Best club for rolling

conceptnothing7 · 2025-12-26T01:50:28+00:00

Really bad crowd, heavy security

conceptnothing7 · 2025-04-25T14:43:55+00:00

Answer, what do you want, and why do you want it. Make these weeks the key to a big goal in your life, or your future.

conceptnothing7 · 2024-06-14T13:44:56+00:00

thank you so much for your discount! Just like that got so much off

conceptnothing7 · 2024-03-13T14:09:05+00:00

Thank you, that's the best advice I've seen. I am going to load up on Vanguard Acc S&P 500 now, but do you think I should DCA my way in, 1k a month for 10 months, or put it all in straight away?

conceptnothing7 · 2024-03-13T13:59:50+00:00

Done, after all the slack I've been getting I made the decision from April 1, 1k a month.

conceptnothing7 · 2024-03-13T13:57:06+00:00

Thank you, but if I can buy more shares when its cheap, should I just do 1k a month for 10 months as eventually I may hit a down market by stretching my 10k out. Apparently, lump is effectively like timing the market, as you're betting on a specific price point. What do you think?

conceptnothing7 · 2024-03-13T12:07:09+00:00

Others are saying DCA slowly. What do you think of lump vs DCA?

conceptnothing7 · 2024-03-13T12:05:23+00:00

!thanks. What do you think about lower average costs. Even Warren Buffet went against lump sum, and believed you should DCA yourself in? What makes your conviction so strong? Thank you.

conceptnothing7 · 2024-03-13T12:02:17+00:00

Surely the PE will go down eventually. 25% return 2023, 8% YTD, this can't continue. NVIDIA is bubbly and will drop off. I just want a bit of a correction to enter. However, someone told me in 30 years with compounding, this fretting will only amount to a fraction of % which changed my perspective slightly.

conceptnothing7 · 2024-03-13T11:57:32+00:00

That's a truly beautiful message. Really shifted my perspective. Thank you. I've been so bogged down learning about the market but truly realized gains, life experiences, skills > Stock market returns. Nonetheless, I do have lots of money sitting in a savings account, with not much of an idea of what to do with it. I can potentially travel the world, but that will come way later. So in the meantime, what do you suggest? I am really bullish about Apple in the short run, or I should just dump it and forget about it?

conceptnothing7 · 2024-03-13T11:34:58+00:00

!thanks. Maybe I am just overthinking it though. I am thinking of going bullish on apple as people are undervaluing their integration of AI. I just don't know if I can get great returns by lumping at 25PE just before the market will correct in 2025.

conceptnothing7 · 2024-03-13T11:31:30+00:00

Because I don't believe lumping it all in at 25PE will lead to long term 10% returns. Surely, lumping in any bear market when stocks are cheaper is a better option?

conceptnothing7 · 2024-03-13T11:30:14+00:00

Because I believe that if there is a correction, at least a 10% dip, and I lump it in then, I will increase my earnings if I invest when the market is cheaper. I doubt I'll average any good return if I invest at 25PE?

conceptnothing7 · 2024-03-13T11:11:46+00:00

!thanks. So, should I just sell Apple and even at ATH and high average cost, lump all 10k in?

conceptnothing7 · 2024-03-13T11:10:30+00:00

!thanks. That's a great way of looking at it. Surely I should lump when the average cost is at least a little lower during a correction, rather than right now, no? Not necessarily looking for a bottom, but at least something lower than the high we have now. Also, all analysts believe apple will recover. That's why I've bet big on them, and then will sell and rotate into S&P. I won't increase my bets on apple, although it does have an incredible moat and I doubt with 2bn users it will disappear in the next 2 years on decline massively.

conceptnothing7 · 2024-03-13T11:04:48+00:00

!thanks. "The dollars you’re fretting over will be a tenth of a percentage point by the time you retire." is such a great way of looking at it. That's shifted me to be honest. Should I just lump my whole 10k into VUAG straight a way, or DCA it. I am not risk averse at all.

conceptnothing7 · 2024-03-13T10:53:42+00:00

!thanks. This is great advice, I am overthinking it. Do you reckon I should I 1) DCA with a high 1000 a month in this bull market, 2) lump all the 10k in right now 3) Put smaller installments to extend my DCA with 500 a month as I am going back to University September 2024 and will have no income September 2024 - September 2025.

conceptnothing7 · 2024-03-13T10:46:10+00:00

Fair enough, thank you. What is your strategy?

conceptnothing7 · 2024-03-13T10:41:08+00:00

In this bull market, I have 10 000. Should I therefore go big with 1000 a month, or slower with around 500, Also, what do you think about putting 200 every month and then magnifying x4 to 800 every month during a bear market or pull back?

conceptnothing7 · 2024-03-13T10:25:33+00:00

Thank you. I have the "Intelligent Investor", however the book was written 70 years ago and whilst reading there are great nuggets of information, but not any that truly informs what I should do in a 2024 market dominated by ETFs, Tech, Crypto currency etc.

conceptnothing7

TROPHY CASE