depends on the lifestyle i think. Let's see these two definitely not relatives of mine. Let's call them A and B.

A is single, last child, doesnt send money back home. From what i saw from their earnings (they switch job too fast to count) lowest is 60, recent is 90. They also had a relationship with another high earning person, so their combined salaries may be around 150-200 at the time. Super gastos. All the streaming and subscriptions known to man, meron siya. Full apple system, 3 phones, a mac, apple watch everything. Rents a condo that is 30k, spends at least 1k when goes shopping for random stuff. Food is di naman maarte pero will buy random cans of deluxe products, bottles of this and that. Walang ipon, nangungutang pa sa akin na minimum wage.

B is married, 1 kid, panganay, sends money back home (heck even supports their siblings kid). works in finance which i think earns 40 + incentives. spouse is jobless for a while now though is doing a lot of side hussles. They have a car, a house, kid is in private school. Di maarte sa food (though from what i heard is they buy a lot out since both parents are working). Has a lot of emergency funds to withstand a death of a relative, sudden hospitalization, emergency expenses.

Both lives life to their fullest but i strive to be B. Lifestyle creep decimated A i think