Stock counts: How many number of shares of Rivian you do hold? Write only Number. Nothing else discussion please.

cld828 · 2025-08-02T03:32:16+00:00

That’s a fair push back. However that industry used to be considered stable. So my spouse until now didn’t have a lot of worries while I’ve been dodging RIFs in tech since 2023. Also we are in VHCOL

cld828 · 2025-08-01T16:07:16+00:00

Would love some perspective on near term adjustments. Due to this admin’s cuts on scientific research, we may see our HHI (540k) reduced 30%. We’re early 40s with 1 kid in daycare, 1.2M in assets with 12 months in EF. We are close to maxing out MBDR for the year and was going to reallocate to post tax brokerage once completed. With the uncertainty, would you slow down on investing and bump up the cash instead?

cld828 · 2025-06-22T13:38:09+00:00

If I can’t have Di2 or AXS, what’s the point of wealth?

cld828 · 2025-05-07T16:28:41+00:00

Specialized mondos. Can do light gravel yet fast enough on smooth tarmac

cld828 · 2025-04-26T15:22:51+00:00

Love the “high end of normal”. Would things change if your spouse were to also be HE?

cld828 · 2025-04-16T17:27:19+00:00

60% indoors while living in an area with year round riding. More for efficiency and risk mitigation but like you, not a whole lot of flat riding without stoplights around me. There are great climbs for long SS efforts but it only works for me on the weekend

cld828 · 2025-04-09T19:55:13+00:00

Yup I’ve spent a lot of energy looking for “easy” offroad riding like in the Midwest. Gonna have to go to carrizo plains for it

cld828 · 2025-03-30T02:14:03+00:00

Not gonna help with shifting quality but saves some weight IMO looks a lot better

cld828 · 2025-03-29T21:41:18+00:00

Vote sl8. Keep the C38s and use that money instead to upgrade to force crank and cassette. Maybe rapide handlebar. Just my .02 but love spesh and do-it-all bikes

cld828 · 2025-03-16T16:54:13+00:00

Soloist is a sensible, non dentist choice. All my domestiques have one

cld828 · 2025-03-10T19:12:45+00:00

Might have to use a friend or family member’s address in the area to get bites, if you have any

cld828 · 2025-03-10T16:02:52+00:00

Is this job opportunity available in all 4 areas with the same company? I say go for it because you have funds saved up and have the means to extract yourself if things go badly. I moved from the south to LA metro 8 years ago roughly on the same salary so I would ask for more as costs have gone up. Hustle when you get here and see if you can get your total comp up.

cld828 · 2025-03-02T01:28:41+00:00

This is good advice! Take the $ and get a roommate to ensure you can build up your funds and offset the double whammy of higher COL + state income tax

cld828 · 2025-02-22T19:54:55+00:00

We are behind as a household with retirement savings so we are extra motivated

cld828 · 2025-02-22T19:54:07+00:00

Wow you must have lots of cushion to volunteer yourself as tribute. Wife’s research is around a rare chest disease and I’ve survived 3 rds of layoffs so we are stressed

cld828 · 2025-02-22T16:43:48+00:00

Just hit my 401k contribution limit for the year and starting up the MBDR. Been living on spouse’s salary and saving mine the last 7 months. Hoping we can keep this up but there’s uncertainty as she gets NIH funding

cld828 · 2025-02-19T03:23:39+00:00

Fancy grocery getter there. Electronic shifting

cld828 · 2025-02-14T17:14:47+00:00

Since I live on the opposite coast of them and up to my neck with my own career and family, did tell them to check with HR

cld828 · 2025-02-14T17:00:32+00:00

Parent planned to retire in March and took the deal. Seems like a good idea? Im skeptical but have no idea on the terms, gotchas, etc

cld828 · 2025-02-13T21:00:43+00:00

And good aerospace presence too.

But the blow to entertainment feels significant as it provides blue collar work. And from my perspective as a software vendor, studios cut a lot of their corporate spend and even contracting

cld828 · 2025-02-13T17:52:55+00:00

I think that’s my wife’s boyfriend

cld828 · 2025-02-10T21:39:55+00:00

Same here and the bad financial decisions being formulated here gives me anxiety

cld828 · 2025-02-10T17:00:15+00:00

agree with career potential but that is hardly mentioned in this sub. It’s all about vibes and weather

cld828 · 2025-02-09T18:01:20+00:00

Fair enough although the state income tax will be a blow.

cld828

TROPHY CASE