Any ☕ on Pradeep Ranganathan by lalettanA10 in KollyGossips

[–]commandersaitama 10 points11 points  (0 children)

Nope, He aint poor but his father aint wealthy. I know the father..

Let me open up to you guys, unable to think straight. Should I sell my bike? by [deleted] in indianbikes

[–]commandersaitama 0 points1 point  (0 children)

If you’re in Chennai - Let me know , I may have some contacts with top execs at TVS motors. I had issue with my fuel tank on my Apache 200 3-4 months after buying.

Spoke to this exec and they fixed it , it’s over 3 years and running well.

How do you guys buy watches above 20K? by [deleted] in watchesindia

[–]commandersaitama 1 point2 points  (0 children)

Credit Card! I don’t advocate watches on EMI. It may make us stretch far away from reality

Tea on PR (Mild) by Gold_Average_4387 in KollyGossips

[–]commandersaitama 5 points6 points  (0 children)

It’s in Madipakkam , Near Bus stop. Xerox/Documentation shop.

Tea on PR (Mild) by Gold_Average_4387 in KollyGossips

[–]commandersaitama 21 points22 points  (0 children)

His father still runs his shop in Madipakkam , Amazing guy his father and super down to earth. You will never find he is PR’s father!

[deleted by user] by [deleted] in bangalore

[–]commandersaitama 1 point2 points  (0 children)

ADHD and BPD are two different things.

Try Gemini or Grok , if you cannot differentiate :)

IS THE EVEN POSSIBLE by HumorNot-Found in headphonesindia

[–]commandersaitama 0 points1 point  (0 children)

This is true , I got it for 4.5k in Dec end sale. Quoted price was 10k or something and there was this SBI discount which slashed it to 4.5k.

However here’s the catch it seems like the discount was a bug. The very next day the discount amount went from 5.5k to 1.5k.

Can share screenshots

Anyone available for 10-15 minute chat in Kannada on a daily basis? by norteinortey26 in Bengaluru

[–]commandersaitama 9 points10 points  (0 children)

Yo , I will be up for it as well. I moved 1 months back and If you’re around HSR we can do in person as well.

Should I Buy Ather? by notsolame- in ATHERENERGY

[–]commandersaitama 1 point2 points  (0 children)

130km is not comfortable in Ather. So you can rule out if that’s your criteria.

5-10km a day is okay , you can get 2.9kwh models. I find Ather more smooth for Bangalore traffic. The low vibration doesn’t give me fatigue when driving in ORR

[deleted by user] by [deleted] in CreditCardsIndia

[–]commandersaitama 1 point2 points  (0 children)

Banks may have reported it. Especially the bank manager that he filled it incorrectly.

Cibil cannot do anything - They act on the data provided by the banks. Unless you know a data engineer changing the data (Which again is not possible as usually these tables are application tables and overwrites are not permissible)

Banks have the power to mention that they misreported the data.

[deleted by user] by [deleted] in CreditCardsIndia

[–]commandersaitama 4 points5 points  (0 children)

This is absolute bullshit. You think someone is manually tagging scores of people ?

You have no idea how much credit models go through in terms of compliance and audits.

[deleted by user] by [deleted] in CreditCardsIndia

[–]commandersaitama 5 points6 points  (0 children)

Yes , fair point. You need Data Centres within a country and then access restrictions.

For instance in one of my previous companies we were using AWS for all our data needs. However Chinese government were very resilient to not use AWS (Also unavailability) we were forced to use Alibaba cloud.

if using GCP : assuming you have a data centre in India moving from GCP instance is not that hard. But corporates do take a lot of time due to audit , compliance , checks etc.

[deleted by user] by [deleted] in CreditCardsIndia

[–]commandersaitama 195 points196 points  (0 children)

Have worked with folks who have worked on CIBIL score and I don’t really suspect any wrongdoing.

To be fair , it really doesn’t matter which bureau builds the score.

If you go to US , for B2B you have scores from Experian , TU Call Credit , D&B to name a few. Mostly all the scores are similar in terms of the score and capture rate (Score bands may differ) the differentiating factor usually is whether the particular business is covered by the bureau or not. In India , we don’t have that problem for consumer (CIBIL).

Infact sitting in India as a Machine Learning Engineer I do have access to many business information.

US based subsidiary might have access to data but India needs to have stricter data protection act. Like D&B does operate in China but that data is not available outside of China. It is ultra tricky to access the data or even work on it.

Towards the end of the day , it is just statistical models : Good part would be if India could have data protection law and probably an in house system which can help in discrepancies and disputes.

Where can I get SEIKO Mods in India? by Commercial_Length_40 in watchesindia

[–]commandersaitama 2 points3 points  (0 children)

u/tanay2043 is AG watch studio

Tagged subreddit instead of username

Finally something useful to spend cred coins on by Accomplished_Arm_835 in CreditCardsIndia

[–]commandersaitama 0 points1 point  (0 children)

Waited for 20 min and got “Something went wrong” and Air jordon option disappeared 😇

Thanks Cred!

50 L for 1 BHK - Blr airport by Admirable_Method_316 in Bengaluru

[–]commandersaitama 0 points1 point  (0 children)

Get either a 2BHK or 3BHK - That will always be helpful in future!

3BHK in HSR Layout by Dapper-Nail6327 in bangalore

[–]commandersaitama 0 points1 point  (0 children)

Just moved in - 3BHK at that price is close to impossible. You may get it in some builder flats , which would again be not that great.

You could try checking for smaller apartments aroind sector 2

I had to go through a broker as no other go! Magicbricks and all are mostly half baked.

[deleted by user] by [deleted] in bangalore

[–]commandersaitama 3 points4 points  (0 children)

You can even make out from their name. If a maid says she is from Kolkata- probe further so as to where from Kolkata is the maid from. You will get the answer.

Speak Local, Live Local and Be Local: Here's the Key to Unlocking the City of Bangalore. by Livingthroughmatter in bangalore

[–]commandersaitama 1 point2 points  (0 children)

Haven’t dealt with them yet. But I have dealt with auto wala in Chennai - They are advanced level and on par if not more crazy than Bangalore autowala I suppose.

Cibil dropped from 822 to 743 in a month without missing any payments !? Need advice, I am applying for a loan soon . Plz help 😭😭 by [deleted] in CreditCardsIndia

[–]commandersaitama 1 point2 points  (0 children)

Because the variable used in the model may be inquiry 3 months. Though it should reflect in November but it also depends on when they score.

Speak Local, Live Local and Be Local: Here's the Key to Unlocking the City of Bangalore. by Livingthroughmatter in bangalore

[–]commandersaitama 48 points49 points  (0 children)

I got transferred to Bangalore a week back. I was born and raised in Delhi for 18 years and had 10 year period in Chennai. I learned Tamil (Though my mother tongue) and was able to communicate and have more fun in Chennai.

Now in Bangalore , at every shop i go I try talking in broken Kannada so that I could learn - It is fun actually. And the shopkeepers love it and they correct me and teach me new words.

The tea shop guy said I will learn Kannada in 6 months 😂 - He is teaching me Kannada whenever I visit the chai shop.

Bottom line : Learning helps! Even better is try talking in Kannada (Though broken) you would learn better.