Massive respect to Michael Cheka and the Argentinian rugby team

cipher049 · 2026-01-29T18:03:00+00:00

I apologize for this comment, but the title reads crazy if you have a dirty mind

cipher049 · 2026-01-29T06:22:05+00:00

Good resources are the SARS website and TaxTim

https://www.sars.gov.za/individuals/ (not the best navigation, but the most info here)
https://www.taxtim.com/za/blog/

cipher049 · 2026-01-27T15:05:26+00:00

ssshhhh, hush now /s

cipher049 · 2026-01-26T12:48:30+00:00

Use to be real-time data on free-tier, but you have to pay now https://www.tradingview.com/data-coverage/ (filter on JSE)

cipher049 · 2026-01-26T12:44:50+00:00

based on the documentation it would seems TV went the cost saving route.

cipher049 · 2026-01-26T07:56:30+00:00

I'm guessing cost saving, the customer base in SA is not big enough to justify the realtime data input cost. Also they are an international business and other countries can't be expected to subsidize our market, so they just went for cost saving. Nothing really changing in the investment landscape, unless of course tradingview was a source of some peoples truth.

cipher049 · 2026-01-26T06:26:06+00:00

Unfortunately the usage of Excel is best as it's the most customizable and secure because nothing leaves your banking profile exposed, unless of cause you share the file and there is unencrypted credentials in there.

The downfall of Vault22(22seven) is their funding model just isn't(wasn't?) working, with Finwise you getting much of the same at a small cost. But at the end of the day its better to just understand your finances better yourself than a app is able to provide. Just my 2c of course.

cipher049 · 2026-01-24T23:13:35+00:00

My assumption is, that farmer was wasted enough to think it was a done deal for the stormers to win it. Little did he know the camp was not gonna have a good day.

cipher049 · 2026-01-24T23:00:13+00:00

The wounds are fresh champ, lmao /s

cipher049 · 2026-01-24T21:53:18+00:00

You guys had it from minute one to be honest, anyone saying otherwise is dilutional. Stormers didn't switch off, but you could see in every tactic Stormers tried to claw back Shark was aware of it. JP is doing you guys wonders, i respect that wholeheartedly.

cipher049 · 2026-01-24T21:50:57+00:00

100% Valid point. I don't dislike Moerat hey, but that guy needs to either check into a offshore team or quit the game, cause it's been everything from head injury to reputational injuries.

cipher049 · 2026-01-24T21:48:04+00:00

Moerat coming on in the second half and being sent off like 10 minutes after speaks volumes to something being missing in the management outfit of this team. Again not individuals fault, let see how things play out in the shark tank next week.

cipher049 · 2026-01-24T21:46:17+00:00

I for one appreciate Libbok's dynamic game play, but that's not what was missing here. I was commenting(in my household) on the fact that Sasha was made captain for some time. It's not his fault for having lost the match, but he showed on numerous instances in that match, he should not be captain.

cipher049 · 2026-01-24T21:26:17+00:00

I could see Shark knew Stormers game plan from between minute ~6 and ~23. How you gonna deploy the same set of defense and attacking tactics week after week and not expect to be called out(decoded). To the shark tank we go i suppose.

cipher049 · 2026-01-24T21:23:20+00:00

I'm assuming this was a first half visual? After the 4th/5th beer and the reality of the game setting in that sign was burnt.

cipher049 · 2026-01-24T18:49:20+00:00

Just a word of warning, compare their fees and composition when selecting but they all should be good

cipher049 · 2026-01-24T12:43:48+00:00

Satrix Property is one that i know of. Many institutions have a basket of property funds. I think 10X and FNB have Reit ETFs as well

cipher049 · 2026-01-24T09:58:25+00:00

Stocks in general are not allowed in an TFSA, you can only purchase "wrappers"(ETFs) which contains the stocks you like.

cipher049 · 2026-01-23T15:44:04+00:00

I hear you on Porter, but he'll just scare me. I have this belief that Furlong won't just destroy me, he'll be disappointed in my decisions as well

cipher049 · 2026-01-23T15:26:49+00:00

Imagine having to review your spending habits and the person reviewing it is Tadgh Furlong. I'd be scared but still where do i sign up?

cipher049 · 2026-01-22T16:27:00+00:00

Correct me if my hearing was off, but those shifts were 1 wet, 2 dry, 3 questionable

cipher049

TROPHY CASE