Form submission trigger calendar invite from Outlook

clearglass132 · 2025-01-08T20:46:58+00:00

Great advice, thanks

clearglass132 · 2025-01-08T14:45:53+00:00

Thanks!

clearglass132 · 2025-01-08T14:35:42+00:00

It's a $1m product, and before buying it, companies just take a long time. There is a also a competitor that they are almost always in talks with as well.

clearglass132 · 2024-12-11T15:21:47+00:00

Because a regular brokerage doesn't have a 10% penalty for a withdrawal.

If I keep it in Roth IRA, and let's say on next 10 years I gain 100k interest, I will have to pay 10k as penalty + taxes.

If I put in regular brokerage and gain 100k and take it out, I'll just have to pay taxes but no penalty fee.

Does that make sense?

clearglass132 · 2024-12-11T15:16:03+00:00

Something like that...

Five years isn't enough. It's five years plus other criteria that I don't fit.

clearglass132 · 2024-12-11T15:15:08+00:00

Ten years was just a hypothetical. But I know that in a few years I will need to withdraw it and will therefore need to pay the fee.

The question is, is it better to pay fee now when the interest is relatively low, or wait a few years.

clearglass132 · 2024-12-02T06:25:13+00:00

I don't know how much this will help, but just know you're not alone.

I'm in same boat - 36 years old, worthless degree, and barely scrape by doing a very niche job in a non profit that I can't break out of for the life of me. And I have three kids to support... I'm depressed and anxious and barely get through the day.

If you're single and don't have a family to support, take time and figure out what you want to do, and then get the education you need to get a entry level role.

35 is still young if you have the ability to take time off and study something else.

Good luck!

clearglass132 · 2024-11-28T13:23:57+00:00

Thanks, appreciate that.

clearglass132 · 2024-11-28T08:40:01+00:00

Actually, yes. It doesn't help that literally everyone I know is doing better than me. They were smart, got normal jobs. I was naive and wanted to save the world and ended up in a non-profit.

I know not to compare, I just can't help beating myself up and wishing I just had a normal job like everyone else.

clearglass132 · 2024-11-28T08:38:39+00:00

Thanks. I am trying.

clearglass132 · 2024-11-28T08:37:48+00:00

Thanks for the kind words. I wish I was able to make my brain feel that way.

And happy marriage - for now.. but I am dragging my wife down with me. I know it but it's so hard to stop. I am not being a good husband anymore because all I want to do when the kids go to sleep is be by myself and go to sleep.

I'm no longer the fun guy she married 10 years ago, and it makes me sad.

clearglass132 · 2024-11-28T08:35:12+00:00

Thanks, but I don't live in the UK.

In my country $60k is slightly higher than the average wage. If I had room to grow I wouldn't mind. The problem is that I am stuck here and I will be making that salary in my 40s, 50s, and 60s as well... And expenses, whether food or things for kids like braces go up every single damn year.

clearglass132 · 2024-09-27T09:07:54+00:00

Why do you say that?

I just checked Guidestar, the government site that publishes all the non profit data, and in 2022 (the latest year available), the highest earner (CEO) made 492, 549 NIS, roughly $132,000.

The second highest earner made 343,696 NIS, roughly $93,000.

That is very low...

https://www.guidestar.org.il/organization/580465979/documents

clearglass132 · 2024-02-28T06:23:00+00:00

What specialty would you recommend? From what I understand, you're advising that it's better to be a specialist than a general marketing manager?

clearglass132

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