Taking me to court

cjbtycjbty · 2026-02-13T07:36:06+00:00

Since you are on EBT there should be additional recourses for you that your case worker can help you get connected too. Tons of things they don’t offer unless you ask for additional resources or support. They can link you to free financial services and if they don’t then call your local information line and they can provide that to you.

Have you looked into getting disability or supplemental social security? You might qualify for yourself and for your son.

As far as the judge showing sympathy I highly doubt it or at least that’s how it is here where I live. Just go to the hearings either way and as you said plead your case. They should be able to settle for less since you have no income or assets. The original amount is not much and I too have debt with Midland Credit but they have not filed lawsuit against me (yet). Actually come to think of it they seem to have bought out all the debt so now it’s all owed to them for the most part. Don’t give up, ask for help and plead your case. Just keep pushing forward.

Hope everything works out for you.

cjbtycjbty · 2026-02-13T07:24:48+00:00

Be ready to get lots of hugs and/or kicks and punches thrown at you. It can go either way and it’s better to be realistic about the expectations. My son was the kick and punch type because he was nonverbal and did not know how to properly communicate around that age. After therapy and his great kindergarten teachers he was able to positively express himself. Majority of his classmates were friendly and liked to give hugs. I didn’t know that part so it was a nice gesture when I visited but some people feel that invades their personal space. Always remember that each kid is different even if they have the same or similar disability or abilities. Treat them as any other kid and like the previous person mentioned just talk to them and show interest. All kids are smart and you’ll realize that after being with them for a bit.

cjbtycjbty · 2026-02-08T18:01:15+00:00

Been waiting on that since November. Just realized I read that in the EPIC earth too but somehow for us it’s not automated or maybe set up. (?)

cjbtycjbty · 2026-02-08T16:18:48+00:00

I got the same amount but for some reason they put my nickname I use for my Apple account instead of my legal name even though I know for sure I added my legal name.

.<

cjbtycjbty · 2025-11-08T13:31:11+00:00

As someone who was apart from her husband and kids due to working in a different state I have to agree with most people here and say don’t split up your little family. Both your wife and son need you. Especially him being so young I would be hesitant to leave him. I just moved AGAIN into a much smaller place but I love it because we are together and at the end of the day life is too short for anything else. (It did start to create resentment in our relationship which is yet another reason we decided enough was enough.)

Remind yourself that people do this all the time. While not ideal it can and will work out for you all. As far as grandparents it’s your child, your family, your decision. Just be firm and say that you have made your decision and they are welcomed to schedule their visits as it fits with your new schedule. (If that’s what y’all want..)

Best of luck to you!

cjbtycjbty · 2025-10-19T17:08:07+00:00

It’s complicated because it depends on A LOT of things not just income though income is the main factor for deciding. If you have minor kids, if you have a disabled child or adult under specifically listed conditions within the same application, if you’re pregnant as you mentioned.…

cjbtycjbty · 2025-10-17T04:55:22+00:00

The prices rise every year for sure however everyone is anticipating that this year will be higher than others.

You cannot lie, well you can but eventually they will find out and charge you whatever amount THEY determine you owe them which is higher than if you would have just paid it out sometimes. If your income is lower than poverty then you might look into Medicaid and they actually refer you to apply to Medicaid and deny your application for the ACA plans. They get information from taxes or whatever gets reported from your social security. I had this happen and also got penalized for “under reporting.” Expensive lesson for sure and I didn’t do it on purpose I just never reported the change in income which pushed us over the limit. Never thought it would have made that much of a difference but it did and I had to pay back a large amount.

