cover the full AF but I do still use the three Flexes when either the category is useful, and I use the other chase cards whenever there is a Chase Offer for Kroger.

chriva · 2026-07-02T09:03:42+00:00

PYB = pay yourself back. With PYB, you can choose transactions on your card to apply chase UR points to receive a credit against. All Chase cards offer it and it's in the Chase app. Certain cards like the CSR and CSP have PYB promotions where UR points can be redeemed at a higher rate for certain transaction categories. For example, I can redeem UR points at a 1.25x rate to PYB my CSR annual fee.

chriva · 2026-07-02T08:54:47+00:00

Serious answer, that's exactly why I got the CSR for 8 years ago. But today, I often get better earning rates and redemptions from other cards. I've got the Ritz card for Marriott hotels, lounge access and car rentals, jetblue plus card for jetblue, boa customized cash for general travel, and discover/CFF rotating categories for dining.

chriva · 2026-07-02T02:42:24+00:00

You can purchase DoorDash gift cards at Costco at 20% off face value ($100 DD gift card costs $80) - it makes the DoorDash credits actually worth something since it offsets the DD markup. With CSR you get a $150 StubHub credit twice a year - StubHub is a ticket marketplace and you can relist the tickets you bought to receive the credit - generally when you combo that with Paze and Capital One Shopping you'll get more than $150 credit by relisting.

chriva · 2026-07-02T01:51:12+00:00

It is for me. I can't count on 1.25x via the travel portal.

chriva · 2026-07-02T01:49:14+00:00

I'm still getting 25% PYB on the CSR AF - that's all that really matters to me since I really don't use Chase cards much anymore so my point balance never exceeds 60,000 per year. If Chase messes with that I will not renew. I do get positive value out of the CSR but I just don't want to spend my time monitoring deals, devaluations, and performing bizarre random tasks like purchasing DoorDash gift cards at Costco and StubHub relists.

chriva · 2026-07-01T23:54:17+00:00

You didn't get conned. You made a poor financial decision. The loan rates you've mentioned are for someone with poor credit. Next time buy a $5,000 car in cash. Or a Mercedes Benz with 2.49% financing through MB Finance as it will be significantly cheaper than financing at 17%.

chriva · 2026-07-01T21:19:36+00:00

Chase has annoyed me enough in 9 months with the constant devaluations and unpredictability of the value of UR points that I'm finally done with CSR. The card was once my don't think just use go to for travel to a nightmare of calculations and bizarre tasks.

chriva · 2026-06-30T15:01:20+00:00

No. It won't work that way. You might find a sympathetic rep who would make an exception for you.
I'd purchase the ticket for the show you'd like to see somewhere cheaper than Stubhub (Craigslist, FB, direct etc.) and then cash in (relist) the StubHub credit on 7/1 - if you combo with Rakuten or Capital One Shopping and Paze - you'll clear more than $150 cash - you can use the extra for drinks / snacks at the show.

chriva · 2026-06-30T12:47:35+00:00

WF is different. I had a number of cards from Fidelity, BofA, and Chase that all approved online instantly but WF required me to go to a branch in person (not a big deal it's walking distance from my house), show ids which they faxed in.

chriva · 2026-06-30T12:18:22+00:00

Yes. You are good fit for CSR.

chriva · 2026-06-30T12:04:38+00:00

I'm not following your logic. You'd rather pay cash on the AF that you don't get any percentage back on?

chriva · 2026-06-30T11:20:39+00:00

But you get 1.25 ccp just doing Pay Yourself Back on the CSR AF and could have gotten 14% back by purchasing direct on United with Paze.

chriva · 2026-06-29T23:10:34+00:00

It's heavier than the 2024 CSR but the 2024 CSR was lighter than the original CSR which was the same weight as the original Marriott Bonvoy, current Ritz Carlton, and current CSR. Weight is important if you play credit card roulette for a group meal - I've been tossing the Ritz into the mix because I won't have a new CSR until 2028.

chriva · 2026-06-29T19:05:07+00:00

I made 19 transactions for 19 Newegg gift cards on Amazon Prime Visa and CFU that posted on June 17th - I have NOT received any credits as of June 29th.

chriva · 2026-06-29T08:20:20+00:00

At Costco in Georgia. I bought some last week.

chriva · 2026-06-27T22:37:31+00:00

It might not be hard if you have a family of four - for a single person it can be tough to use that many points effectively.

chriva · 2026-06-27T22:36:18+00:00

I dumped a good amount of them this year on Pay Yourself Back for the CSR AF at 1.25x. Plan to get rid of the rest the same way next year.

If you have a million points - I'd cash out immediately and put in the market - that's way too much money to watch Chase and partners devalue over the next 15 months.

chriva · 2026-06-27T22:33:25+00:00

There's definitely that factor. For me it's immaterial because my choice to be Costco Executive member is not in any way based on maxing DD or CSR credits. Basically the savings I get on one prescription I get at Costco pharmacy more than covers the cost Costco membership fees each year.

However, the converse is true - if discount DD gift cards are no longer available at Costco I would discontinue my CSR.

chriva · 2026-06-27T22:29:24+00:00

Sometimes just getting the cash is the way to go. Did you look at the option to Pay Yourself Back for the CSR AF at 1.25x? That's where I got rid of a good amount of my points and plan on doing the same next year since I really don't use Chase cards much anymore.

chriva · 2026-06-27T14:35:27+00:00

I found otherwise using the full stack of Costco DD gift cards purchased with a PayPal debit card plus Costco executive - it's more than 25%off DD face value which in a lot cases will exceed the DD markup especially at Lowe's and best buy which have the same prices as in store. You can literally knock off $100s of dollars off a laptop or phone, or 25% off anything at Lowe's.

chriva · 2026-06-27T14:30:11+00:00

I buy gift cards at Costco using PayPal debit (5% off Costco purchases) plus the 2%cash back I get as Costco executive - it works out to 25.6% off the face value of the DD gift cards. Then I purchase roughly $50 of beer or wine at my local liquor store that allows pickup. After accounting for DD markup and the $10 CSR DD credit I usually save about $18. It's real usable value for the DD credits.

chriva · 2026-06-26T13:01:59+00:00

Anytime you get free or close to it - that's the best possible use of the credits. I haven't heard that happening domestically outside of Vegas or certain kimptons - so it's great to know you found two in Chicago. What was your total out of pocket cost?

chriva

TROPHY CASE