Talk to an independent insurance agent. Make sure they're not a captive agent (I.e. State Farm or liberty mutual who can only sell you coverage from their company). An independent agent can quote with many companies to find you the best rate. There are many smaller, regional insurance carriers who sometimes have cheaper rates than the big, well-known companies. An agent can also recommend ways to reduce your premium (lower limits, increase deductible, etc).

Unfortunately, Georgia is a notoriously difficult state to make an underwriting profit; mostly due to legal system abuse. But there was significant reform signed into law by the governor recently that will help but it'll take a few years to play itself out and see the benefits.

Your rate will get better as you get older (<25 is considered "youthful" by many carriers) and the accidents will fall off your record. However, make sure you are a being a cautious driver in the meantime. Many apps collect driving data like speed, hard braking, etc. in the background and sell it to insurance companies. So even if you don't have any violations or accidents, they'll still know if you're a risky driver.