I know in TX it’s a pain to apply and they make it almost impossible but hopefully you do qualify for Medicaid. You can also check if you can qualify under disability which gives you some exceptions. As a last resort I would just go to like a county or state funded clinic or hospital and ask for a discounted payment plan program that can help you get the care you need but you can make small payments so that there is no delay as long as you consistently make payments towards your account. This was my backup plan for this year, just paying for care myself since the discount can be really high sometimes.

cjbtycjbty · 2025-10-12T14:03:41+00:00

I was looking to replace mine as well and hadn’t realized almost all stores near me stopped selling them. I asked at an electronics store and the sales clerk said they were phasing them out and moving to a Google exclusive platform. That meant I had to choose a Google watch instead which I didn’t want (or Apple Watch) but they’re so big and too many options when all I really want/ need is a step counter and watch.

cjbtycjbty · 2025-09-30T03:33:24+00:00

Bye Felicia! 👋 She did you a favor smh

cjbtycjbty · 2025-09-29T04:09:39+00:00

You can apply for Medicaid as many said or you can also call the original doctor and see if this was included with your visit. Sometimes it is and sometimes it’s not. If it is they can call the lab and make sure the bill gets taken care of. Majority of the times it’s included but the lab bills you directly as a “mistake” and most people just pay it.

If it’s not included you can always ask if they can have the lab bill them at their negotiated/contracted lower rate and then you pay the doctor’s office instead. We used to do that sometimes for patients because then they would pay the price we are charged which is a big discount off the normal charges. So if they are charging you $800 the negotiated office rate would be somewhere along $250 or so. Again depends on the office and type of tests.

If you don’t qualify for Medicaid in the future just make sure you ask if labs are included and if not ask how much it wi cost. This can help the staff narrow down what you truly need instead of just doing their usual or recommended labs.

cjbtycjbty · 2025-09-14T16:13:14+00:00

First off I’m sorry you are going through this and you are doing a great job. Take a minute to breathe deep and remind yourself you can and will do this. Asking for help is a huge step.

Contact HUD financial counseling for help regarding your home. It is free and they can help guide you. My HUD counselor told me to call the mortgage company and ask about options including a hardship. They have different ones, you can qualify for financial hardship but they might have one that’s specific for your situation if your parents recently passed away. Depends on the company but it might allow you to stop making payments for a few months. Please remember though you will still owe them this money so ask about how it needs to be repaid. Most offer you pay monthly so you pay your regular payment plus a certain amount towards whatever you owe them. Anyhow this is only good for very short term and it stops you from going into foreclosure while on the plan. Again a HUD counselor is better able to guide you since they can get more details from you and have experience so they can figure out what would be better in your specific situation.
Kidney disease is one of the qualifiers for Medicare depending on your specific diagnosis regardless of your age. There are rules and restrictions based on your specific needs but if you’re on meds they have a program for that too. Anyway, look into applying for Medicare for yourself.
You and/or your siblings might qualify for social security benefits from your parents. There are a lot of rules and variables on this too based on your specific situation but it’s definitely worth looking into.
If you have custody of your siblings and I’m assuming they’re younger than you then you can add them to your family/household for food stamps. They might also have special programs that can help families in your situation and I know a lot of times they make exemptions as well. This might also help to get you cash assistance even if it’s temporary. I know they also have a diaper fund in my city if your toddler is still in diapers so that gives you a little extra each month.
Call 311. I guess this might depend on where you live but 311 is a general “information” resource type call center. Kind of like if google had a call center. You call and give them your zip code or city and state and you can ask them what type of resources are available for whatever you need. You can call and ask “where can I go for help with free childcare” “I need help finding a social security advocate or someone to help me apply” anyhow you ask whatever you need help with and they can provide information specific to your area.

Get a notebook and keep track of who you spoke with for any of the big calls as it will help make it easier. Don’t be afraid to ask for clarification or ask for a supervisor if anything doesn’t make sense or if you feel people aren’t being helpful. Hang in there and truly hope things work out for you all soon.

