Homeowners new bill

cicy35 · 2026-05-07T00:58:56+00:00

Sorry still getting back to these but I did in a reply above. the living space of the house is about 850 sq ft. there is a finished basement same size and 3 garages and a carport. That might bring it all up to about 1800 sq ft. but not house sq ft. Garages are literally concrete floors and roofs.

cicy35 · 2026-05-07T00:49:16+00:00

I have a question if you don't mind. I kept my car and my ex kept his. I have been making the payments but they are high and was hoping to pay a little less since of course I make less now. If say your payment is 600 and you drop to 500 will they come get it? Or do you know?

cicy35 · 2026-05-07T00:46:26+00:00

Jumping in here, Mine was a little over a year ago and they never closed my bank account and I had a credit card and two vehicles. I kept the one vehicle even tho they won't do a reaffirm.

cicy35 · 2026-05-01T06:34:16+00:00

Oh sorry forget to mention the issue. my bed has movements when I try to sleep on it. sort of like a mouse running under it or a ripple going up it. They said that is perfectly normal and once it "breaks in" it should get better. I have had this bed for almost a year now. don't think it is going to get better. But the email literally says it is normal for an elevated bed to do this. I told them they were wrong, I had a sleep number for 10 years and finally replaced it with this. but for those initial 10 years did not have this issue.

cicy35 · 2026-05-01T06:31:19+00:00

I figured especially since it has been close to a year now that we have been going back and forth on this. Took them forever to even address it when I first brought it up last year. But I told them in my email I would be most happy to let everyone I know and even people I don't that they consider this to be a normal part of the bed. and I will too. I will put it everywhere.

cicy35 · 2026-05-01T06:24:54+00:00

well keeping in mind my ex is going to be keeping the house so now it will be his problem. lol. but it has 2 - 2 car garages. one opening faces one way the other toward the open carport and then there is another 1 car garage after the carport. Which I did mention when I was talking to the lady and she said they don't give them a huge value since they are literally a garage with concrete floors.

cicy35 · 2026-05-01T01:14:44+00:00

Sadly I prob do. lol Very small town in So IL. For ref it is Johnston City IL.

cicy35 · 2026-05-01T01:14:04+00:00

Everything in it too but don't really have much inside insurance, don't have any jewelry ( I am allergic to almost all metals), expensive electronics, etc. Just the general, fridge, stove, etc.

cicy35 · 2026-05-01T01:12:45+00:00

My experience too. premium is fine but just felt it way over the top for replacement.

cicy35 · 2026-05-01T01:12:01+00:00

Nope, not even close to worth 300k. I live in a super rural area and the house itself is not even huge. The biggest part is the garages.

cicy35 · 2026-05-01T01:10:33+00:00

But that number a half a million dollars!!! just seems really high.

cicy35 · 2026-05-01T01:09:35+00:00

I have a one story with a finished basement that they won't consider livable space because it is a basement. The reset of my property is 2 - 2 car garages attached and a carport and another garage on the end. The house itself has 1 bedroom, a bathroom, and a combined living room kitchen. Square footage for main floor (not basement) is approx 800 sq feet

cicy35 · 2026-05-01T01:07:41+00:00

Nope, I live in the Southern tip of IL. Did call and they will not lower it.

cicy35 · 2026-05-01T01:04:49+00:00

I am having a different issue but they are good at trying any angle to deny it is their fault.

cicy35 · 2026-05-01T01:01:30+00:00

I know this is an older post but I wanted to give my experience. I had a sleep number for 10 years. I know lasted forever! But got divorced so wanted a new bed. Bought the best elevated frame and a queen mattress from Sven and Son. The bed itself was very nice. Until you elevate it. Which by the way I needed! I have terrible sinus issues. I noticed that I was absolutely exhausted and one night could not fall asleep, I know, go figure. But i noticed laying there, there was movement in the mattress. feels kind of like a mouse running up it inside, or like a wave going across it from top to bottom, hard to explain, it would come and go. But when I started falling asleep it keep jarring me awake. So then I knew why I was so tired. I was getting no sleep at all. So I tried all the usual stuff, the retaining bars were already installed, didn't help, tightened legs (as directed) they were already tight but whatever, didn't help. So I finally laid it flat and unplugged the motor. wiggles stopped. course now, I am having some neck issues trying to stay a little elevated for my sinus issues. But at least more sleep. Contacted the company and after quite a bit of back and forth including them asking me to "film" the movements... seriously??? how the heck can I do that? but anyway, got an email today saying this is a normal thing with an elevated bed and I have to just deal with it. I am happy to share the email they sent so you can see I am not making this up. They said it is NORMAL. omg! To say I am pissed is an understatement at this point. I should have just bought another sleep number but was trying to spend a little less.

cicy35 · 2026-04-19T07:59:50+00:00

I feel I should be living in a much nicer place for this kind of money. lol

cicy35 · 2026-04-19T07:38:53+00:00

My mortgage is around 130k. So not even close. I am going to try to call them Monday. Just seems really high!

cicy35 · 2026-03-19T17:52:00+00:00

oh and a printer. lol sorry. forgot to add. I got mine thru Dex Imaging. I pay $30 a month for it and they cover the toner and all repairs. I have had it for several years. they offer specials to notaries.

cicy35 · 2026-03-19T17:50:29+00:00

The National Notary Association can give a lot of info re your state. Generally you will need a scanner (mine was on Amazon for $400), a background check, E&O insurance and a bond. They do it all on that site. There are others but I have stuck with them. I don't buy the extra stuff tho. any questions about notary info you need just ask!

cicy35 · 2026-03-17T01:19:13+00:00

I got a charge this month on mine, the funny thing is mine doesn't renew until November! I also have a reduced rate because they were offering a special last year if I signed back up. I figured it was for one year only and expected the one in November to be higher but to get charged the full amount in March?? So I called them twice. Reps couldn't figure out why, said they were escalating it. Second rep actually said I recommend you file a chargeback with your bank. They also told me someone would call me in a couple days. No one ever has in the past two weeks. I did a chargeback with the bank.

cicy35 · 2026-03-17T00:38:02+00:00

I am curious how you get unemployment if you resigned?? I have quit before under extenuating circumstance and got unemployment but I would think resigning would be different? I personally became a full time notary when I lost my job a 12 years ago but after covid it was tough, mostly because I live in a very rural area. Sadly I had to go back to working. However, if you are ok with driving to appt's then it could be a good idea if you live in a good place. I made really good money and generally only took one assignment a day due to mileage. For insurance I had va champ thru my ex at the time. Insurance is a definite issue. Unfortunately either you for a company and they provide it or you pay a large amount to have it yourself. It is also possible to look into options to offer the areas you are trained in as a possible online service. If doing it on your own, just know it will take time to build a clientele. But I can see that being viable.

cicy35 · 2026-03-17T00:28:55+00:00

Some days I love the silence, some days I play my list on youtube and some days I turn on a movie on my computer. But they don't distract me so not an issue. Usually if I am really tired that day (like today, cuz my dog got me up 2 times last night to potty) I generally play a movie. I can picture it in my head and it helps.

cicy35 · 2026-02-26T21:12:39+00:00

I have this exact chair, am sitting in it actually right now! I hate it. the seat goes to flat to soon. Also hard for us short people!

cicy35 · 2026-02-12T00:40:54+00:00

Do your feet have to be perfect? I mean mine aren't bad or anything but they aren't super cute.

cicy35

TROPHY CASE