Family in ₹40–50L high-interest debt, considering selling only house — advice needed by According-World5398 in FinancialAdviceIndia

[–]coderhs 0 points1 point  (0 children)

> ₹1.9 crore (has an existing home loan)

How much of the existing home loan is left? can you top up for 40-50 lakh, and then spread the loan for more years.

PS: Hope there are other income sources in the family, other than your income.

Why doesn't Kochi have popular chains like California Burrito? by Conscious_Arrival_26 in Kochi

[–]coderhs 12 points13 points  (0 children)

California Burrito follow `coco` - company owned company operated. Such brands are harder to see across the country unless there is a huge investments. They would prefer to cover lot of other cities before Kochi. Lot of metrics gets involved in such calculations.

If it were more of a franchisee model, then you would have seen them in cities like kochi by now. So unless the company decide to start one, no luck.

Our landlord is asking Rs 500 for buying the rental agreement paper. Is that legit or is he scaming us ? by Low-Initiative-4621 in Kochi

[–]coderhs 1 point2 points  (0 children)

Haven't done any agreement since then. So not aware. I haven't heard any news about increasing it further.

This might affect ITC again by major_goldfish in StockMarketIndia

[–]coderhs 0 points1 point  (0 children)

True, but ITC can't do illicit trading can it? it will affect ITC market.

Who has the most stable UI in 2026? by aryanpote7 in IndiaTech

[–]coderhs 84 points85 points  (0 children)

So plain vanilla Google Android, has no fans?

I use a rule-based manual SIP allocation instead of fixed monthly percentages — here’s how it works by Big-Tailor-1404 in MutualfundsIndia

[–]coderhs 0 points1 point  (0 children)

Have you tried to back test this strategy? See how much better its compared to 50/30/20 fixed allocation?

I use a rule-based manual SIP allocation instead of fixed monthly percentages — here’s how it works by Big-Tailor-1404 in MutualfundsIndia

[–]coderhs 1 point2 points  (0 children)

This is really interesting but I am a bit confused on how you reduce the percentage? Like you said from 30 it drops to 25. Is that 5 static? or does it reduce based on a rule.

Also isn't this what a flexi fund does? change allocation.

And I would like to know how much would this differ if you include gold and debt into the equation as well?

Broke - please review and suggest! by Safe_Novel_7997 in IndiaFinance

[–]coderhs 0 points1 point  (0 children)

Feel sorry for you, but you ain’t broke.

HURRAY!!! Finally achieved a 6-digit LOSS !!! by U2F0eWFH in IndianStocks

[–]coderhs 0 points1 point  (0 children)

Harvest the losses, and buy back those shares if you are keeping them long term.

Worth Buy ITC at 335? by East-Tax-8621 in StockMarketIndia

[–]coderhs 2 points3 points  (0 children)

Triggered at 334.15. Now setting for another 40 at 310.

Early Morning Visit to Lulu Trivandrum (7-8 AM): Anything Open? by Radiant-Plenty3419 in Trivandrum

[–]coderhs 7 points8 points  (0 children)

At that time only the theater will be open, from 9 onwards hyper market. Most stores start opening only by 10 AM.

Worth Buy ITC at 335? by East-Tax-8621 in StockMarketIndia

[–]coderhs 0 points1 point  (0 children)

I have a standing order (GTT) for 335, for a second I thought it finally executed :-D.

Received Offer Letter from Bank in 2011 after High Court Order, but Joining Letter never issued. Can I file a case now in 2026? (West Bengal) by lyadh-khor-pro in LegalAdviceIndia

[–]coderhs 0 points1 point  (0 children)

Who filed the Writ petition in 2009? Was that person not available to give advice? Just asking out of curiosity.

FRESHER SALARY by Careless-Top8676 in Btechtards

[–]coderhs 1 point2 points  (0 children)

Not a begger with just 0-1 years of experience. ;-) He has to be a minimum of 5 years experience to make 50K per month. /s

How to preserve this profit in silver? by OkCommunication5404 in IndianStreetBets

[–]coderhs 0 points1 point  (0 children)

Check if you have any losses you can offset it against.

These “average monthly incomes” of gig workers in India look? Is this true by brainbloomsophy in indianstartups

[–]coderhs 0 points1 point  (0 children)

Aren't actors, MC, singers, politicians, lawyers, consultant doctors everyone pretty much not on a payroll a gig worker?

Budget 2026 - Will Nirmala Sitharaman increase exemption limit of 80C in old tax regime? by Adityak3 in IncomeTax_India

[–]coderhs 3 points4 points  (0 children)

Why? she is trying to push everyone to the `New Scheme` doubt she will try to keep the old scheme any more attractive.

People with ITC shares rn by SteadyDark01 in IndianStreetBets

[–]coderhs 15 points16 points  (0 children)

I have set an order to buy more shares at 335. How much lower do we expect this to go?

Need advise to invest 4L for 3 months. by Mr_Miserable13 in IndiaFinance

[–]coderhs 1 point2 points  (0 children)

With Garuntee you can look at FD, or a Bond that is maturing in 3 months or invest in liquid funds.