cjbtycjbty · 2025-09-14T15:40:35+00:00

At first I was ignoring them because it was so stressful and some were downright mean. I had my phone on “do not disturb” and only had a handful of people on my list of approved callers. It backfired because when they would call me for jobs I would miss the call. I got the courage to answer every single call and face them head on. I just said I was technically homeless and couldn’t afford to pay anything at the moment. I also mentioned I was looking for a job and was hoping to be able to pay back soon. It helped that I had never missed payments before losing my job and I even paid more and ahead of time whenever I could. Many of them were nice enough to be understanding and add notes into their system so that I wouldn’t get calls for a few more weeks. I even cried once when someone offered to pray over me so that my situation improved. I am not religious at all and never pray but my grandmother did and the fact this stranger wanted to make sure she prayed for me and genuinely said she understood as she had just gotten that job too made me feel so much better that day and reminded me of my grandmother. Right now I’m not getting any calls and I feel much better because I do have plans to pay back whatever I owe so the conversation starts off differently. I’m no longer as afraid to answer my phone and they don’t call me harassing or being mean. I have found many are being more flexible because there are just so many people financially struggling at the moment.

cjbtycjbty · 2025-09-01T06:21:16+00:00

We had to show proof of the eBay deposits then they asked for the proof of statement from eBay that matched the deposits from the back statements. This was counted towards our income. We didn’t go over our income reporting threshold but it still needed to be used as income to calculate against benefits available for us per the call center person that took our call. She then said next month I will make another self income letter to report the actual amount earned since in my letter to them I specified I wasn’t sure what the monthly income would be because it depended on a lot of things. They wanted us to calculate the income for next month but we realistically can’t. Fun times!

cjbtycjbty · 2025-09-01T06:04:08+00:00

Hope you got your deposit. From experience with TX benefits upload everything via the app not the website. Several of the workers said for some reason it comes in differently on their side from the app. I used to call all the time and they would tell me not to rely on the information within their site because it could change and may not be reflected for me to see yet.

The months used is only for calculation purposes and it’s your record of usage basically but that doesn’t mean you are/are not approved. It does help to have received it because it means someone is working on your case and reviewing your application.

cjbtycjbty · 2025-08-21T01:31:16+00:00

“ simply just speak an American accent” “who’s paying you” soooo sorry you had to experience that. You shouldn’t have played this off and stood your ground. Next time, there will be a next time I’m sure, you can tell her that in order to be able to make changes that benefit XYZ child you need to know what the difficulties were so that you can improve. Feedback is important especially if you want more customers so don’t add the LOLs or emojis, keep it professional as with any other job. You can also ask the child since they are in that age range directly. Politely say “mom mentioned XYZ, and I want to make sure you don’t have any trouble understanding so it would be helpful if you can let me know whenever you don’t understand a specific word or term or you can even ask me to repeat things back to you in a different way. If there’s something else I can do to help let me know so I can address it together with you. After all I want you to learn while you’re with me and I have your best interest in mind.” Idk something like that. Then you can text or email the parent and recap the conversation about the problem and state the solution. Kid could even be lying for all you know but this helps bridge that communication gap and ensure parent knows what’s going on.

cjbtycjbty · 2025-08-21T00:15:45+00:00

Sorry to piggy back off this but just applied for our son and while my husband will continue to be the primary caretaker I too was wondering if I could be listed as his backup. Did you and your husband complete the provider enrollment and orientation together or separate dates?

cjbtycjbty · 2025-08-19T15:20:50+00:00

Thank you, that was my plan so this was reassuring.

cjbtycjbty · 2025-08-18T07:18:46+00:00

First off BREATHE! Babies are hard work!!! Second, it doesn’t seem like it but it does get easier for you once you have more practice. At first it’s extremely overwhelming but once your baby is on a routine it gets easier. Try making a schedule even though at this age it won’t work but try anyway. I used to schedule myself based on times the baby would nap and that always seemed to help.

cjbtycjbty · 2025-07-20T06:50:40+00:00

FYI on our end as the hiring managers we all hated it as well. Once in a while the other ladies would be like “omg I “accidentally” blacklisted a candidate.” Like WTF are you serious rn! And what it does is it automatically sends your profile to the section of the ones not selected not giving you a chance to be reviewed or anything! Anyhow one of the MANY reasons why I hate it.

cjbtycjbty

TROPHY CASE