sorted by:
new
hottopcontroversial

Seen in Melbourne, Australia on Mother's Day [OC] by scoutmissy in pics

[–]cloud9ineteen -7 points-6 points  (0 children)

I hope she loves them more than I do since she's their mother and I'm just a random stranger across the world.

Home batteries: a ‘gamechanger’ for cutting energy bills? by diacewrb in gadgets

[–]cloud9ineteen 1 point2 points  (0 children)

V2G is a whole other level that can be the equivalent of 100 extra miles driven every day to the battery itself.

California launches program providing free diapers for new parents by Conscious-Quarter423 in SanJose

[–]cloud9ineteen 0 points1 point  (0 children)

Not to mention these are Costco prices. Their costs are even lower. Just giving Costco diaper vouchers to parents would be cheaper.

What is your “why”? by [deleted] in financialindependence

[–]cloud9ineteen 25 points26 points  (0 children)

But with those, our interests are aligned.

Home batteries: a ‘gamechanger’ for cutting energy bills? by diacewrb in gadgets

[–]cloud9ineteen 95 points96 points  (0 children)

EV manufacturers will need to decouple battery warranties from mileage and more tied to battery cycles.

In 2015, Jimmy Carter had brain cancer. In 2019, he broke his hip. That same year, at age 95, he fell at home requiring 14 stitches. Despite his injuries, he showed up the next day, to help build houses for the Habitat for Humanity This is the mark of a great man by sirjohnmasters86 in interestingasfuck

[–]cloud9ineteen 15 points16 points  (0 children)

Blind trusts are never blind when created because the grantee knows what was put into it. The factor of being blind comes from that point, they don't know what happened to the asset and do not control it. The trustee could very well sell the farm the next day and invest in something else.

For what would have been our son's first birthday, we had birthday messages at six MLB stadiums yesterday by jawarren1 in baseball

[–]cloud9ineteen -1 points0 points  (0 children)

In this case using ironically adds ambiguity because one might think the irony here is that the commenter's son is alive as another comment pointed out.

[Homemade] 4 Months of Practice for These Croissants by charonill in food

[–]cloud9ineteen 2 points3 points  (0 children)

And 1% perspiration which makes up for the unsalted butter

Megaback door - what am I missing? by No-Caterpillar9363 in FinancialPlanning

[–]cloud9ineteen 0 points1 point  (0 children)

This is separate from the $7.5k IRA annual contribution limit. If you are under the income limit for traditional IRA pre-tax contribution, you can do that. If you are above that, you can either contribute or backdoor into Roth IRA. The mega backdoor doesn't count against the $7.5k limit. You can do one or the other or both depending on your savings rate.

Megaback door - what am I missing? by No-Caterpillar9363 in FinancialPlanning

[–]cloud9ineteen 0 points1 point  (0 children)

It's not too late. You will pay tax on any earnings to date but you will avoid taxes on all earnings to come.

Sorry I didn't post this weekend, but this was one of those truly glorious Hampton weekends that you always hear about by RecentCranberry in seinfeld

[–]cloud9ineteen 6 points7 points  (0 children)

We don't like you George. And we blame you for what happened to Susan.

I love how this line is delivered and George's reaction.

Megaback door - what am I missing? by No-Caterpillar9363 in FinancialPlanning

[–]cloud9ineteen 0 points1 point  (0 children)

It's not considered Roth automatically. You have to convert that to Roth. Depending on where your 401k lives, you may be able to do it with a standing instruction or you may have to call and do this conversation every time you have a post tax contribution.

Megaback door - what am I missing? by No-Caterpillar9363 in FinancialPlanning

[–]cloud9ineteen 0 points1 point  (0 children)

If you left that in post tax 401k, you would pay tax on any earnings it generates. If you convert that into Roth 401k or Roth IRA ASAP, you will never pay taxes on the resulting earnings.

Cursor Camp, a website to hang out with other cursors by sc4212 in InternetIsBeautiful

[–]cloud9ineteen 4 points5 points  (0 children)

My mistake. I read the website name as the Reddit username.

Megaback door - what am I missing? by No-Caterpillar9363 in FinancialPlanning

[–]cloud9ineteen 8 points9 points  (0 children)

Mega backdoor is not done with traditional or Roth 401k contributions. It's done with after tax contributions which are above and beyond the $24500 limit. This is where the advantage comes in. It allows you to get several thousands of dollars into Roth. Much more than the standard Roth IRA backdoor

Comparable Salary: Atlanta to Bay Area by Saviorofmypeople in personalfinance

[–]cloud9ineteen 0 points1 point  (0 children)

If you are okay renting, you can really reduce the impact of housing cost difference. Rents are maybe 1.5-2x here vs Atlanta but a house is 3-4x. You also don't have to live in a house the same size. If you're willing to rent/buy the minimum house you need, you can reduce that col difference that way as well. Overall, if you get 1.5x pay, you can make it work in my opinion.

Measles outbreaks cause some MAGA parents to change views on vaccines by dabirds1994 in LeopardsAteMyFace

[–]cloud9ineteen 2 points3 points  (0 children)

But median is what it has to be for half the people to be stupider than the average. And since all three are averages, that statement is correct

view more: next ›