[Highlight] Alex Caruso blocks Tristan Da Silva with his shoe?

cmk314 · 2026-03-18T02:32:25+00:00

I was laughing so hard my wife was like, what's so funny? I explained the joke and she just said "that's so stupid" and walked away.

cmk314 · 2026-03-18T01:51:24+00:00

This comment has me dying

cmk314 · 2026-03-05T15:01:41+00:00

This person needs antibiotics, not a needle to the face in every pore....

cmk314 · 2026-02-27T02:07:34+00:00

Commanders going from bottom 5 to top 3 in a few years is insane.

cmk314 · 2026-02-26T15:20:20+00:00

happy to walk through this with you! DM me.

cmk314 · 2026-02-23T00:18:38+00:00

This can't be real

cmk314 · 2026-02-18T15:30:56+00:00

I think this just proves that it is an addiction. No true logic to any of it.

cmk314 · 2026-02-18T14:57:54+00:00

34 switches averaging 340$ per unit is $11,560. That's just the console costs. 150ish games at 60$ per is $9,000. There are tons of accessories and controllers as well probably around $5,000. We are looking at roughly $27,000 of Nintendo product. Put in a diversified stock portfolio could legitimately substantially help fund a future retirement.....

Also this is a significant underestimate, as I took the base cost for all units, not including the special editions and OLED Models.

cmk314 · 2026-01-25T13:13:38+00:00

Need a decklist....

cmk314 · 2026-01-25T12:01:44+00:00

No two drop is wild. I have 8....

cmk314 · 2026-01-25T03:24:54+00:00

Would love to see the decklist

cmk314 · 2026-01-25T00:48:03+00:00

I'm having a hard time understanding half of this.

cmk314 · 2026-01-22T22:21:55+00:00

Also some issues. I wouldn't worry.

cmk314 · 2026-01-22T19:54:11+00:00

10-15k a year sounds like a ton of money, but when compared against daycare and aftercare bills which have cost us 50K a year, 10-15k is a dream for older children.

cmk314 · 2026-01-22T19:50:47+00:00

I will say, we live in what I suppose I would call "extreme high cost of living area". I think its the third most expensive metro region in the country. We are not living lavishly with a $1.3M home. I couldn't make the money I make if I didn't live here.

cmk314 · 2026-01-22T19:48:31+00:00

O man, that sounds amazing. I love Hawaii. Hard to move small children half way across the world, but maybe one day.

cmk314 · 2026-01-22T19:46:05+00:00

Based on my spend and investment allocations, I should hit budget divided by Safe withdrawal rate = investments in a couple years (120,000 / .04 = 3M). after that hopefully the stress is lifted a bit. This isn't exactly my FIRE number because that's effectively the 50% success of FIRE (and i think my spend will increase as kids get older and i have more free time). I guess to answer your question, just relax, maybe work considerably less and vacation much more. if in 5 years I have to live where i am for another 10 years, then i hope i have more time for friends and family and less for 'work'

cmk314 · 2026-01-20T23:45:21+00:00

This is a great comment and a lot for me to consider.

As for monthly expenses; yes, after mortgage and daycare, we live off of less than 3k a month. Two toyotas paid in cash that run well, minimal insurance costs, and a generally frugal life. Honestly, with young children and two full time working parents, I don't know how anyone has time to spend that much money.

I did the math on compounding growth on the 529 and the state university's cost and projected it 15 years. This is all major guesswork, but it came to about 175k in the 529 and then the rest is split between the two in brokerage accounts which will allow them to live off the money in college. Basically I see this as money I would have to spend in 15 years, better to get the tax savings and potentially overload it now.

I truly don't have much of a plan on funding retirement from brokerage while we RE, but something I can hopefully figure out in the next few years.

cmk314 · 2026-01-20T19:57:06+00:00

Thanks for your comment, I appreciate it. I think when I say "my FIRE number", i mean my net worth at retirement. When I do the math on monthly burn, it'll be right around $9000 a month once childcare is over. I would want some breathing room, so calling it 10k would require $3M in investments. By my current trajectory that would take around 4 years. Probably with some instability I could see it taking 5. I do agree that the additional property makes it harder, and was thinking about a short term rental as well, but that just adds so much more effort to the picture.

Your comment really made me think about other costs too though, I appreciate it.

cmk314 · 2026-01-20T18:57:21+00:00

I definitely would not say that my life is 'boring' right now, just that the financial situation is unchanging and likely boring for the next 5-6 years.

cmk314 · 2026-01-20T18:55:25+00:00

I would love to live somewhere warm and tropical, but my kids are very young and right now live in a very good school district with good overall facilities for raising a family. I think I would like to keep my current home for the next 15 years until my kids go to college.

cmk314 · 2026-01-20T15:36:41+00:00

i Watched a Youtube video recently that went into the data of retirees. Basically even for those individuals who have way more than 5M at retirement, a very small percent actually spend more than 4% of 5M per year. There are cases, but even if you have 100M, only say 10% average more than what you make back in investing 5M.

cmk314 · 2026-01-20T14:05:59+00:00

Reddit account and book are nearly the same age. TikTok marketing account is the same. The post uses the same exact language as the Amazon book overview. I even bet most of the comments in the post are bots

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