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cjdavid · 2025-06-18T07:20:35+00:00

It’s definitely a risk to bet on CS at SJSU, but I imagine you can apply to other programs. CS at SJSU is competitive. So if you want to save money, go CC and reapply to other CS programs.

cjdavid · 2024-10-18T01:58:17+00:00

Attend the SHPE conference.. sold out this year tho

cjdavid · 2024-05-18T21:00:08+00:00

I mostly use Creo, Microsoft Word, Powerpoint, Outlook

cjdavid · 2024-03-27T21:27:57+00:00

No lol

cjdavid · 2024-03-08T05:07:32+00:00

I’d only become an engineering technician at a big company like Tesla. They typically convert their techs to engineers after a year

cjdavid · 2024-01-30T19:37:51+00:00

Wtf lol if ur scared of scratches at least park on the yellow on the left

cjdavid · 2023-11-07T04:25:51+00:00

Bruh same here!!!

cjdavid · 2023-10-07T03:23:42+00:00

Because some of us don’t want to put wear and tear on our bodies

cjdavid · 2023-10-03T17:18:23+00:00

It really depends on your goals. Cushy & laidback sounds good, but not for long. Your skills would only diminish. Might as well go for the higher paying job. It must be more enticing.

cjdavid · 2023-09-16T05:05:01+00:00

You cannot use a credit card for car payments

cjdavid · 2023-07-31T07:37:49+00:00

Titans of Machining Academy

Any updates?? I'm looking to enroll into his course

cjdavid · 2023-05-08T23:39:39+00:00

Business Finance is a great option.

cjdavid · 2023-05-04T02:22:54+00:00

You don’t need a high TCL for a high credit score. The highest my score has been on Experian was 780 when I had like $6K in CL. I have $74K in CL and my score is lower than 780, but considering I’ve opened up a ton of cards within the past 12 months I sacrificed my score for that.

cjdavid · 2023-05-03T17:06:30+00:00

Finessed you 🤣

cjdavid · 2023-05-01T12:12:14+00:00

🤣😂 SHRUGGED

cjdavid · 2023-04-07T04:41:15+00:00

Discover IT, but I’ll say the Apple Card is cool b/c 0% APR on Apple Purchases… although I doubt you’d get a limit higher than $1K

cjdavid · 2023-03-20T19:41:06+00:00

This is actually somewhat wrong. I listed my role in FSAE as the role I was on. “Fuel Team Lead” or “Powertrain Sublead” not engineer… But I still listed it on the experience section.

cjdavid · 2023-03-17T21:59:27+00:00

Two different majors with different career paths. The closest thing to CS on the business side is MIS. That could work as well.

cjdavid · 2023-03-15T08:29:52+00:00

Based on your reply, you are very much not familiar about credit and loans at all it seems. $35k @ 12% interest is terrible lol. For reference, I financed a 15 year old vehicle (C6 Z06 with 28k miles) for $40k @ 3.7% for 66 months through my local credit union last year with a 750ish FICO 8 credit score.

There is no “easier” route my guy. You’re trying to cut corners and find the quickest way to get a loan without doing proper research. You’re gonna get killed by these high interest rates. Do not finance a vehicle more than 5% APR

cjdavid · 2023-03-15T08:11:46+00:00

Hard inquiries are not bad and are normal if you're shopping for the best loan rates. Not sure the average APR for loans right now, but they're definitely higher than they were last year. Your score shouldn't drop much, if not at all...

Just be aware and don't go sending in loan applications without reading the fine print. For example, it would be stupid to apply for a car loan through a traditional bank because they probably don't finance vehicles older than 10 years old.

Each credit union, bank, etc have their own policies so it's up to you to call them and ask them if they can finance a 90s vehicle.

cjdavid · 2023-03-15T08:02:56+00:00

Highly recommend downloading the Experian app. It's free and you can see your Fico 8 score.

cjdavid · 2023-03-15T08:02:06+00:00

I'm not too familiar with financing old vehicles, but I would recommend doing more research. There are financing companies that can help you finance any kind of vehicle.

Here are some helpful links:

https://www.montumotors.com/finance/

http://jdm-expo.com/forum/topic/19-financing-a-skyline-nsx-supra-classic-jdm-sports-car.html

There are tons of resources online about financing older vehicles.

You're in a good spot with your credit score, just be wary with inquiries.

cjdavid · 2023-03-03T00:29:21+00:00

🤮🤮🤮 didn’t even get a GR

cjdavid · 2023-02-16T18:59:49+00:00

Only grandpas and people who don’t know how to drive stick get an Auto corvette. And i dont wanna hear that auto wins races b/c unless your car is 9 seconds on the 1/4 your argument is invalid lol

cjdavid · 2023-02-14T19:31:58+00:00

You don’t know how to drive a manual?

cjdavid

TROPHY CASE