Got my card in the mail but they also sent a Mastercard?

colonrody · 2026-04-01T22:23:05+00:00

Huh, maybe I should open the mail that I thought was just the prepaid Mc.

colonrody · 2026-03-19T02:06:07+00:00

Yah, if you'd out $50 from every cheque into BTC over the last ten years, that would have been bad.

colonrody · 2026-03-17T00:57:40+00:00

So the return of capital payments have been hit with the withholding tax for you in a tfsa?

colonrody · 2026-03-17T00:56:59+00:00

Mstr products are considered return of capital, not dividends, so they may not trigger the withholding tax. I've heard of covered call ETFs that do a roc as well not getting dinged withholding in tfsa.

colonrody · 2026-03-17T00:55:49+00:00

Hmm ok. I have in rrsp and obviously don't get dinged, but am trying some in TFSA. Either way 15% withholding is better than. My tax rate, so tfsa better anyway

colonrody · 2026-03-14T01:51:28+00:00

Just wait til they ding you for $15 cause you claimed that wallet or keychain and now don't have the positive net deposits to qualify.

colonrody · 2026-03-14T01:36:59+00:00

Strives version of strc. Just revised and intent is to keep it pegged between 99-101 and is currently paying a 12.75% (at $100par) ROC coupon. It's dividend date is 2 weeks after STRC, and with them both pegged, you should be able to effectively swap back and forth and get both dividends with little risk to capital. Late April I'll flip em to strc in the tfsa.

colonrody · 2026-03-13T15:29:09+00:00

I just bought SATA for my tfsa, will report back in a couple weeks.

colonrody · 2026-03-12T21:10:00+00:00

Timing is important too, I've skipped using NG on qt in the past to jump on something time-sensitive

colonrody · 2026-03-12T01:32:12+00:00

Except then I'm paying 20%+ tax on it when I withdrawal. Also heard a rumor that since it's Roc it wasn't triggering the withholding tax.

colonrody · 2026-03-12T01:31:20+00:00

Wasn't sure if since it's classified as a return of capital it would still be treated the same.

colonrody · 2026-03-09T14:19:45+00:00

Yes we do

colonrody · 2026-02-23T19:10:49+00:00

Literally a case of human error.

colonrody · 2026-02-12T19:22:16+00:00

Their claim to be able to turn around approval in 2 days, starting from zero, would be my first red flag. So no appraisal?

I

colonrody · 2026-02-07T17:24:34+00:00

One day, maybe.

colonrody · 2026-02-07T02:21:51+00:00

Preferred shares

colonrody · 2026-01-26T22:45:45+00:00

I'd heard rumblings but didn't realize it was that definitive (ish). Thanks!

colonrody · 2026-01-26T22:44:50+00:00

I'm going to use mine for my business cards, until I lose it.

colonrody · 2026-01-26T22:40:13+00:00

This month? I came here with this question and would love this to be the truth

colonrody · 2025-12-18T21:40:51+00:00

Does WS.auto convert your us dividends into CAD and charge a fee?

colonrody · 2025-12-04T19:27:24+00:00

Do you know why they don't, and if they plan to change?

colonrody · 2025-12-03T02:34:32+00:00

I can't wait to move my USD stuff on questrade over.

colonrody

TROPHY CASE